WEBVTT
00:00:00.560 --> 00:00:01.199
Good day.
00:00:01.360 --> 00:00:01.840
This is Dr.
00:00:01.919 --> 00:00:04.240
Janna Price Sharps from Mindpilot.
00:00:04.400 --> 00:00:06.240
Thank you for joining today.
00:00:06.559 --> 00:00:11.919
Today we're going to talk about preparing for retirement.
00:00:16.480 --> 00:00:18.399
This is a two-part series.
00:00:18.559 --> 00:00:20.480
The first part is preparing.
00:00:20.719 --> 00:00:24.160
The second part is what do you do after retirement?
00:00:24.399 --> 00:00:29.839
I've been doing this job for a long time, as most of you who've listened to me at all know.
00:00:30.160 --> 00:00:32.159
Been about 26 years now.
00:00:32.399 --> 00:00:46.079
And what I have found is that people that are living a life outside of the department before they retire tend to do much better in retirement.
00:00:46.240 --> 00:00:48.079
So what does that mean?
00:00:48.719 --> 00:00:51.280
Well, do you have hobbies?
00:00:51.520 --> 00:00:53.520
And don't tell me just working out.
00:00:53.679 --> 00:00:59.840
Yes, working out can be a hobby, but I'm talking about fun things that you do with friends.
00:01:00.079 --> 00:01:01.679
Do you go play golf?
00:01:02.000 --> 00:01:05.760
Do you, I don't know, play poker?
00:01:05.920 --> 00:01:07.920
Do you play chess with somebody?
00:01:08.239 --> 00:01:11.519
Do you go to the movies with some friends?
00:01:11.680 --> 00:01:25.200
You know, what are some of the hobbies that you do that you enjoy with other people that are not necessarily tied to your department?
00:01:26.239 --> 00:01:34.159
If you're a veteran and you only talk to veterans, it's pretty hard to start dealing with civilians.
00:01:34.400 --> 00:01:43.120
If you're a cop or a deputy and you only talk to law enforcement, it's pretty hard to have friends in the civilian realm.
00:01:43.439 --> 00:01:45.359
Same thing with fire, okay?
00:01:45.599 --> 00:01:48.159
Same thing with emergency services.
00:01:48.480 --> 00:02:01.120
If those are the only friends that you have and you only talk shop on your days off, then what happens when you retire and those people aren't around?
00:02:01.439 --> 00:02:06.079
And you're left with us civilians and you don't know what to say.
00:02:06.319 --> 00:02:17.280
You don't have anything in common with them, you haven't developed any hobbies outside of work, and you're kind of lost, and then you become really isolated.
00:02:17.840 --> 00:02:25.919
Now, if you're still working and you're listening to this, please understand something.
00:02:26.560 --> 00:02:32.080
And I'm saying this because I've seen it so many times.
00:02:32.960 --> 00:02:45.520
When you retire, the people that you've been working with for 15, 20, 25 years, 30 years, there's an expectation they're gonna call you.
00:02:46.479 --> 00:02:51.039
If they're still working, a lot of times they don't call.
00:02:51.520 --> 00:02:56.159
And I've had so many people really devastated.
00:02:57.360 --> 00:03:01.840
They're like, I'm off on injury for six months, nobody called me.
00:03:02.400 --> 00:03:07.919
I am retired for six months, I haven't heard from anybody.
00:03:08.159 --> 00:03:12.879
I've worked with these people for 20 years, 25 years, 30 years.
00:03:13.199 --> 00:03:14.639
I don't hear from anybody.
00:03:14.800 --> 00:03:19.199
If I call them, maybe they call me back, maybe they don't.
00:03:19.759 --> 00:03:21.840
Where did all my friends go?
00:03:22.800 --> 00:03:38.560
So again, the happiest people that I've ever met that re when they retire are those that have friendships out of their department, out of their job, their profession.
00:03:39.840 --> 00:03:42.479
Start making those friends.
