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At the risk of being simplistic, the credit process of decision, monitoring and collection has remained unchanged for hundreds if not thousands of years. However we are seeing a strong mindset shift in the way banks and other lenders go about issuing credit. Long gone are the days of “all-you-can-e…
Digital transformation is a difficult undertaking for any organisation. Many incumbents fail in their attempts to change the mindset, behaviour, practices and technology that will help them remain competitive, presenting a market opportunity for companies that can bring speed, technology and agilit…
Digitaliztaion of businesses has made things more convenient for consumers but has come with its own set of new challenges. Problems arising from the “non-phisical” nature of many new businesses has led to instances of fraud, crime and other illegal activities perpetrated by organizations that hide…
Insurance has traditionally been a paper heavy business loaded with regulatory burdens that have made insurers slow in the uptake of transformation. It is no surprise that amongst the disruption of financial services, insuretech solutions have not yet taken centerstage in the way many other fintech…
Payments is perhaps the area of finance where we’ve seen the most innovation and the most intense competition. In only a few short years we've gone from chip and pin, to contactless, to mobile payments, to immediate cross boarder payments.  And yet amongst all this innovation and convenience, compa…
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