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Moonlighting Risks: Protecting Your Professional Liability

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00:20:50
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In this episode of Tech Takes, guest host David Terlizzi and ProLink Insurance practice leader Allison MacLennan explore the growing trend of moonlighting among Ontario's engineering technicians and technologists, and the risks that can come along with it.

While economic uncertainty drives many to take on side work, often starting as simple favours for neighbours or small businesses, Allison warns that good intentions won't shield you from unexpected professional liability claims.

Tune in to learn the hidden risks of moonlighting and the essential strategies you need to protect yourself.

Have a topic you’d like to discuss or comments about the episode? Reach us at techtakes@oacett.org.

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HIỆN GHI CHÚ 🔗

00:00:0900:03:49 - Introduction to Tech Takes and the Reality of Moonlighting
00:03:5000:05:07 - Why Moonlighting is an Important Risk Issue
00:05:0700:06:40 - Real-World Example: When Harmless Side Work Leads to Liability
00:06:4100:08:05 - The Three Elements of a Professional Liability Claim
00:08:0600:09:16 - The Misconception About Employer Insurance Coverage
00:09:1700:10:15 - The Dangers of Informal Agreements and Helping Friends
00:10:1600:12:00 - Practical Steps to Reduce Risk: Contracts and Scope of Work
00:12:0100:13:25 - Understanding Professional Liability Insurance as an Investment
00:13:2600:15:20 - A Second Case Study: HVAC Maintenance Disputes
00:15:2100:17:48 - The Mental Health Toll of Lawsuits and Using Contracts with Family
00:17:5000:19:44 - Final Advice and ProLink Insurance Resources
00:19:4600:20:19 - Fun Fact: Weekend Traditions and Premier League Soccer
00:20:2000:20:38 - Conclusion and Final Thoughts

BẢN CHÉP ÂM THANH 🔗

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