00:03:42.639 --> 00:03:48.639
If you're preparing for retirement, start developing those relationships.
00:03:48.960 --> 00:03:54.639
Don't just go golfing with the guys from the department or the gals from the department.
00:03:54.960 --> 00:03:56.719
Go with somebody else.
00:03:57.039 --> 00:04:06.639
Start making those friends outside of your profession and start doing something besides thinking about your profession.
00:04:07.759 --> 00:04:11.199
Make sure that you have some hobbies.
00:04:11.520 --> 00:04:16.240
Make sure that you have some things that you want to accomplish.
00:04:16.560 --> 00:04:24.639
One of the things that most people struggle with in retirement is lack of purpose.
00:04:25.040 --> 00:04:30.000
So when you're working, it's easier to have a purpose a lot of times.
00:04:30.160 --> 00:04:45.040
And that purpose can range anything from the day-to-day responsibilities of the job or promoting, or, you know, moving to a different department or doing something different.
00:04:45.360 --> 00:04:50.480
However, what is your purpose going to be once you retire?
00:04:50.639 --> 00:04:52.079
And I hear this all the time.
00:04:52.319 --> 00:04:54.639
Guys are like, well, I'll just peg golf.
00:04:55.360 --> 00:04:55.680
Okay.
00:04:56.959 --> 00:05:01.519
So every day, seven days a week, you're going to play golf.
00:05:01.920 --> 00:05:09.519
Well, about the third or fourth week, you may start finding yourself going, huh?
00:05:10.079 --> 00:05:13.519
I don't really feel like golfing today, but what am I going to do?
00:05:14.240 --> 00:05:19.600
So start thinking about what would your chapter two look like.
00:05:20.000 --> 00:05:24.079
It doesn't mean you have to go out and get another job, although many people do.
00:05:24.800 --> 00:05:32.720
It doesn't mean that you have to tackle something huge, but what would give you purpose?
00:05:33.040 --> 00:05:36.879
I have people that do go back and they get a different kind of job.
00:05:37.199 --> 00:05:46.000
I have people that get involved in a community outreach project of some kind that they really enjoy.
00:05:46.399 --> 00:05:54.319
It's probably a good idea to start getting involved in that before you retire, even if it's just a little bit.
00:05:55.360 --> 00:06:00.560
You don't have to do it every day, you don't have to get involved in it every day.
00:06:00.879 --> 00:06:13.439
But start designing your chapter two so that when you get there, you're just not treading water and wondering what to do with your life.
00:06:14.000 --> 00:06:25.759
Also, if you are in a long-term relationship, you need to think about how your retirement is going to impact your family.
00:06:26.079 --> 00:06:28.720
So for some people, this is not a problem.
00:06:29.680 --> 00:06:43.519
But for other people, you might want to think about how your job has impacted the family dynamics and how you suddenly being home a lot more is going to impact that.
00:06:45.360 --> 00:06:57.279
I know this is blunt, but there are people that maybe they haven't really seen their spouse or significant other a whole lot in the last 25 years.
00:06:57.680 --> 00:07:00.480
And suddenly now you're home every day?
00:07:00.800 --> 00:07:05.600
Suddenly your home going, hey, what you doing today?
00:07:06.079 --> 00:07:11.600
If the other person's retired or working in the home, maybe.
00:07:13.199 --> 00:07:15.120
Well, how is that going to affect them?
00:07:15.279 --> 00:07:16.480
How is that going to affect you?
00:07:16.639 --> 00:07:19.199
How is that going to affect your relationship?
00:07:19.519 --> 00:07:27.040
You really want to think about that before retirement rather than after retirement.
00:07:27.199 --> 00:07:31.199
Now the two of you are fighting and getting very angry with each other.
00:07:31.439 --> 00:07:41.120
If the other person has worked at home and suddenly now you're at home all the time, what is that going to mean?
00:07:41.360 --> 00:07:44.399
How is that going to influence their day?
00:07:44.639 --> 00:07:48.319
How is it going to influence your day?
