BU BÖLÜM HAKKINDA
Are you tired of $4,000 mortgage payments on a “starter” home? In this episode, Justin Midgley (Prime Real Estate Experts) breaks down exactly why house hacking is the smartest, lowest-risk way to own a home in Utah’s crazy market.
We rip apart the detached ADU hype (yes, even Tanner Gattmeyer’s), show the real numbers on costs and ROI, and reveal how internal house hacking can slash your payment 30-70% while you control a bigger, faster-appreciating asset.
Justin and Jacob talk about:
How to house hack properly (rent the main level, live in the basement – or the reverse)
Good leverage vs. dangerous over-leveraging (and the 2008 lessons still applying today)
Utah-specific zoning, legality, and illegal ADU traps that can cost you everything
50-year affordability data that proves house hacking gets you back to the 20% income sweet spot
Principal paydown, tax write-offs, and why a $600k house with renters can feel cheaper than a $400k townhome
The mindset shift: build income first, then invest – real estate is NOT passive income
If you’re a first-time buyer, serial house hacker, or just tired of feeling house poor, this episode gives you the exact playbook to make housing affordable again.
Connect with Justin Midgley!
Insta: https://www.instagram.com/justinmmidgley/https://homelordsystem.com/
Connect with Jacob
🌐 bio.site/FinancialGinger
FB: https://www.facebook.com/FinancialGinger
Insta: https://www.instagram.com/financialginger/
FinancialGinger — Wise money choices, for peace and empowerment.
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🎤 Episode #47: FinancialGinger
