關於這個 Podcast 🔗
Firm & Final: The Legends of Stop Loss and Reinsurance is an award-winning stop loss industry podcast from BCS Financial Head of Large Claim Solutions Mehb Khoja. With a new focus each season, Mehb brings together members of the stop loss, reinsurance, and self-funded industries to discuss current and future stop loss issues and trends, and share legendary experience and advice for the next generation of stop loss and reinsurance superheroes.
BCS Financial: bcsf.com
最新一集 🔗
It's our biggest event of the year, and you're invited! After four seasons of Firm & Final, we invited guests from some of our favorite episodes to join us on-stage at this year's RiskNavigator Conference in Chicago. And for the first time, we recorded the show live in front of a…
以前的節目 🔗
The stop loss industry is in a tricky position. Rising healthcare costs are driving loss ratios up, which is forcing stop loss carriers to raise their rates. In turn, higher rates make healthcare less affordable and less accessible, which is a lose-lose for everyone involved.So in this episode, we&…
"Buy healthcare better." That's the guiding philosophy at benefitSMART, an innovative cost-containment solution for the healthcare business that is making headway on one of the industry's biggest problems.The consumption of healthcare is primarily a passive experience for most c…
Pharmaceutical costs are one of the key factors driving increased health care expenditures in the U.S.Which is pretty stunning when you consider that most Americans don’t have any idea how those drugs are priced, or even how they get to market. So in this episode, we’re exploring the complexities o…
Even veterans of the stop loss industry are scratching their heads these days, wondering if this is the hardest market with which we’ve ever had to contend. With loss ratios peaking at 91% last year and widespread underperformance across all segments, insurers are struggling to keep pace with the a…
The dynamics between selling stop loss policies and underwriting stop loss policies have always created a strange dichotomy in the stop loss industry. But the latest NAIC data show loss ratios in stop loss climbing to an astounding 91%. And, in an environment where both of the severity and frequenc…
While the world of stop loss often focuses on mitigating catastrophic employer risk, supplemental health products are designed to protect the working families at the heart of those plans.In this episode of Firm & Final, we explore these "two sides of the same coin," examining how thes…
It feels like there's a growing disconnect between established players in the stop loss industry and the new entrants who crop up annually. Long-term industry experts point to warning signs that the market may be hardening. Yet every year, new players enter the market, attracted by the undenia…
You can't fully understand the stop loss and reinsurance industry without considering the impact that its myriad consultants have on both insurers and underwriters. These consultants bring decades of experience to bear on behalf of their clients, and offer up a unique perspective on what'…
It’s summer time—normally the calm before the storm for the stop loss and reinsurance industries. But many experts will tell you the industry feels more “unsettled” than usual. It’s a time of churn, as some carriers exit but other new players enter. Some stop loss carriers are struggling to find ma…
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