00:07:49.199 --> 00:07:55.839
Also think about what kind of schedule would you like to keep once you retire.
00:07:56.079 --> 00:07:58.319
Some of you've worked night shift.
00:07:58.639 --> 00:08:04.160
Some of you have, you know, gotten used to working all the time.
00:08:04.560 --> 00:08:08.399
What are you going to do when nobody's setting your schedule?
00:08:08.959 --> 00:08:21.360
In the various departments and military groups, people tell you when to show up, when you can go home, what uniform you're supposed to wear.
00:08:21.600 --> 00:08:27.920
They tell you what the rules are, they tell you how you're going to perform your job.
00:08:28.160 --> 00:08:33.679
There's lots of regulations, there's lots of standard operating procedures.
00:08:34.320 --> 00:08:48.399
So when you're used to that, and then you transition to a life where there is none of that, how are you going to give yourself structure?
00:08:49.120 --> 00:08:52.159
How do you regulate your life?
00:08:52.799 --> 00:08:54.320
How do you show up?
00:08:54.480 --> 00:08:56.320
What do you need to do?
00:08:56.559 --> 00:08:58.720
What do you do when you get bored?
00:08:59.120 --> 00:09:00.639
How do you want to dress?
00:09:00.799 --> 00:09:14.879
I know that sounds kind of weird, but it's very life-altering for some people when they've been told what uniform every single day, and now they don't have a uniform.
00:09:15.039 --> 00:09:16.240
So what does that mean?
00:09:16.399 --> 00:09:18.320
What is that going to look like?
00:09:20.320 --> 00:09:24.080
And how are you going to take care of yourself?
00:09:26.320 --> 00:09:31.440
You've heard me talk about sleep a million times if you listen to this podcast.
00:09:32.480 --> 00:09:33.840
How are you sleeping?
00:09:34.399 --> 00:09:36.320
This is before retirement, right?
00:09:36.480 --> 00:09:37.759
How are you sleeping?
00:09:38.000 --> 00:09:39.279
How are you eating?
00:09:39.519 --> 00:09:41.919
How are you taking care of you?
00:09:42.720 --> 00:09:51.840
How are you functioning day-to-day besides the department, besides the military?
00:09:52.159 --> 00:09:53.600
How are you doing?
00:09:53.840 --> 00:09:55.759
How are you feeling?
00:09:56.480 --> 00:10:01.519
Because when you retire, you're gonna have a lot of you time.
00:10:02.159 --> 00:10:08.399
And if you're not used to you time, that's where people get in trouble in retirement.
00:10:09.679 --> 00:10:13.360
So I really want you to begin to plan this.
00:10:13.440 --> 00:10:19.120
Don't avoid it, which is what we all like to do when things are uncomfortable.
00:10:19.600 --> 00:10:24.399
The more you plan for it, the more successful you'll be in it.
00:10:25.360 --> 00:10:32.080
But I really want you to think about what would your daily structure look like if you're not gonna go get another job.
00:10:32.960 --> 00:10:35.200
How are you gonna structure your day?
00:10:35.440 --> 00:10:37.039
What time are you gonna get up?
00:10:37.279 --> 00:10:39.200
What are you gonna do during the day?
00:10:39.600 --> 00:10:41.279
When do you go to bed?
00:10:41.759 --> 00:10:44.960
What purpose do you have?
00:10:46.159 --> 00:10:50.879
Those are really very important aspects of life.
00:10:52.320 --> 00:10:54.960
Very important aspects of retirement.
00:10:56.559 --> 00:11:14.159
So plan for it, think about it, look at how it's gonna change your life, and look at things that you can do now that will reduce the angst when you retire.
00:11:14.799 --> 00:11:16.799
I hope this was helpful.
00:11:17.120 --> 00:11:18.639
Thank you for joining.
00:11:18.879 --> 00:11:20.240
Have a wonderful day.
00:11:20.399 --> 00:11:21.039
This is Dr.
