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In this “crunchy showdown” we take two completely unrelated things and force them into a head-to-head battle for no good reason. Walkers Crisps - the undisputed king of British snacks. Faster Payments - the system that made sending money go from “waiting three business days” to “done in a secon…
Today we’re talking about the Tooth Fairy. Specifically: how does the Tooth Fairy even function in a cashless world? Think about it—kids don’t use cash, parents don’t carry cash, and banks are closing branches faster than my willpower at a doughnut shop. So what’s the Tooth Fairy supposed to do? …
Cheques were once the primary way people and businesses moved money around in the UK. But now? They’re going the way of the fax machine, the DVD rental store, and the telephone directory. So, what happened? And what other once-dominant things have suffered the same fate?  Sign up for the free Paym…
QR Codes and Quishing Today we are delving into a concerning trend that’s been making headlines (again) - the dramatic rise in QR code scams, commonly known as “quishing.” QR codes were invented in 1994 by Masahiro Hara, an engineer at the Japanese company Denso Wave, which is a subsidiary of Toyot…
Coming, ready or not: ISO 20022 SWIFT Compliance Deadline The November 2025 deadline for ISO 20022 compliance is fast approaching, requiring all financial institutions handling SWIFT payments to adopt the new messaging standard. Implications of Non-Compliance While customer transactions won't be im…
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