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Greg Abrams sits down with Eric Olson, Account Executive and non-QM lending specialist at Angel Oak, to break down what non-QM lending actually is and why it's a growing part of the mortgage market.
They cover why "non-QM" gets an unfair reputation, how wholesale lending partnerships work, why shopping purely on rate can cost more in fees, and why box banks often aren't equipped to guide borrowers through more complex loan scenarios.
Eric also shares his path into the mortgage industry, starting with no mortgage background, and what he's learned about earning client trust over the years.
Topics covered: non-QM lending, wholesale lenders, Angel Oak, debt service ratio loans, non-warrantable condos, box banks, mortgage rates, current market conditions.
Greg Abrams, Branch Manager, American Pacific Mortgage.
