BU BÖLÜM HAKKINDA
In this episode of Data Driven Finance, we talk with David Silberman. David is a Visiting Lecturer in Law at Yale Law School as well as a Senior Advisor to the Center for Responsible Lending, the Financial Health Network, and other notable organizations. He taught and lectured at Georgetown University and Harvard University, and was the Consumer Financial Protection Bureau’s Associate Director for Research, Markets and Regulation from November 2010 to February 2020. In this episode, we cover such topics as:
- What the Center for Responsible Lending does
- Results of some of the Center’s research
- What the Financial Health Network aims to do
- What lenders are doing to get better information and data to make better decisions
- The current problems with credit scores as indicators of credit-worthiness
- Where technology has (and hasn’t) made the loan application process easier for consumers
- What lenders are looking for in cash flow data
- Improving inclusivity while still making responsible loans
- What defines financial health
- Advice on wealth building for Gen Z
Some Helpful Links:
Center for Responsible Lending
The information and material provided are for general awareness and information purposes only and does not constitute professional, legal or financial advice. Yodlee makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, or reliability of the information. Any opinions, views or conclusions presented/shared by guests/interviewees may not represent those of Yodlee.