00:11:21.120 --> 00:11:23.440
Janet Priceharps from Mind Pilot.
00:00:00.560 --> 00:00:01.199
Good day.
00:00:01.360 --> 00:00:01.840
This is Dr.
00:00:01.919 --> 00:00:04.240
Janna Price Sharps from Mindpilot.
00:00:04.400 --> 00:00:06.240
Thank you for joining today.
00:00:06.559 --> 00:00:11.919
Today we're going to talk about preparing for retirement.
00:00:16.480 --> 00:00:18.399
This is a two-part series.
00:00:18.559 --> 00:00:20.480
The first part is preparing.
00:00:20.719 --> 00:00:24.160
The second part is what do you do after retirement?
00:00:24.399 --> 00:00:29.839
I've been doing this job for a long time, as most of you who've listened to me at all know.
00:00:30.160 --> 00:00:32.159
Been about 26 years now.
00:00:32.399 --> 00:00:46.079
And what I have found is that people that are living a life outside of the department before they retire tend to do much better in retirement.
00:00:46.240 --> 00:00:48.079
So what does that mean?
00:00:48.719 --> 00:00:51.280
Well, do you have hobbies?
00:00:51.520 --> 00:00:53.520
And don't tell me just working out.
00:00:53.679 --> 00:00:59.840
Yes, working out can be a hobby, but I'm talking about fun things that you do with friends.
00:01:00.079 --> 00:01:01.679
Do you go play golf?
00:01:02.000 --> 00:01:05.760
Do you, I don't know, play poker?
00:01:05.920 --> 00:01:07.920
Do you play chess with somebody?
00:01:08.239 --> 00:01:11.519
Do you go to the movies with some friends?
00:01:11.680 --> 00:01:25.200
You know, what are some of the hobbies that you do that you enjoy with other people that are not necessarily tied to your department?
00:01:26.239 --> 00:01:34.159
If you're a veteran and you only talk to veterans, it's pretty hard to start dealing with civilians.
00:01:34.400 --> 00:01:43.120
If you're a cop or a deputy and you only talk to law enforcement, it's pretty hard to have friends in the civilian realm.
00:01:43.439 --> 00:01:45.359
Same thing with fire, okay?
00:01:45.599 --> 00:01:48.159
Same thing with emergency services.
00:01:48.480 --> 00:02:01.120
If those are the only friends that you have and you only talk shop on your days off, then what happens when you retire and those people aren't around?
00:02:01.439 --> 00:02:06.079
And you're left with us civilians and you don't know what to say.
00:02:06.319 --> 00:02:17.280
You don't have anything in common with them, you haven't developed any hobbies outside of work, and you're kind of lost, and then you become really isolated.
00:02:17.840 --> 00:02:25.919
Now, if you're still working and you're listening to this, please understand something.
00:02:26.560 --> 00:02:32.080
And I'm saying this because I've seen it so many times.
00:02:32.960 --> 00:02:45.520
When you retire, the people that you've been working with for 15, 20, 25 years, 30 years, there's an expectation they're gonna call you.
00:02:46.479 --> 00:02:51.039
If they're still working, a lot of times they don't call.
00:02:51.520 --> 00:02:56.159
And I've had so many people really devastated.
00:02:57.360 --> 00:03:01.840
They're like, I'm off on injury for six months, nobody called me.
00:03:02.400 --> 00:03:07.919
I am retired for six months, I haven't heard from anybody.
00:03:08.159 --> 00:03:12.879
I've worked with these people for 20 years, 25 years, 30 years.
00:03:13.199 --> 00:03:14.639
I don't hear from anybody.
00:03:14.800 --> 00:03:19.199
If I call them, maybe they call me back, maybe they don't.
00:03:19.759 --> 00:03:21.840
Where did all my friends go?
00:03:22.800 --> 00:03:38.560
So again, the happiest people that I've ever met that re when they retire are those that have friendships out of their department, out of their job, their profession.
00:03:39.840 --> 00:03:42.479
Start making those friends.
