T+1: Why 'Fix Your Data First' Might Be Wrong

Most financial firms have been told the same thing: clean up your data before you layer AI on top, or automation will only magnify the mess.
But Steve Shillingford, CEO and founder of DeepSee, doesn't quite agree.
With settlement cycles getting shorter and operational pressure mounting, he makes a case that runs against much of what the industry has been saying, and it's the kind of thing that makes you stop and go "wait, what?"
In this episode, Steve joins David Kirby of Broadridge Consulting to discuss their recent partnership, why orchestration matters more than simply deploying another AI agent, and where the real settlement pain points are hiding — from overflowing shared inboxes to SSI errors that go undetected until it’s too late.
With T+1 already live in the US and Europe's transition deadline approaching in October 2027, the pressure to solve these challenges isn't going away anytime soon.
Topics covered:
Why "clean your data first" may be the slower, costlier path to AI
Orchestration vs. deploying a single AI agent
Email inboxes and reconciliation as hidden settlement risk
SSI errors and where they do real damage
T+1 in the US and what's coming for Europe and the UK
What AI means for jobs in capital markets
Guests: Steve Shillingford (CEO, DeepSee.ai) and David Kirby (Broadridge Consulting)
Host: Maureen Lowe, FTF