ABOUT THIS EPISODE
How much you need to retire quiz: https://bit.ly/Adam-Olson
Most people think they’re “getting ready” for retirement between ages 60 and 67.
In reality, this is when many retirees quietly sabotage their entire plan.
In this episode, I break down 9 common purchases people make before age 62 that seem smart—but actually destroy flexibility, increase taxes, and cost tens of thousands of dollars over time .
You’ll learn:
Why the 60–67 window is the most tax-sensitive period of your entire financial life
How early annuities, insurance, renovations, and debt payoffs can backfire
The hidden impact these decisions have on Roth conversions, ACA subsidies, IRMAA, and Social Security timing
Real client examples where “good intentions” led to massive opportunity loss
What you should spend money on instead during the Retirement Red Zone
This episode is especially important if you’re within 5–7 years of retirement and want to protect your income, lower lifetime taxes, and stay in control—without locking yourself into irreversible decisions.
If you want help sequencing your income the right way and avoiding the mistakes that derail most retirements, check the link in the show notes.
How much you need to retire quiz: https://bit.ly/Adam-OlsonInvesting involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.
