ABOUT THIS EPISODE
In this week's episode of Loans Elevated, we are joined by an incredibly special couple who flew in just for this conversation: retired U.S. Army 3-Star General Doug Gabram and his wife Lori, an Army Veteran and combat nurse. Together, they share their raw, inspiring journey of military service, from dating in college and deploying to Desert Storm, to Lori's time as a head nurse treating the captured Black Hawk Down pilot, Michael Durant.
But beyond the high-adventure stories, Doug and Lori expose a shocking reality that affects military families across the nation: a massive gap in long-term financial and real estate education. Despite utilizing their VA benefits multiple times throughout a 38-year career, they had absolutely no idea that VA Construction Loans existed until they went to build their retirement dream home in Montana.
Tune in as we break down the complex, underutilized strategies of VA financing, why the system is failing to educate exiting service members, and how you can use optimized leverage to build massive wealth.
What You'll Learn In This Episode:
- The $0-Down Custom Build: How VA construction mortgages allow you to build multi-million dollar properties with zero down payment and zero loan limits.
- The "Unfair" Seller Concession Hack: A wildly powerful strategy in today's market where you can negotiate to have the seller pay off your personal credit cards or car loans at closing.
- Overcoming the Stigma of VA Disability: Why claiming your earned disability rating is critical for your future health, and how it instantly saves you thousands by waiving the VA funding fee.
- The Reality of Military Sacrifice: Lori shares what it's really like managing a family and moving bases alone while a spouse is deployed for years at a time.
- Inside the Ranks: What a "humble cut" looks like when rising through the ranks to become one of only 40 to 45 3-Star Generals in the entire Army.
🎙 Loans Elevated Podcast
Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.
Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.
🔗 Resources & links: https://lassigteam.com
📲 Follow us on Instagram & Facebook: @loanselevated
Hosts:
Broch Lassig - Branch Manager | NMLS 340314
TJ Heidenreich - Sales Manager | NMLS 1802412
Ryan King - Loan Officer | NMLS 1870771
Branch NMLS 2048956
Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.
CrossCountry Mortgage, LLC | NMLS 3029
www.nmlsconsumeraccess.org
This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.