Breaking Down OWCP Vocational Rehab & The Shadrick Formula

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So in the beginning, you were making$80,000.
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It wasn't$100,000 you're making$80,000 when you got hurt.
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And so they'll say 80 times 60%, that's$48,000.
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Then they subtract the$48,000 from the$80 that you were making, and they say that your adjusted wage loss is$32,000.
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And so you would think, oh, okay, so now I'm making$60,000 because my new job is$60,000, plus I can make the extra$32,000.
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Not so fast.
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Because they complicate it and they say, we're also going to apply your dependent percentage to it.
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So if you have a dependent, you know, an eligible dependent, then they they multiply that$32,000 wage loss adjustment by 75%.
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If you don't have any dependents, then they multiply that wage loss adjustment by 66 and two-thirds.
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And so what would end up happening, and people are right now going, you jerk, too many numbers.
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I was about to say that.
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Yeah.
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So let's say that you have an eligible dependent and you're at 75%, right?
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And that's that would be your percentage for LWAP, too.
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You're getting paid and they take out the percentage based on numbers of dependents, right?
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So let's say you're at the 75% number.
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You're making$60,000 in the new job.
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75% of that$32,000 that was the adjusted wage loss.
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Welcome back to the Breaking OWCP Podcast.
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Join Chris and Jeannie as they bring you expert advice on Federal Workers Comp, guiding you step by step to get back to work the right way.
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Let's break down the barriers and get you the health you deserve.
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Welcome to Wednesday night OWCP chats with Chris and Jeannie.
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That's the longest and so before we discuss what our topic is going to be so people can hop on.
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Uh, we just want to do some little housekeeping, tell you what's been going on this week and what we were doing and who we saw.
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So the Bureau Prison has their national convention every year, just like all the other agencies have their unions.
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Like we know the rule carriers are in Texas right now.
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I might see you tomorrow.
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A shout-out to our rule carrier friends.
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We have APW in Los Angeles.
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A shout out to all of our APW friends.
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And uh so we ended today.
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We left Monday to go to Fort Lauderdale.
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So the Bureau of Prison had their national convention in Fort Lauderdale at the uh, what was it called?
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The Margaritaville Something Resort Beach Resort.
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Beach Resort in Hollywood.
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Which is super cool.
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We didn't actually stay there, but next time I'm gonna stay there, that was really cool.
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If you want to go to a really fun resort where you really don't have to leave the grounds, the pool is there, the hot tub is there, there's all sorts of stuff for kids, and it has a ton of restaurants.
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Like fun restaurants, and it's it's positioned halfway between Fort Lauderdale and Miami.
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It took us just as long to get to Fort Lauderdale Beach as it did to Miami Beach, which is cool.
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Uh, we got to see Mr.
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Kelly, AFGE president.
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We actually waited just to make sure that we saw him.
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Got our book autographed.
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And got the book that he has out signed, and it was so it was so cute.
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He was with a bunch of prison guys taking pictures, and he as soon as he saw Chris and I, he's like, Genie Chris, as he's taking pictures with other people.
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And he's clearly in high demand, so everyone wants a everyone wants a little piece of Mr.
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Kelly.
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Yeah, so it was good seeing him.
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Uh he was actually in LA and he was with the APW.
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So him and Jonathan Smith, the national president for APW, kind of working together, have the same fight for their members.
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And so we hope it all goes well for.
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That's a powerful combo, too, having those two national presidents teaming up.
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I really like that concept.
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We got to see P.
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Tisch for District 5 AFGE.
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Shout out to her, really good friend of ours.
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Um, we got to see Brandy, the national BOP president.
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She's all she's always so sweet, tells us thank you all the time when we go to these things.
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So we had a good, fun three days and shout out to Fernando and Mr.
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Rojas.
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Yeah, these guys.
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So I was telling them that listen, I do OWCP, I'm very good at it, I love to do it, I'm passionate about it.
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But I go to these events because my friends are there.
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Yeah.
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The same reason I went to the Roll Carrier event years ago is because my friends were there.
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The reason I'll probably show up again tomorrow, uninvited, but invited by my friends, is because my friends are there and I'm gonna see them and it's a public place, and I can go there if I want.
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Yes.
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And they want me to.
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But going to the BOP event is uh is a little different.
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Yeah.
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Because the guys and and ladies that work for the prison system are under siege like nobody else.
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If you think you have it bad in your job, just know that every day these people go to their job and someone at work wants to murder them.
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It's true.
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And she means those words, not to be mean, but that's the exact true word.
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We heard that in one prison facility there were they were under attack, let's put it that way.
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It was like a dozen deaths in half that time number of years.
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It was just it was a really terrible thing.
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So, you know, they fight for a living.
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And when I tell them, man, you guys fight for a living, nobody ever argues argues with that.
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You know, some because someone is trying to hurt them all the time.
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Yes.
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But in spite of how hard of a person you have to be to work in that environment, these are the softest, nicest people that you can hang out with.
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Now, I don't mean soft like these are weak people, right?
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These are not weak people.
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They're not.
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Okay, the smallest among them could definitely kick my butt.
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There's no question about it.
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The smallest woman could for sure kick my butt.
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Like that one girl that was upset.
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She wasn't she didn't get tased.
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She was angry because they wouldn't let her get tased.
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I mean, that's a it's just a different breed of person.
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She was smaller than me.
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But we have so much fun.
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I mean, these guys they like cigars like I do, they like a bourbon like I do, and and they we can just hang out and talk.
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And, you know, they don't require me to talk workers comp.
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I don't have to be the work comp guy when I'm around my friends.
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Right.
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I can just be this guy, Chris, who loves these people.
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And I happen to do work comp just the way they happen to be prison officers.
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Yes.
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And they're not prison guards, they don't want to be called that, the prison officers.
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But you know, work comp is a real thing in all the agencies, but it's just a it's on a next level with uh with folks that work in the prisons.
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It's scary.
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It really does take a special kind of mentality to be able to work in a place like that.
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Yes, it is.
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So one last thing.
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She's sharing right now.
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That's why she looks like she's not paying attention, but she's sharing.
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Uh, you could do the same thing because I'm only able to teach people that are listening.
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So let people know that we're here.
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You can hit the at sign and your friend's name in the comments, and then they'll get a notification.
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You can give somebody a call, a text message, let them know.
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Hey, go to Wednesday night OWCP chats with Chris and Jeannie with their live.
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Tonight we're teaching um a topic that I have never taught before.
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And truthfully, before the ride home from Fort Lauderdale today, the four hours, I've never really studied it.
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And it's um OWCP vocational rehab.
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And it's an interesting topic.
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It does apply to some of you.
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I think more and more people are going to experience this moving forward.
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And as anything else related to OWCP, I want you to really have your eyes open and know what this is all about.
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And so I've learned it in a way that I can simplify it for you and help you understand what your rights are if it ever comes down to it that you have to do vocational rehab.
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Yes.
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So let's see who we have on tonight before we try to get everybody on before we start, because this is an important topic that you guys have requested.
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Uh, Amy, hello.
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Tenora.
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Hi from Portland Federal Injury Center's educator currently in Texas at the National Convention.
