Building a Business Model Around EUDI Credentials [Live]

In this session, we look at how money will move in the European Digital Identity ecosystem. EUDI is designed so that people hold verified credentials in their own wallets and share them with consent, which makes the traditional model of verifiers paying data brokers hard to run. So who pays, and for what?

Speakers:

- Agne Caunt, Product Owner at Dock Labs

- Richard Esplin, Head of Product at Dock Labs

(0:00) Introduction: business models for the EUDI ecosystem

(0:45) Why EUDI discourages the data broker model

(4:41) Scope: models beyond the notified EUDI wallet

(7:01) How EUDI changes the way we do business

(12:23) Why bother aligning with EUDI standards?

(13:24) Custom credentials vs. EAAs vs. QEAAs

(17:33) How the credential path shapes your business model

(20:01) Reasons to participate in EUDI

(21:27) Business models across the trust triangle

(22:13) Issuer models: holder pays, bundled fees, cost savings

(25:56) Issuer models: customer acquisition and mandated credentials

(29:08) Verifier pays issuer per event, and why unlinkability breaks it

(32:59) Audience question: identity, payments, and chargebacks

(35:24) How verifiers capture value

(38:13) Wallet models: holder pays, issuer pays, per verification

(42:40) Which wallets can charge, and the privacy tradeoff

(44:24) Business wallets

(46:14) Ecosystems: open vs. closed

(48:54) Ecosystem models: scheme fees, certification, entry fees

(51:15) Ecosystem models: revenue sharing and marketplaces

(53:41) Summary: every party can pay

(55:50) Q&A: was a commercial model ever part of the EUDI design?

(58:44) Q&A: when does the wallet provider pay?

(1:00:29) Q&A: Apple, Google, Samsung, and multiple wallets

(1:02:23) Q&A: where does liability fit?

📚 EXPLORE:

Website - https://www.dock.io/

LinkedIn - https://www.linkedin.com/company/docknetwork/