00:03:42.639 --> 00:03:48.639
If you're preparing for retirement, start developing those relationships.
00:03:48.960 --> 00:03:54.639
Don't just go golfing with the guys from the department or the gals from the department.
00:03:54.960 --> 00:03:56.719
Go with somebody else.
00:03:57.039 --> 00:04:06.639
Start making those friends outside of your profession and start doing something besides thinking about your profession.
00:04:07.759 --> 00:04:11.199
Make sure that you have some hobbies.
00:04:11.520 --> 00:04:16.240
Make sure that you have some things that you want to accomplish.
00:04:16.560 --> 00:04:24.639
One of the things that most people struggle with in retirement is lack of purpose.
00:04:25.040 --> 00:04:30.000
So when you're working, it's easier to have a purpose a lot of times.
00:04:30.160 --> 00:04:45.040
And that purpose can range anything from the day-to-day responsibilities of the job or promoting, or, you know, moving to a different department or doing something different.
00:04:45.360 --> 00:04:50.480
However, what is your purpose going to be once you retire?
00:04:50.639 --> 00:04:52.079
And I hear this all the time.
00:04:52.319 --> 00:04:54.639
Guys are like, well, I'll just peg golf.
00:04:55.360 --> 00:04:55.680
Okay.
00:04:56.959 --> 00:05:01.519
So every day, seven days a week, you're going to play golf.
00:05:01.920 --> 00:05:09.519
Well, about the third or fourth week, you may start finding yourself going, huh?
00:05:10.079 --> 00:05:13.519
I don't really feel like golfing today, but what am I going to do?
00:05:14.240 --> 00:05:19.600
So start thinking about what would your chapter two look like.
00:05:20.000 --> 00:05:24.079
It doesn't mean you have to go out and get another job, although many people do.
00:05:24.800 --> 00:05:32.720
It doesn't mean that you have to tackle something huge, but what would give you purpose?
00:05:33.040 --> 00:05:36.879
I have people that do go back and they get a different kind of job.
00:05:37.199 --> 00:05:46.000
I have people that get involved in a community outreach project of some kind that they really enjoy.
00:05:46.399 --> 00:05:54.319
It's probably a good idea to start getting involved in that before you retire, even if it's just a little bit.
00:05:55.360 --> 00:06:00.560
You don't have to do it every day, you don't have to get involved in it every day.
00:06:00.879 --> 00:06:13.439
But start designing your chapter two so that when you get there, you're just not treading water and wondering what to do with your life.
00:06:14.000 --> 00:06:25.759
Also, if you are in a long-term relationship, you need to think about how your retirement is going to impact your family.
00:06:26.079 --> 00:06:28.720
So for some people, this is not a problem.
00:06:29.680 --> 00:06:43.519
But for other people, you might want to think about how your job has impacted the family dynamics and how you suddenly being home a lot more is going to impact that.
00:06:45.360 --> 00:06:57.279
I know this is blunt, but there are people that maybe they haven't really seen their spouse or significant other a whole lot in the last 25 years.
00:06:57.680 --> 00:07:00.480
And suddenly now you're home every day?
00:07:00.800 --> 00:07:05.600
Suddenly your home going, hey, what you doing today?
00:07:06.079 --> 00:07:11.600
If the other person's retired or working in the home, maybe.
00:07:13.199 --> 00:07:15.120
Well, how is that going to affect them?
00:07:15.279 --> 00:07:16.480
How is that going to affect you?
00:07:16.639 --> 00:07:19.199
How is that going to affect your relationship?
00:07:19.519 --> 00:07:27.040
You really want to think about that before retirement rather than after retirement.
00:07:27.199 --> 00:07:31.199
Now the two of you are fighting and getting very angry with each other.
00:07:31.439 --> 00:07:41.120
If the other person has worked at home and suddenly now you're at home all the time, what is that going to mean?
00:07:41.360 --> 00:07:44.399
How is that going to influence their day?
