00:00:38Welcome to When Shift Happens
00:03:23Meeting Frank: Past, Present, and the Journey Between
00:04:58The Moment Everything Changed
00:05:29Searching for Work in a Difficult City
00:15:28Finding Support Among Other Homeless People
00:17:43Education as a Bridge to a New Life
00:18:59Learning to Survive: Informal Education on the Streets
00:21:06Opening Doors Through Good Grades
00:25:19How Survival Shaped Frank's Leadership
00:26:50Everyone Matters: Leading with Heart
00:28:40Redefining Success: From Big Cars to Making an Impact
00:31:23Three Simple Money Habits That Work
00:31:53Understanding Your Relationship with Money
00:34:00The Power of Budgeting
00:36:37Daily Rituals That Keep Frank Grounded
00:37:10Starting the Day with Gratitude
00:40:24Self-Compassion: Being Kind to Yourself
00:42:22A Message for Anyone Starting from Nothing
00:42:50You Matter Because You Are Human
00:44:13The Power of the Human Spirit
00:47:20Closing: Your Greatest View Lies Ahead