Ep 19

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Nelson Kraus, a financial and investment advisor with IG Wealth Management with over 15 years of experience working with individuals, families, and business owners to help them build, protect, and transfer wealth efficiently.We get into why the traditional path to retirement is broken for people under 45, the one "safe" investment that is quietly making you poorer over time, the hidden decisions that wipe out decades of financial progress, why your personality determines how you handle money without you even realizing it, what wealthy people actually do differently when building long term wealth, why estate planning gets neglected even by wealthy individuals and what that costs families, and what 15 years of sitting across from wealthy families actually taught him about money, risk, and regret.Whether you're in your 20s, 30s, or 40s trying to figure out how to build real wealth before it's too late, this conversation is packed with honest, practical insights from someone who has seen it all from the other side of the table.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect with Nelson- LinkedIn: https://www.linkedin.com/in/nelson-kraus-cim-bb991b64/-------------------------📌 Timestamps00:00 – From call center to financial and investmentadvisor: the accidental career that changed everything03:08 – How your childhood wires your relationship with money without you knowing08:04 – The outdated wealth building blueprint that no longer works14:19 – The compounding secret behind every person who builds real lasting wealth16:06 – The silent wealth destroyers 19:10 – The wealth transfer mistake even rich families make23:41 – The investment everyone thinks is safe that is quietly making you poorer28:33 – Why people doing everything right are still ending up broke at retirement41:46 – The alternative investments the wealthy are quietly paying attention to47:06 – When faith meets finance: what money can and cannot actually give you49:04 – Starting over in your 20s or 30s: what 15 years in wealth management taught him⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.