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That's right.
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How are you doing?
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Linda, hello guys.
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Frank.
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Frank is always on.
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Frank.
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How are you, Frank?
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Maria.
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Maria said, shout out to the Springfield, Massachusetts out office.
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That's right.
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That's one of our new dedicated.
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Yes.
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Those shout outs go through the code.
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Maria, have you been there?
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Have you been to that office?
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Yeah.
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And the owner's name is Maria.
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Yeah, that's true.
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That's true.
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That's super cool.
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Yeah.
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So, all right, guys, get a piece of paper and a pen or a pencil.
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I don't even know if people use pencils anymore.
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But if you do use pencil, it's fine.
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Yeah.
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Whatever you gotta do.
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Just don't write in blood.
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You are going to want to write a lot of this information down tonight, especially because you guys have asked us, literally have begged us for about a month to have us do vocational rehab training.
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Yeah.
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If any oh, if you guys are tagging your friends for them to watch this, make sure you do the at sign at and then so on your end, it should show up blue.
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Just like if you're making a post and you at something, it in your end, it should show up blue.
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On my end, it won't.
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Norak's.
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Norak.
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Still one of my favorite names on here.
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So yeah, we had a very busy three days.
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Yeah, it's really interesting.
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I mean, just very interesting.
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Look, it always is when I'm around my federal friends, but this one was particularly interesting.
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Yeah, this is more of a guy's one for Chris.
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We had uh two of our girls here, Jennifer and Emmy.
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If those of you that know them, they're our national case managers.
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So they're actually there right now in Fort Lauderdale.
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If you're somebody who has had a claim approved at federal injury centers, the doctor's office who got that claim approved was trained by Jennifer and Emmy.
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Yeah.
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You would think, well, wait, not by you.
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I wrote all the training materials, but they're the ones that execute.
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They know this stuff better than most of the OWCP people in the federal world.
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Yes.
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They're freaking great.
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So if there's anybody in BOP that hasn't been by, we still have some stuff on the table.
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Go get them.
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Yeah, books there, go get them.
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Say hello to Emmy and Jennifer.
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And if you have an OWCP question, they are definitely the ones to ask because they will have the answers.
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Boom.
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All right, let's get started.
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So I'm talking about vocational rehab.
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And you know, I spent four hours, well, not the whole four, but at least two, two and a half hours reading all about it, trying to get it in my own brain so that I can give it to you in a really understandable way.
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And um, hold on just a second.
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The battery's almost dead.
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Take the charger too, turn the volume down.
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Anyway, so I was studying this thing, and and just like I've done everything else, and now I know this like by the you know, like the back of my hand.
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So vocational rehab, a lot of people are have been telling us that they're getting told that they have to be evaluated, vocational rehab, and what the heck is happening here.
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And so what I found out is that it's mostly a good thing if it's somebody, if you're somebody this applies to.
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If you're required to do it, it's mostly good.
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The alternative to vocational rehab would be OPM FERS disability, where in the second year you're making 40% of your income.
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You can still get a non-federal job and make another 80%, but that 40% is a real hit.
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Well, in vocational rehab, what they've done is they've said, all right, you've done all the stuff that you can do.
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You're still out of work, you're not full duty.
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It doesn't seem like there's any end in sight.
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And what we're gonna try to do is put you in a position to where you can get some other job.
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Yes.
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And some other job doesn't have to be federal, it can be, it can be non-federal.
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It's I always make this joke that you know you can go work at Subway, or I would work at Subway.
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You could work at Subway, a private industry company.
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And what it boils down to is you would get that job, and then there's this calculation called the Shadrick formula, S-H-A-D-R-I-C-K formula, where they calculate the amount of money you lost from your federal job to the new job, and they give you a piece of that back in addition to the income you're making in the new job.
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So in federal disability, as an example, let's say you're somebody who makes$100,000 a year, which would be fantastic.
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Let's say that's you.
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And in year one of federal disability, you're making$60,000 because you get 60% of your income.
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In year two, you're making$40,000 and you make that all the way to retirement as long as your annual evaluations show that you're still eligible for disability.
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So it's$60,000 the first year,$40,000 every year thereafter instead of$100.
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Well, in this vocational rehab setting, let's say that they find out that your wage earning capacity is$60,000.
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So your post-injury sort of disability situation, you can make$60,000, but before you were making$80,000.
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And then they look at it and they say, well, that$80,000 job, if it were done today, that job now pays$100,000.
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Okay, so now you got$100,000.
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That's your baseline.
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But the new job that you found is$60,000.
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Well, shoot, now I'm lost$40,000.
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That's not fair.
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Well, OWCP is not spelled F-A-I-R, so let's just always remember that.
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But they say, okay, the federal job would be worth$100,000 a year now.
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You're making$60,000.
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That's we agree that's your wage earning capacity, right?
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And so they say, okay, well, that 60 is 60% of 100.
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So what they would do is they say, well, take that 60% and apply it to what you were making in the beginning.
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So in the beginning, you were making$80,000.
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It wasn't$100,000 you're making$80,000 when you got hurt.
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And so they'll say, 80 times 60%, that's$48,000.
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Then they subtract the$48,000 from the$80,000 that you were making, and they say that your adjusted wage loss is$32,000.
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And so you would think, oh, okay, so now I'm making$60,000 because my new job is$60,000 plus I can make the extra$32,000.
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Not so fast.
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Because they complicate it and they say, we're also going to apply your dependent percentage to it.
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So if you have a dependent, you know, an eligible dependent, then they they multiply that$32,000 wage loss adjustment by 75%.
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If you don't have any dependents, then they multiply that wage loss adjustment by 66 and two-thirds.
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And so what would end up happening, and people are right now going, you jerk too many numbers.
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I was about to say that.
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Yeah.
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So let's say that you have an eligible dependent and you're at 75%, right?
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And that's that would be your percentage for LWAP, too.
00:14:43.120 --> 00:14:48.159
You're getting paid and they take out the percentage based on numbers of dependents, right?
00:14:48.240 --> 00:14:50.559
So let's say you're at the 75% number.
00:14:50.799 --> 00:14:53.440
You're making$60,000 in the new job.
00:14:53.759 --> 00:14:58.720
75% of that$32,000 that was the adjusted wage loss is$24.
00:14:59.279 --> 00:15:02.399
So now you're making$84,000 in the new job.
00:15:02.559 --> 00:15:06.159
You were making 80 before, and now you're making 84.
00:15:06.399 --> 00:15:08.080
Now, this is just an example.
00:15:08.320 --> 00:15:11.360
These numbers do obviously not necessarily apply to you.
00:15:11.519 --> 00:15:20.399
I don't know how many dependents you have, I don't know how much you make, I don't know what your wage earning capacity is or what your job is worth today, regardless of what you were getting paid at injury.
00:15:20.639 --> 00:15:37.279
What I'm saying, and I'm gonna really simplify this, is that if you qualify for this program, you're gonna make the new income from the new job plus a percentage from the old income, and they're gonna add together.
00:15:37.600 --> 00:15:46.240
And so that's way better than federal disability, where 60% and 40%, except for in disability, you can make the other 80%.
