ABOUT THIS EPISODE
ne of the greatest advantages of a Self-Directed IRA or Solo 401(k) is the ability to invest in real estate. But what happens when your retirement account doesn't have enough cash to purchase a property outright? That's where non-recourse financing comes in.
While many retirement investors have heard the term, few fully understand how non-recourse loans work, why they're required for retirement accounts, or how they can be used to leverage investment opportunities while staying compliant with IRS rules.
To help answer those questions, I'm excited to be joined today by Avram Shabanyan, Vice President of Solera National Bank, one of the nation's leading lenders specializing in non-recourse financing for Self-Directed IRAs and Solo 401(k)s. Avram has helped retirement investors across the country finance investment properties and has a wealth of experience navigating the unique lending requirements that apply to retirement accounts.
In today's conversation, we'll discuss what makes a loan "non-recourse," how these loans differ from traditional mortgages, the types of properties that qualify, current lending trends, underwriting expectations, and the common mistakes investors should avoid. We'll also touch on important considerations such as Unrelated Debt-Financed Income (UDFI) and how investors can prepare their retirement accounts for a successful financing transaction.
Whether you're considering your very first retirement real estate investment or you're looking to grow an existing portfolio, this episode will provide practical insights to help you better understand one of the most powerful—and often misunderstood—tools available to Self-Directed IRA and Solo 401(k) investors.
So let's get started. Please join me in welcoming Avram Shabanyan from Solera National Bank.
