The Next Chapter Retirement Podcast

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Missed your Medicare window? Learn how the Part B and Part D late penalties work, when you can delay without one, and the five steps that keep surprises out of your next chapter. Navigating Medicare enrollment windows requires careful timing, as missing a deadline can trigger permanent monthly pena…

We'll walk through the ten questions I'd ask if you were sitting across from me right now. Some of them take two minutes to answer. A couple of them could save you real money. None of them require you to become a Medicare expert.

There's an envelope sitting in your mailbox right now, or it will be there within the next three weeks. It's from your Medicare plan. It's probably twenty pages long, it's printed in small type, and roughly nine out of ten people set it on the counter, glance at the first page, and eventually throw…

In this episode of Next Chapter Retirement breaks down the massive financial impact of Social Security claiming decisions. While 26% of people rush to claim at 62, doing so locks in a permanent 30% benefit reduction. By contrast, waiting until age 70 acts as longevity insurance, boosting your benef…

Healthcare is one of the largest expenses in retirement, and one of the least planned for. In this episode, we walk through four healthcare costs that catch retirees off guard: the deductibles and coinsurance built into Medicare itself, the dental/vision/hearing gap Original Medicare leaves open, t…

Medicare's temporary GLP-1 Bridge covers Wegovy and Zepbound for a $50 copay. We explain who qualifies, the catches, and why it's not as simple as it sounds.

In this episode, we break down IRMAA (Income-Related Monthly Adjustment Amount), an income-based surcharge added to your Medicare Part B and Part D premiums. You'll learn the mechanics of how this surcharge is calculated, why it catches so many diligent savers by surprise, and the proactive plannin…

Retirement used to be fairly short, but today it can last 30 years, and that changes everything about how you plan. In this episode, we share the longevity numbers most people underestimate, the real cost of health care over a long retirement. Learn the 3 simple shifts that separate a retirement…

In this episode of Next Chapter Retirement, we'll break down the five quietest and most expensive Medicare mistakes that retirees make. These aren't dramatic errors; they are silent decisions, often made from a lack of information, that can lead to lifetime penalties, denied claims, and higher prem…