00:15:46.639 --> 00:15:50.399
So right now, people's heads should be spinning that don't do math.
00:15:50.480 --> 00:15:57.360
Because me, I'm just like taking this out of the air like I'm in the matrix, but I do math and I spent all day studying this.
00:15:57.679 --> 00:16:06.480
The easiest thing for you to remember is that if you are this person, you're gonna make the new salary from the new job plus a percentage of the old salary.
00:16:06.799 --> 00:16:11.039
That's it, which is actually a percentage of the difference of the old salary.
00:16:11.360 --> 00:16:14.159
But it can end up being more than what you're making before.
00:16:14.320 --> 00:16:15.279
Not necessarily.
00:16:15.440 --> 00:16:24.879
Now, the other thing is let's say you go get a job outside of the federal government and it pays more than what you were paying before, you're probably not gonna get that difference because you're already making more.
00:16:25.120 --> 00:16:32.320
The point of this is to make up for your you know, your earning capacity, the difference in what you were getting paid before.
00:16:32.639 --> 00:16:34.799
So that's what this whole thing is about.
00:16:35.200 --> 00:16:42.720
But then there's like a couple of other wrinkles because you also get some of your benefits too, like health insurance.
00:16:42.879 --> 00:16:46.320
It says, uh, and I had to I have to read these notes, so forgive me.
00:16:46.399 --> 00:16:56.240
But the health insurance, if you're enrolled in FEHB health insurance at the time of injury, OPM says that enrollment continues while you're receiving compensation.
00:16:56.480 --> 00:16:58.960
So you can continue getting health insurance.
00:16:59.200 --> 00:17:00.960
For postal employees, same thing.
00:17:01.039 --> 00:17:02.639
You can usually continue getting it.
00:17:02.879 --> 00:17:07.680
If you're eligible for dental envision, you can usually continue getting that.
00:17:08.000 --> 00:17:10.160
Life insurance, they call it a possibility.
00:17:10.240 --> 00:17:15.279
So you'll have to check with your union about that and your agency and see where you fall there.
00:17:16.000 --> 00:17:19.680
You always get your OWCP medical treatment no matter what.
00:17:20.160 --> 00:17:24.240
You're eligible for that for the rest of your life for anything that's medically necessary.
00:17:24.799 --> 00:17:26.799
Um, so that's it.
00:17:26.960 --> 00:17:38.079
Most of your benefits you're still eligible for, and they have a situation set up to where you can get paid up to equal to, if not a little bit more, than what you're getting paid before.
00:17:38.319 --> 00:17:39.359
So that's what this is.
00:17:39.440 --> 00:17:54.799
And then they'll they basically take you into a training program, they help you with new skills, make sure that your job requirements match your doctor's um deficits that you put in the CA 17, and they find a job that matches that.
00:17:55.119 --> 00:18:04.240
It's super complicated, and thank God there's claims examiners and nurse case managers and occupational health uh specialists that will walk you through this.
00:18:04.400 --> 00:18:13.680
What you have to know is you have rights, you don't have to accept every job, but you do have to accept jobs that you know you're qualified for.
00:18:14.160 --> 00:18:22.640
And um, but you should also not just say yes to everything because it's like any um limited duty offer.
00:18:22.799 --> 00:18:26.480
The job has to match what your doctor says you can do physically.
00:18:26.640 --> 00:18:27.359
That's really important.
00:18:27.519 --> 00:18:32.079
So we're still deferring to the doctor to determine what you actually can do.
00:18:32.319 --> 00:18:35.519
I'm gonna pause because surely we have questions.
00:18:36.000 --> 00:18:40.799
Though those of you that are watching, we're talking about vocational rehab.
00:18:40.880 --> 00:18:45.519
If you just didn't catch us right at the beginning, vocational rehab, you guys requested this.
00:18:45.839 --> 00:18:49.599
Jerry, hello from the NRLCA National Convention.
00:18:49.759 --> 00:18:50.559
Missing you guys.
00:18:50.720 --> 00:18:53.519
Funny, right at the beginning, we gave you guys a shout out.
00:18:53.759 --> 00:18:56.640
Yeah, and I am gonna do my very best, Jerry, to see you tomorrow.
00:18:56.799 --> 00:18:58.880
So keep in touch with Chris tomorrow, Jerry.
00:18:59.039 --> 00:19:00.160
I'll let you know when I land.
00:19:00.400 --> 00:19:04.559
He will let you know, and he may swing by just to give you a big hug and a kiss.
00:19:04.720 --> 00:19:06.960
I think I land around around seven o'clock.
00:19:07.279 --> 00:19:08.160
Yeah, 6:45.
00:19:08.319 --> 00:19:08.880
Somewhere around there.
00:19:09.039 --> 00:19:11.759
So you might see him late, maybe grab some dinner with Chris.
00:19:12.079 --> 00:19:15.039
I'll take an Uber over there and then from there I'll go to Denton and see my son.
00:19:15.200 --> 00:19:15.519
Yeah.
00:19:15.759 --> 00:19:16.240
All right.
00:19:16.559 --> 00:19:21.200
Maria, only 45 minutes from here, a big difference from when I started the Norwood office.
00:19:21.279 --> 00:19:22.720
You're getting closer.
00:19:23.200 --> 00:19:24.480
Talk to Maria.
00:19:25.839 --> 00:19:32.640
Bobby, so if I'm back to work and I'm on light duty, can I request vocational rehab?
00:19:32.880 --> 00:19:34.240
That's an interesting question, Bobby.
00:19:34.400 --> 00:19:37.759
There's nothing in here about whether or not you can request it.
00:19:37.920 --> 00:19:41.680
So that makes me think the answer to can you request it is yes.
00:19:41.920 --> 00:19:54.720
I can't tell you they're going to honor it, but they might, because you know, the whole point of this is to get you back to work full duty as close to pa as close to full duty as possible based on your current medical restrictions.
00:19:54.960 --> 00:20:12.319
So I think they're probably going to appreciate anybody that wants to get off of OWCP, which officially, not officially, but essentially that's what this is doing, is it's taking you off OW OWCP pay and putting you into another job plus a differential that they're paying, right?
00:20:13.200 --> 00:20:17.599
And um, so yeah, I think it's worth making the attempt if that's something you want to do.
00:20:17.680 --> 00:20:17.839
Yeah.
00:20:18.000 --> 00:20:19.920
And again, I want to make sure everyone understands.
00:20:20.000 --> 00:20:22.480
I'm not teaching this because I think you all should do it.
00:20:22.640 --> 00:20:26.000
I'm not saying that I think vocational rehab is is good, even.
00:20:26.160 --> 00:20:26.400
Okay.
00:20:26.480 --> 00:20:28.880
It's not, I don't think it's either good nor bad.
00:20:29.039 --> 00:20:30.960
It just depends on your situation.
00:20:31.279 --> 00:20:36.160
But, Bobby, if you think that's something that might be good for you, I think it's worth asking the question.
00:20:36.240 --> 00:20:38.000
And you start by asking your claims examiner.
00:20:38.160 --> 00:20:38.319
Yeah.
