ABOUT THIS PODCAST 🔗
The Middle Class explores the real financial life of the Orthodox middle class with honest, practical conversations. From tuition and housing to debt, investing, taxes, insurance, and small business challenges, we open the discussions usually kept private. Hear from families, business owners, experts, and the host’s Torah-guided insight. Real talk and real clarity for anyone trying to make responsibly, purpose-driven financial choices. Hosted by Moshe Alpert, CEO and Founder of Ceremian Financial, who brings decades of financial insight to real conversations about money and life.
Hosts:
Update frequency:
every 16 days
Average audio length:
58 minutes
Guest interviews
Has sponsors
English
United States
13 episodes
since Dec. 9, 2025
episodic
LATEST EPISODE 🔗
Wealth Beyond The Wallet
Most conversations about wealth start with income, savings, investments, and retirement.
But what if some of the most important things that make a person wealthy have nothing to do with money?
What did contentment look like before constant upgrading and comparison?What can …
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Search past episodes of The Middle Class.
PREVIOUS EPISODES 🔗
Estate & Medicaid Planning Is Simpler Than You Think | Episode 11
Most people know they should have a will, power of attorney, or some kind of estate plan.
But many families put it off because it sounds complicated, expensive, or like something they only need to think about when they’re older.
…
🎙️ Taxes: What Every Middle-Class Family Should Know
Most people file taxes every year without really understanding how the system works.
What is a 1040?What’s the difference between a W-2 and a 1099?What actually counts as a deduction?Why is a tax credit better than a deduction?
In this episode of…
🎙️ The Real Cost of Building a Business (No Shortcuts, No Hype)
Most people think building a business is one big break, one lucky deal, and you're set. It's not.
In this episode of The Middle Class Podcast, Moshe Alpert sits down with Alex Edelman, former Mayor of the Village of Lawrence, NY, for…
🎙️ The Truth About Real Estate (Not What You Think)
Most people think real estate is about closing one big deal and getting rich.
It’s not.
In this episode of The Middle Class Podcast, Moshe Alpert sits down with Yosef Katz, founder of Atlas Realty Group, for a real and unfiltered look at what the …
🎙️ Retirement
Retirement is something most people think about, but very few actually plan for properly.
In this thoughtful and practical episode, host Moshe Alpert, CFP® sits down with Dovid Goldfarb, who shares the real-life financial habits and disciplined mindset that allowed him to retire com…
The Little Choice That Is Destroying You
Most people don’t lose control all at once.
It happens gradually — through small decisions repeated daily.
The decision to delay what matters.The decision to avoid discomfort.The decision to choose convenience over discipline.Over time, these choices shape f…
WHAT DOES “MIDDLE CLASS” REALLY MEAN ANYMORE?Is it $250K? $350K? $450K??
In this episode of The Middle Class Podcast, Moshe Alpert, CFP® sits down with Shalom Becker, Vice President of Purchasing at Millennial Healthcare, for a rare, honest look at what it actually takes to build a middle-class li…
🎙️ Maaser, Debt & Donor Funds
When halacha meets household budgets — what you must know
Million-dollar halachos for middle-class income. In this clear, direct, and surprisingly empowering episode, host Moshe Alpert, CFP® is joined by Rabbi Tzvi Yaakov Stein (aka The Texting Rabbi) to break down…
🎙️ Mortgages
Million-dollar homes used to sound like luxury real estate—but in many neighborhoods today, that’s just the price of a modest home. So how are middle-class families pulling it off?
In this sharp, practical, and surprisingly hopeful episode, host Moshe Alpert, CFP® is joined by Gabe “M…
Disclaimer: The podcast and artwork embedded on this page are from Moshe Alpert, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.
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