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Welcome to Episode 40 of Ehbasve Dhebasvamaa. This week, Hiriga Ahmed Zahir Mohamed Usham are joined by Ahmed Ameel, Managing Director of Dhivehi Insurance, for a discussion on Aasandha, health insurance and the future of healthcare financing in the Maldives.
Ameel discusses the current structure of the state-funded Aasandha scheme, the changes he believes are needed to make the system more sustainable, and the role private insurance providers can play alongside government-funded healthcare.
The conversation also looks at the Maldives’ continued dependence on overseas medical treatment, whether stronger insurance coverage can reduce the financial burden on individuals and the state, and how the country can build a more effective healthcare financing model.
In this full episode, we discuss:
The current structure and future of the Aasandha scheme.
Changes needed to strengthen state-funded health insurance.
The role of private insurance providers in healthcare.
The Maldives’ dependence on travelling abroad for medical treatment.
How insurance can better support individuals, families and the wider healthcare system.