00:20:38.559 --> 00:20:40.000
Just put something in writing.
00:20:40.319 --> 00:20:47.279
Amy, can you run through again if you end up on disability, getting 40% and working outside the federal world?
00:20:47.519 --> 00:20:49.680
Yeah, Amy, I thought somebody would want to know about that.
00:20:49.839 --> 00:21:17.200
So when you're on OPM, that's Office of Personnel Management Disability, Federal Employee Retirement System FERS, what it says is if you qualify for that, which you have to medically qualify, so your doctor will have to write a really great narrative report, then in the first year on disability, you're eligible to make 60% of your previous federal job's salary.
00:21:17.440 --> 00:21:25.119
So if in the your federal job you're making$100,000 in your first year, then you're eligible to make$60,000.
00:21:25.759 --> 00:21:33.039
But at the same time, you can go get a job outside of the federal government and make up to 80% of that$100,000 at the same time.
00:21:33.200 --> 00:21:38.480
So technically, the first year you could make$140,000.
00:21:38.799 --> 00:21:43.920
Because you can make$80,000 over here in the federal job, I mean the non federal job plus your other 60.
00:21:44.319 --> 00:21:47.119
But by year two, that other 60 turns into 40.
00:21:47.440 --> 00:21:52.079
And so now you're making 120,000 up to that, right?
00:21:52.160 --> 00:21:59.440
Because you can only get paid up to 80% of your previous salary as a federal employee on federal disability.
00:22:00.000 --> 00:22:03.759
But they you are qualified and eligible to get both at the same time.
00:22:04.000 --> 00:22:10.160
But it does require annual medical exams to determine whether or not you're still disabled.
00:22:11.680 --> 00:22:15.200
No questions tonight on this when you guys begin to walk.
00:22:15.759 --> 00:22:17.279
Most people's face just went blank.
00:22:17.359 --> 00:22:17.599
Yeah.
00:22:18.079 --> 00:22:20.079
Like, what in the hell is he talking about?
00:22:20.240 --> 00:22:22.160
He keeps he's talking numbers.
00:22:22.400 --> 00:22:24.720
That's bottom line, what this program is.
00:22:24.880 --> 00:22:30.240
It's like, okay, you can't do your federal job anymore, but we don't want you on disability.
00:22:30.400 --> 00:22:31.680
We'd like you to be able to do something.
00:22:31.759 --> 00:22:36.079
So let us help you get to a place where you can go work full-time someplace.
00:22:36.319 --> 00:22:37.519
She said, Got it, thanks.
00:22:37.680 --> 00:22:38.240
You're very welcome.
00:22:38.400 --> 00:22:38.640
All right.
00:22:38.720 --> 00:22:39.759
What other questions?
00:22:39.920 --> 00:22:49.279
I know we're going to have more people watching the replay because half of the federal employees are there's three national conventions going on right now.
00:22:49.440 --> 00:22:53.599
So we're we know we're gonna get questions probably tomorrow.
00:22:53.920 --> 00:22:55.039
So let me do this.
00:22:55.200 --> 00:23:00.880
I created, I sort of wrote up this one-minute example just for teaching purposes.
00:23:01.039 --> 00:23:07.359
Um, much of this is what I've already said, but I'm gonna say it again because I numbered them steps one through ten.
00:23:07.680 --> 00:23:09.680
So just follow this in order.
00:23:10.000 --> 00:23:12.720
So there's this fake person named Sam.
00:23:12.799 --> 00:23:19.839
Okay, so Sam is a federal employee, and Sam earned$80,000 a year when he was injured.
00:23:20.079 --> 00:23:23.440
At the date of injury, his salary was$80,000 a year.
00:23:23.839 --> 00:23:28.640
And his injury got accepted because he went to federal injury centers and got an accepted claim.
00:23:29.039 --> 00:23:32.640
So Sam permanently cannot perform the old job.
00:23:32.720 --> 00:23:38.720
So let's say Sam's a letter carrier, and for the permanently, Sam cannot carry the mail anymore.
00:23:38.880 --> 00:23:48.079
He just can't do the 70-pound packages and the 35-pound satchel and the eight to 10 miles of walking and setting it in in the vehicle and the heat and the cold.
00:23:48.160 --> 00:23:49.680
He can't do it anymore.
00:23:50.000 --> 00:23:59.680
So today, that$80,000 job when he was injured would actually pay$100,000 because some they don't stay the same.
00:23:59.759 --> 00:24:01.279
You make more years down the line.
00:24:01.440 --> 00:24:07.200
So when he was hurt, it was$80,000, but let's say a year or two later, now it's the job's worth$100.
00:24:07.839 --> 00:24:11.519
Vocational rehab helped Sam qualify for a private job.
00:24:11.680 --> 00:24:14.319
Let's say at who cares where?
00:24:14.640 --> 00:24:15.920
Pick a spot, okay?
00:24:16.160 --> 00:24:16.799
Subway.
00:24:17.680 --> 00:24:22.240
And that job, Sam's able to make$60,000 at that job.
00:24:22.559 --> 00:24:28.559
So OWCP determines that$60,000 represents Sam's earning capacity.
00:24:28.720 --> 00:24:29.759
They say, okay, we agree.
00:24:29.920 --> 00:24:32.400
That's what Sam's able to make now,$60,000.
00:24:32.799 --> 00:24:34.400
He was making$80 before.
00:24:34.559 --> 00:24:38.799
The job now that he was doing before is worth$100, but he's only able to make$60,000.
00:24:38.960 --> 00:24:40.559
So that's his earning capacity.
00:24:41.359 --> 00:24:51.519
So under that Shadrick example, remember S-H-A-D-R-I-C-K, which is whatever the math formula is, it's probably named after somebody.
00:24:52.319 --> 00:25:02.559
In that example, that$60,000 that he's able to make and at Subway represents$60,000 of what he would be making if he still had that federal job at$100,000.
00:25:02.720 --> 00:25:03.920
All right, so that's 60%.
00:25:04.799 --> 00:25:10.400
So 60% of Sam's original job of$80,000 is$48,000.
00:25:10.799 --> 00:25:14.799
So Sam's adjusted wage loss is$32,000.
00:25:15.359 --> 00:25:17.200
Why$32,000?
00:25:17.440 --> 00:25:20.240
Well,$80,000 minus$48,000 is$32,000.
00:25:20.400 --> 00:25:25.359
So with an eligible dependent,$5% of that$32,000 is about$24,000.
00:25:25.680 --> 00:25:41.519
So in that example, Sam's making about$84,000 because he's getting$60,000 working a subway, and the government's giving him the other$24,000 in wage loss or wage earning capacity, but in the amount of money that he would have lost.
00:25:41.680 --> 00:25:46.960
So again, the downside is you're no longer a federal employee unless you see that as an upside, right?
00:25:47.119 --> 00:25:52.240
My assumption is when you got the job you wanted it, and then you got hurt and you didn't want to get hurt, but you did.
00:25:52.960 --> 00:26:03.680
But you can be on disability and that's rough, or you can go on this program and you can be making, in this example, 84,000 when before you're making 80.
00:26:03.920 --> 00:26:06.960
Well, that's not fair because if I was in the old job, it'd be 100.
