ABOUT THIS EPISODE
In this episode of The Accel Advantage podcast, host Corey Rekers is joined by Accel real estate insurance advisors Dustin Toner and Kate Rahfeldt to uncover the hidden risks many property owners and portfolio managers overlook. They break down why having multiple brokers can actually hurt your leverage, how your reputation in the insurance marketplace impacts your outcomes, and why insurance should be viewed as a strategic investment—not just a cost.
The conversation dives into today’s evolving insurance landscape, rising deductibles, and how factors like construction materials, risk management practices, and alignment between stakeholders can significantly impact your program. Dustin and Kate also share real-world examples, including how poor coordination can lead to underinsured properties and missed opportunities in the market.
If you manage or invest in real estate, this episode is packed with practical insights to help you better structure your insurance program, reduce risk, and position your portfolio for long-term success.
Check out our website: acceladvantage.com
Follow us on social media for more tips, tricks, and fun!
The Accel Group:
Chapters
00:00 Introduction to Dustin Toner and Kate Rahfeldt
00:46 Backgrounds in Real Estate and Insurance
03:57 The Biggest Mistake Portfolio Managers Make
05:41 Why Multiple Brokers Can Hurt Your Leverage
07:30 Real Example: When Too Many Brokers Go Wrong
10:15 The “Jockey and Horse” Approach to Insurance
11:21 How the Insurance Market Has Changed
12:27 What Insurance Really Is (Reframing the Mindset)
14:01 Taking a C-Suite Approach to Risk Management
15:27 Customizing Insurance vs. Chasing the Lowest Bid
17:07 Challenges Across Different Real Estate Asset Classes
19:11 Case Study: Improving Risk Through Better Construction
21:29 Understanding Loss Assessment Coverage
23:13 Key Takeaways for Property Owners & Managers
Keywords
real estate insurance, property portfolio risk, riskmanagement, insurance strategy, multifamily insurance, property management, insurance marketplace, underwriting, loss assessment coverage, real estate investing, insurance costs, deductible strategies, risk transfer, assetprotection, commercial real estate