00:07:44.639 --> 00:07:48.319
How is it going to influence your day?
00:07:49.199 --> 00:07:55.839
Also think about what kind of schedule would you like to keep once you retire.
00:07:56.079 --> 00:07:58.319
Some of you've worked night shift.
00:07:58.639 --> 00:08:04.160
Some of you have, you know, gotten used to working all the time.
00:08:04.560 --> 00:08:08.399
What are you going to do when nobody's setting your schedule?
00:08:08.959 --> 00:08:21.360
In the various departments and military groups, people tell you when to show up, when you can go home, what uniform you're supposed to wear.
00:08:21.600 --> 00:08:27.920
They tell you what the rules are, they tell you how you're going to perform your job.
00:08:28.160 --> 00:08:33.679
There's lots of regulations, there's lots of standard operating procedures.
00:08:34.320 --> 00:08:48.399
So when you're used to that, and then you transition to a life where there is none of that, how are you going to give yourself structure?
00:08:49.120 --> 00:08:52.159
How do you regulate your life?
00:08:52.799 --> 00:08:54.320
How do you show up?
00:08:54.480 --> 00:08:56.320
What do you need to do?
00:08:56.559 --> 00:08:58.720
What do you do when you get bored?
00:08:59.120 --> 00:09:00.639
How do you want to dress?
00:09:00.799 --> 00:09:14.879
I know that sounds kind of weird, but it's very life-altering for some people when they've been told what uniform every single day, and now they don't have a uniform.
00:09:15.039 --> 00:09:16.240
So what does that mean?
00:09:16.399 --> 00:09:18.320
What is that going to look like?
00:09:20.320 --> 00:09:24.080
And how are you going to take care of yourself?
00:09:26.320 --> 00:09:31.440
You've heard me talk about sleep a million times if you listen to this podcast.
00:09:32.480 --> 00:09:33.840
How are you sleeping?
00:09:34.399 --> 00:09:36.320
This is before retirement, right?
00:09:36.480 --> 00:09:37.759
How are you sleeping?
00:09:38.000 --> 00:09:39.279
How are you eating?
00:09:39.519 --> 00:09:41.919
How are you taking care of you?
00:09:42.720 --> 00:09:51.840
How are you functioning day-to-day besides the department, besides the military?
00:09:52.159 --> 00:09:53.600
How are you doing?
00:09:53.840 --> 00:09:55.759
How are you feeling?
00:09:56.480 --> 00:10:01.519
Because when you retire, you're gonna have a lot of you time.
00:10:02.159 --> 00:10:08.399
And if you're not used to you time, that's where people get in trouble in retirement.
00:10:09.679 --> 00:10:13.360
So I really want you to begin to plan this.
00:10:13.440 --> 00:10:19.120
Don't avoid it, which is what we all like to do when things are uncomfortable.
00:10:19.600 --> 00:10:24.399
The more you plan for it, the more successful you'll be in it.
00:10:25.360 --> 00:10:32.080
But I really want you to think about what would your daily structure look like if you're not gonna go get another job.
00:10:32.960 --> 00:10:35.200
How are you gonna structure your day?
00:10:35.440 --> 00:10:37.039
What time are you gonna get up?
00:10:37.279 --> 00:10:39.200
What are you gonna do during the day?
00:10:39.600 --> 00:10:41.279
When do you go to bed?
00:10:41.759 --> 00:10:44.960
What purpose do you have?
00:10:46.159 --> 00:10:50.879
Those are really very important aspects of life.
00:10:52.320 --> 00:10:54.960
Very important aspects of retirement.
00:10:56.559 --> 00:11:14.159
So plan for it, think about it, look at how it's gonna change your life, and look at things that you can do now that will reduce the angst when you retire.
00:11:14.799 --> 00:11:16.799
I hope this was helpful.
00:11:17.120 --> 00:11:18.639
Thank you for joining.
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Have a wonderful day.
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This is Dr.
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Janet Priceharps from Mind Pilot.