00:26:07.119 --> 00:26:08.640
I get it, but these are the rules.
00:26:08.720 --> 00:26:10.720
And I'm just making sure you understand the rules.
00:26:10.880 --> 00:26:14.559
I'd rather it be based on 100 and not 80, but it's based on the 80.
00:26:14.720 --> 00:26:16.160
That's how they do it.
00:26:16.480 --> 00:26:21.680
So hopefully, and that was just a repeat, but hopefully that example, the way I described it there helps.
00:26:21.920 --> 00:26:22.240
All right.
00:26:22.400 --> 00:26:24.000
Amy, she has a two-part question.
00:26:24.160 --> 00:26:24.400
Okay.
00:26:24.720 --> 00:26:34.720
If I get put in training for another federal job due to one case, but have a new case approved for a different body part, how does that work?
00:26:34.960 --> 00:26:43.920
Just thinking of all the possibilities, have feet approved, awaiting surgery, but now have my back case just approved to this week.
00:26:44.240 --> 00:26:50.400
All right, you have two accepted claims that happen on two different times, two different body parts.
00:26:50.559 --> 00:26:55.119
And on the first claim, you were approved for vocational rehab and got that other job.
00:26:55.200 --> 00:26:55.920
Is that what does that work?
00:26:56.160 --> 00:27:04.000
It says if I get put in training for another federal job due to one case, but have a new case approved for a different body part, how does that work?
00:27:04.240 --> 00:27:12.319
Your OWCP claims, regardless if they're different or not, the restrictions from the doctor will have to apply to whatever job you're doing, even the new job.
00:27:12.480 --> 00:27:16.240
So let's say you were a letter carrier and you became a clerk, right?
00:27:16.400 --> 00:27:27.440
The new job has different physical requirements, but your restrictions from both conditions, both accepted claims, still have to be applied because regardless, you can't do what you can't do.
00:27:27.599 --> 00:27:29.039
These are medical restrictions.
00:27:29.279 --> 00:27:31.039
You can have two different claims.
00:27:31.279 --> 00:27:33.920
You can, on one claim, get a different job.
00:27:34.079 --> 00:27:41.839
In that different job, you can get the you know, the pay adjustment, the 80% or the 60%, you can get all of that.
00:27:42.240 --> 00:27:52.079
In the second injury, you can always get the medical, but you may not necessarily get the OWCP payments because you're not going to get double paid from the federal government.
00:27:52.319 --> 00:27:53.599
Did you understand that, Amy?
00:27:54.160 --> 00:27:59.359
You can always get help medically, but you're only going to get paid one way by the federal government.
00:27:59.440 --> 00:28:00.480
They won't pay you twice.
00:28:00.640 --> 00:28:05.680
You can't be working one job and get OWCP payments for the other job that you're no longer working.
00:28:05.759 --> 00:28:06.640
That's just how that works.
00:28:06.799 --> 00:28:07.279
All right.
00:28:07.440 --> 00:28:08.400
I hope that answered it.
00:28:08.480 --> 00:28:11.039
It's super complicated, but it was a fantastic question.
00:28:11.359 --> 00:28:18.720
Melissa, would any of this have to go through the occupational health processing specialists with USPS?
00:28:19.039 --> 00:28:21.519
They're definitely part of the team.
00:28:22.000 --> 00:28:23.440
In fact, I actually wrote this down.
00:28:23.519 --> 00:28:24.079
Give me a second.
00:28:24.160 --> 00:28:25.599
I let me find what I wrote.
00:28:25.920 --> 00:28:27.279
Because I think this is really important.
00:28:27.519 --> 00:28:28.960
These are great questions, guys.
00:28:29.200 --> 00:28:31.119
Yeah, well, they were really ready for this one.
00:28:31.279 --> 00:28:31.680
Yeah.
00:28:32.319 --> 00:28:34.079
All right, don't ask the next question yet.
00:28:34.240 --> 00:28:34.720
No, there's nothing.
00:28:35.119 --> 00:28:38.640
Because I made this note on purpose because I thought that might get asked.
00:28:39.039 --> 00:28:40.400
Okay, Amy, good job.
00:28:40.720 --> 00:28:41.359
Glad you got it.
00:28:42.480 --> 00:28:43.920
I'm just gonna start at the top.
00:28:45.680 --> 00:28:46.480
It's no big deal.
00:28:46.559 --> 00:28:48.480
I just made 10 pages of notes.
00:28:49.599 --> 00:28:50.960
Okay, who's involved?
00:28:51.440 --> 00:28:52.960
You, the injured employee.
00:28:53.200 --> 00:28:56.960
The treating doctor, because the treating doctor establishes your restrictions.
00:28:57.279 --> 00:29:01.200
The claims examiner, because the claims examiner is like the quarterback, they're running things.
00:29:01.839 --> 00:29:07.200
The OWCP rehab specialist is who gets involved in this program.
00:29:08.079 --> 00:29:12.640
Your vocational rehab counselor and your agency.
00:29:12.799 --> 00:29:16.240
So, yes, somebody in your agency is in the team.
00:29:16.319 --> 00:29:16.480
Yeah.
00:29:16.720 --> 00:29:17.039
Okay.
00:29:17.519 --> 00:29:25.279
And I use team very lightly and heavy on the air quotes because we're talking about people in your agency that are like management.
00:29:26.640 --> 00:29:27.599
What other questions?
00:29:27.759 --> 00:29:28.400
That's it so far.
00:29:28.559 --> 00:29:30.160
Okay, so let me say this.
00:29:31.200 --> 00:29:34.400
If everyone's done after 30 minutes, I got no problem.
00:29:34.880 --> 00:29:37.599
But I gave you the one-minute example.
00:29:37.680 --> 00:29:38.880
I'm gonna give you 10 roles.
00:29:39.119 --> 00:29:40.000
I love lists.
00:29:40.079 --> 00:29:42.799
And by the way, I'm gonna neurotic about lists.
00:29:43.279 --> 00:29:45.759
The first list that I just read you had exactly 10 things.
00:29:45.920 --> 00:29:47.440
The second one has 10 things.
00:29:47.599 --> 00:29:50.960
If a list has eight or nine things, I think there's something wrong with the list.
00:29:51.119 --> 00:29:56.799
And if their list has 11 or 12 things, I'll think maybe some of those things don't belong because lists should just have 10.
00:29:56.960 --> 00:29:58.400
You could have five.
00:29:58.799 --> 00:30:02.480
But I don't like 15 point lists, because if it's 15, it's probably 20.
00:30:02.559 --> 00:30:03.440
So let's do better.
00:30:03.680 --> 00:30:04.559
This one's 10.
00:30:04.799 --> 00:30:06.000
Alrighty, here we go, guys.
00:30:06.079 --> 00:30:06.799
Write these down.
00:30:06.960 --> 00:30:12.240
Number one, do not ignore vocational rehab because when it's your time, it's your time.
00:30:12.480 --> 00:30:13.359
Correct.
00:30:13.759 --> 00:30:17.359
Attend appointments and communicate with the rehab counselor.
00:30:17.759 --> 00:30:19.279
You gotta cooperate.
00:30:19.519 --> 00:30:20.480
It's very, very important.
00:30:20.640 --> 00:30:22.720
If you don't cooperate, you're losing benefits.
00:30:23.119 --> 00:30:25.920
And the stuff you could lose, you can't afford to lose.
00:30:26.240 --> 00:30:26.960
Just cooperate.
00:30:27.119 --> 00:30:27.759
Cooperate.
00:30:28.000 --> 00:30:36.240
Keep your treating doctor involved because the treating doctor is key to this because your restrictions matter and you don't want to accept a job that's not safe.
00:30:36.480 --> 00:30:37.440
Very, very important.
00:30:38.240 --> 00:30:42.079
Number four, make sure medical restrictions are specific.
00:30:42.400 --> 00:30:46.319
Specific meaning it's not just enough to say limited duty.
00:30:46.640 --> 00:30:52.240
You can only lift 10 pounds, you can only set for two hours, you can only walk for three miles, so on and so forth.
00:30:52.640 --> 00:30:56.880
They need to be specific, exactly like the CA 17 is designed to do.
00:30:56.960 --> 00:30:57.200
Yeah.
00:30:57.440 --> 00:30:59.519
Specific restrictions.
00:31:00.319 --> 00:31:03.200
Do not casually refuse a job.
00:31:03.519 --> 00:31:04.799
Nah, I don't feel like it.
00:31:04.960 --> 00:31:05.920
I don't want to do that job.
00:31:06.480 --> 00:31:06.880
Don't do that.
00:31:07.039 --> 00:31:07.839
You don't get to do that.
00:31:07.920 --> 00:31:08.640
That's not the system.
00:31:08.799 --> 00:31:09.839
Look, you can do that.
00:31:09.920 --> 00:31:16.000
You absolutely can reject everything and be on your own and go work at Subway for 100% of what they pay you.
00:31:16.160 --> 00:31:17.200
You can do that.
00:31:17.440 --> 00:31:20.960
But financially, it's probably not in your best interest.
00:31:21.039 --> 00:31:22.480
But again, it's a personal decision.
00:31:22.559 --> 00:31:22.799
Yes.
00:31:23.039 --> 00:31:27.279
But I recommend don't just casually refuse it because I don't want to do that.
00:31:27.519 --> 00:31:29.839
It's also not good to not be able to pay bills.
00:31:29.920 --> 00:31:30.079
Correct.
00:31:30.240 --> 00:31:32.079
And it sucks you got hurt, and I hate that.
00:31:32.160 --> 00:31:37.839
And I always tell people, you know, you come to me when you need something, and what you need is something I never want you to need.
00:31:38.000 --> 00:31:40.720
I don't want you to need medical attention for a work injury.
00:31:40.799 --> 00:31:41.359
I hate that.
00:31:41.519 --> 00:31:43.759
But someone's got to do it, and so we do it well.
00:31:44.000 --> 00:31:46.799
But don't casually refuse a job.
00:31:47.440 --> 00:31:53.359
You should always challenge medically inappropriate work with medical evidence, not silence.
00:31:53.519 --> 00:31:57.759
If you think the job they're trying to get you to do is going to get you hurt, go to the doctor.
00:31:58.000 --> 00:32:03.519
Do number three, keep your treating doctor involved, and do number four, make sure medical restrictions are specific.
00:32:04.400 --> 00:32:09.839
Seven, keep your records of every job application and employer contact.
00:32:10.160 --> 00:32:15.279
Keep records of everything that you've tried to do on your end to get employment.
00:32:16.160 --> 00:32:20.559
Eight, pay attention when specific occupations and wage amounts are identified.
00:32:20.640 --> 00:32:31.920
It's really important because what you're gonna get paid is gonna be a combination of the new jobs paid and the difference in what you're gonna get paid in the old job times your 75 or your 66 and a third percent.
00:32:32.160 --> 00:32:33.200
Very, very important.
00:32:34.079 --> 00:32:39.920
Nine, understand that a lower paying job may still allow partial OWCP compensation.
00:32:40.079 --> 00:32:42.640
So, oh man, I can't take this job at Subway.
00:32:42.720 --> 00:32:47.759
I'm only gonna make 60,000 a year, which by the way, if someone at Subway makes 60,000 a year, that's a good job.
00:32:48.000 --> 00:32:49.119
It is, actually.
00:32:49.359 --> 00:32:50.480
But I don't think that happens.
00:32:50.720 --> 00:32:51.359
I don't think so.
00:32:51.519 --> 00:32:52.319
Probably not.
00:32:52.960 --> 00:33:08.640
But just always know that just because it's a lower-paying job is not necessarily gonna hurt you financially because they have that whole system with the guy's last name, the Shadrick example, that gets you the, you know, the additional pay that could take you over what you were making before.
00:33:08.880 --> 00:33:17.920
And number 10, before separating from federal service, understand exactly what will happen to health insurance, life insurance, retirements, and benefits.
00:33:18.079 --> 00:33:30.319
So I gave you sort of a loose rundown of what could happen, but you got to really communicate with your union, your agency, and find out how this is gonna apply with you, your claims examiner, your rehab specialist, everybody on that team.
00:33:30.480 --> 00:33:33.279
You know, hey, so what am I still eligible for?
00:33:33.519 --> 00:33:34.960
What do I still get to keep?
00:33:35.440 --> 00:33:36.160
How do I keep it?
00:33:36.240 --> 00:33:37.039
How do I pay for it?
00:33:37.119 --> 00:33:38.480
How's this whole thing work?
00:33:38.799 --> 00:33:40.480
Because you're eligible for this stuff.
00:33:40.640 --> 00:33:42.319
Don't just walk away and leave it.
00:33:42.559 --> 00:33:45.359
Take everything that you're eligible for.
00:33:46.559 --> 00:33:48.079
What other questions?
00:33:48.559 --> 00:33:52.160
Rob Rio said, try to make me go to rehab.
00:33:52.240 --> 00:33:53.279
I said no, no.
00:33:53.519 --> 00:33:54.559
Not that kind of rehab.
00:33:54.720 --> 00:33:56.000
Not that kind of rehab, Rob.
00:33:56.319 --> 00:33:59.279
Jack, anything past 10 isn't bonus.
00:34:00.480 --> 00:34:00.880
What?
00:34:01.440 --> 00:34:03.119
Because you said anything past 10.
00:34:03.599 --> 00:34:06.480
Oh no, there's no bonus numbers in a list, Jack.
00:34:06.720 --> 00:34:07.839
Lists need to be exact.
00:34:08.079 --> 00:34:11.679
10, 20, 15's weird.
00:34:11.760 --> 00:34:13.360
Okay, 25 is actually a good list.
00:34:13.519 --> 00:34:14.000
Yeah, that is.
00:34:14.159 --> 00:34:15.519
You can have a 25-point list.
00:34:15.599 --> 00:34:16.880
I love 25-point lists.
00:34:17.039 --> 00:34:18.320
Five is okay, 10 is okay.
00:34:18.480 --> 00:34:20.880
15 is weird, 20 and 25 are okay.
00:34:21.039 --> 00:34:23.440
Now, if you're going above 25, this thing's too complicated.
00:34:23.599 --> 00:34:29.119
You need to break it down into volumes with a lot better detail, but put it in like eighth grade or fourth grade terminology.
00:34:29.199 --> 00:34:30.159
Don't screw this up.
00:34:30.400 --> 00:34:40.400
Amy, do you give, do they give you advanced notice if they're gonna give you vocational training, or is this automatic if you max at recovery?
00:34:40.639 --> 00:34:43.519
Yeah, they're gonna give you notices in writing.
00:34:43.760 --> 00:34:45.679
Always open your mouth.
00:34:45.840 --> 00:34:47.280
You're gonna get notices in writing.
00:34:47.360 --> 00:34:48.960
They're gonna let you know what's going on.
00:34:49.199 --> 00:34:51.519
They're gonna let you know what your rights are.
00:34:51.679 --> 00:34:54.719
You know, the letters are very detailed and thorough, so just pay attention to those.
00:34:54.800 --> 00:34:55.599
That's a great question.
00:34:55.840 --> 00:34:58.480
That's a number one thing we tell you guys from day one.
00:34:58.639 --> 00:35:01.760
Every letter from Department of Labor, keep it.
00:35:02.000 --> 00:35:05.360
Make a copy, give it to the doctor, or have the doctor's office make a copy.
00:35:05.519 --> 00:35:06.639
They need all these records.
00:35:06.800 --> 00:35:07.039
Yeah.
00:35:07.280 --> 00:35:25.920
Maria, just asking, if you get a request for a second opinion appointment, but it does not have the correct claim number outside of alerting them to this, could one possibly be evaluated for a claim that's not even open now without realizing?
00:35:27.199 --> 00:35:29.199
Wait, just ask that whole thing again.
00:35:29.519 --> 00:35:45.280
If you get a request for a second opinion appointment, but it does not have the correct claim number, outside of alerting them about this, could one possibly be evaluated for a claim that's not even open now without realizing?
00:35:45.599 --> 00:35:46.159
Oh, yeah.
00:35:46.239 --> 00:35:52.000
And I would never, ever do anything without them having the proper nine-digit claim number.
00:35:52.239 --> 00:35:55.360
Super important because number one, let's not have someone else's claim number.
00:35:55.440 --> 00:35:55.840
Right.
00:35:56.079 --> 00:36:01.760
That's not going to work out for you if you've got a knee problem and you're doing a second opinion visit for somebody that's got a shoulder, right?
00:36:01.840 --> 00:36:03.440
So let's make sure we've got that right.
00:36:03.679 --> 00:36:07.519
Definitely make sure that the second opinion doctor has your correct claim number.
00:36:07.599 --> 00:36:08.079
Yeah.
00:36:08.320 --> 00:36:09.840
Just don't ever let it go.
00:36:10.000 --> 00:36:13.440
That those errors can be really, really dangerous for you.
00:36:13.599 --> 00:36:18.800
Not physically dangerous, but it can really mess you up, paperwork-wise, financial wise.
00:36:18.960 --> 00:36:22.880
Like you got a second opinion doctor that's saying your shoulder's fine, go back to work full duty.
00:36:22.960 --> 00:36:24.559
And you're like, dude, it's my knee.
00:36:24.880 --> 00:36:26.000
You have the wrong claim number.
00:36:26.239 --> 00:36:26.639
Exactly.
00:36:26.800 --> 00:36:26.960
Right.
00:36:27.039 --> 00:36:27.679
So it's really important.
00:36:28.639 --> 00:36:30.000
But do pay attention to those things.
00:36:30.079 --> 00:36:30.800
That's a good question.
00:36:31.039 --> 00:36:31.840
That's an answer.
00:36:32.239 --> 00:36:36.719
Uh, Nina, at what point is vocational rehab offered?
00:36:36.880 --> 00:36:37.360
Great question.
00:36:37.599 --> 00:36:37.840
Yeah.
00:36:37.920 --> 00:36:43.599
So, in one sentence, and I knew somebody was going to ask me this, and this answer is not sarcastic.
00:36:43.679 --> 00:36:46.480
It's just, it's vague because that's how it goes.
00:36:46.880 --> 00:36:58.719
If your accepted OWCP injury prevents you from returning to your old job, OWCP may help you return to different work and then determine how much earning ability the injury took away.
00:36:59.519 --> 00:37:01.840
There's not a time frame for this.
00:37:02.079 --> 00:37:04.880
It's when they think you're not coming back.
00:37:05.119 --> 00:37:06.400
And whatever that is.
00:37:06.559 --> 00:37:08.239
So, how do we how do you avoid it then?
00:37:08.400 --> 00:37:14.000
Well, your doctor can write up a medical narrative that has a prognosis saying we think you're going to be back in six months.
00:37:14.239 --> 00:37:17.599
You can continually make progress to get back to the old job.
00:37:17.760 --> 00:37:22.320
Maybe your restrictions get lesser and lesser each time a new CA 17 is done.
00:37:22.480 --> 00:37:27.360
And so the claims examiner says, oh, this person's getting better and better, and they're able to do more and more things.
00:37:27.599 --> 00:37:38.079
What happens to too many people is you don't really communicate with your doctor, and or your doctor just doesn't understand workers' comp, that the whole point of it is to get you back to work.
00:37:38.320 --> 00:37:44.559
And then a result of those one, you know, one or both of those things, someone will just like stay home and not go to therapy.
00:37:44.639 --> 00:37:44.880
Yeah.
00:37:45.039 --> 00:37:48.400
You know, not try to get better and think, well, they're just paying me.
00:37:48.480 --> 00:37:50.719
I'm on the rolls, I'm just getting paid anyways.
00:37:50.800 --> 00:37:57.440
It's not that big of a deal until you know a year passes, unless you're a role career and it's two and they want to take your job away.
00:37:57.599 --> 00:37:57.840
Yeah.
00:37:58.000 --> 00:38:02.079
And then they're and then for sure it's vocational rehab time.
00:38:02.159 --> 00:38:02.400
Yeah.
00:38:02.639 --> 00:38:11.599
So it happens when it happens, but the the instigator of it is somebody on the team gets this idea that you're never coming back.
00:38:11.840 --> 00:38:12.880
So make progress.
00:38:12.960 --> 00:38:14.079
And it's not always possible.
00:38:14.239 --> 00:38:17.039
I mean, sometimes these things are catastrophic, clearly.
00:38:17.199 --> 00:38:20.320
And it doesn't matter how much progress you make, you're not getting back.
00:38:20.639 --> 00:38:26.960
But the more they can see that you're gonna be back and you're making every effort to come back, the less likely it is this is gonna happen.
00:38:27.119 --> 00:38:31.440
But there's no way to ensure that it won't happen because it still can.
00:38:31.840 --> 00:38:35.599
But what can you do is make every effort possible to get back.
00:38:35.679 --> 00:38:39.519
And as I always say, and I'm a broken record, the surest way to get paid is to clock in.
00:38:39.760 --> 00:38:52.960
It's a heck of a lot easier to just clock in and get paid than to fill out a CA7 for LWAP, or to have to go on disability and by year two, 40% plus the other 80%, up to 80%, but maybe not 80%, maybe it's just 50.
00:38:53.119 --> 00:38:54.559
That doesn't sound good.
00:38:54.800 --> 00:39:08.559
And then it's also better being on the clock, getting paid 100% of your salary, than having to go through this process and this shed wick or whatever formula on how we determine how much I'm gonna get paid.
00:39:08.639 --> 00:39:11.039
It's like, holy cow, those are complicated things.
00:39:11.199 --> 00:39:11.519
Yeah.
00:39:11.760 --> 00:39:15.039
The least complicated thing you can do is get better and get back on the clock.
00:39:15.199 --> 00:39:15.360
Yeah.
00:39:15.519 --> 00:39:18.639
But these systems are out there for those of you that can't.
00:39:19.119 --> 00:39:23.679
Sean Dill, America's OWCP power couple.
00:39:24.719 --> 00:39:27.599
Rob says 3.5 is on my list.
00:39:30.239 --> 00:39:31.599
Three point Rob.
00:39:32.239 --> 00:39:34.719
Rob, we missed you yesterday at Mango's in Miami.
00:39:34.880 --> 00:39:35.760
Yeah, you should have been there.
00:39:36.079 --> 00:39:38.400
Ed, this is a good question.
00:39:38.719 --> 00:39:40.639
My question is a little off topic.
00:39:40.719 --> 00:39:47.360
I'm having trouble contacting and getting approved to be seen by a doctor from my caseworker.
00:39:47.599 --> 00:39:53.199
I've given them all the documents they've sent in the mail, and I'm still getting the runaround.
00:39:53.360 --> 00:39:58.400
I have not been paid either, and my caseworker told me it's the last thing I need to worry about.
00:39:58.559 --> 00:40:01.679
Is there another route or others I can talk to?
00:40:02.000 --> 00:40:02.639
Wait a minute.
00:40:02.719 --> 00:40:03.679
Did I hear this right?
00:40:03.760 --> 00:40:08.159
That the caseworker, the nurse case manager, sent him to a doctor and he can't get a hold of the doctor.
00:40:08.400 --> 00:40:09.119
Read that again.
00:40:09.199 --> 00:40:10.079
Is that what's happening?
00:40:10.320 --> 00:40:16.559
I'm getting I'm having trouble contacting and getting approved to be seen by a doctor from my caseworker.
00:40:16.800 --> 00:40:21.679
I've given them all the documents they've sent in the mail, and I'm still getting the runaround.
00:40:21.840 --> 00:40:23.519
I have not been paid either.
00:40:23.679 --> 00:40:26.719
And my caseworker told me it's the last thing I need to worry about.
00:40:26.800 --> 00:40:27.760
Is there another route?
00:40:28.079 --> 00:40:31.199
The caseworker said you're not getting paid is the last thing you need to worry about.
00:40:31.440 --> 00:40:34.320
All right, tell the caseworker to feel free and donate her paycheck.
00:40:34.480 --> 00:40:34.719
Yeah.
00:40:34.880 --> 00:40:36.159
Okay, that's just nonsense.
00:40:36.400 --> 00:40:40.960
Number one, Ed, your claim has to be approved in order to start getting paid.
00:40:41.199 --> 00:40:43.039
Yeah, so let's make sure the claim is approved.
00:40:43.199 --> 00:40:44.639
I just assume that's the issue.
00:40:44.800 --> 00:40:49.920
So, yes, claims have to be approved, diagnosis has to be at the level so that you can be paid to be off of work.
00:40:50.239 --> 00:40:54.639
But the issue here is he's been sent to this other doctor who's non-responsive.
00:40:54.800 --> 00:41:03.840
So contact your claims examiner, copy your caseworker, nurse case manager, and say, in nicer terms than this, what the hell's going on here?
00:41:03.920 --> 00:41:05.440
Can you find a doc that will respond?
00:41:05.679 --> 00:41:14.960
Um, if you have any more questions, Ed, after the chat, go ahead and go to the message for messenger on the Wednesday night chats and then message me.
00:41:15.039 --> 00:41:21.199
Let me see if we can see what else is going on because I I can tell this is a little confusing for you, and it can be.
00:41:21.440 --> 00:41:27.360
Yeah, and also um we can probably get more detail with you when it's privately.
00:41:27.440 --> 00:41:27.599
Yeah.
00:41:27.760 --> 00:41:30.079
Because you can give me a lot more information that I can help you with.
00:41:30.400 --> 00:41:35.360
Tenora said, Ed, I called my district caseworker and said, I'm gonna lose my house, help.
00:41:35.440 --> 00:41:37.360
And I was paid within two weeks.
00:41:37.599 --> 00:41:39.199
She jumped in and helped.
00:41:39.440 --> 00:41:44.480
Yeah, the other thing is, and that was a great uh answer because communication does help.
00:41:44.719 --> 00:41:48.800
So don't just sit back and think everybody's knows and they're only thinking about you.
00:41:48.880 --> 00:41:50.480
They probably have a big caseload.
00:41:50.639 --> 00:41:53.599
But you can also copy your congresspeople on these letters too.
00:41:53.760 --> 00:41:53.920
Yeah.
00:41:54.159 --> 00:41:57.119
Someone says that you getting paid is the least of your worries right now.
00:41:57.280 --> 00:41:57.840
No, it's not.
00:41:58.000 --> 00:41:59.440
It's like right up there at the top.
00:41:59.599 --> 00:42:03.599
I say this all the time: the pain of the system should not be worse than the injury itself.
00:42:03.840 --> 00:42:07.519
Well, when you're not getting paid, would you agree the pain of the system is pretty damn bad?
00:42:07.599 --> 00:42:07.760
Yeah.
00:42:08.000 --> 00:42:11.199
So if you're not getting paid, lots of other bad things happen.
00:42:11.360 --> 00:42:15.440
And if someone's not being responsive, let's get someone who will make them do it.
00:42:15.519 --> 00:42:20.880
And like nearly 100% of the time, when someone contacts a congressperson, things start happening.
00:42:21.199 --> 00:42:22.239
People start moving fast.
00:42:22.400 --> 00:42:23.119
Yeah, it's sad.
00:42:23.280 --> 00:42:31.360
Because the OWCP district people don't want to deal with Congress because they're like, wait, do I look incompetent or am I incompetent?
00:42:31.599 --> 00:42:32.159
Right.
00:42:33.519 --> 00:42:38.400
Sean Dill, Jack says we should all go to the Giants game.
00:42:40.320 --> 00:42:42.480
All right, so I've got friends in the chat too.
00:42:42.639 --> 00:42:46.880
I've got all kinds of friends in the chat, not just federal employees, but we're all over the map.
00:42:46.960 --> 00:42:47.119
Yeah.
00:42:47.280 --> 00:42:50.079
You'll all get to know Sean a lot better later on.
00:42:50.320 --> 00:42:51.280
Yeah, months to come.
00:42:51.440 --> 00:42:58.880
Amy J, I'm a rule carrier getting to my two-year mark this November, awaiting surgery on both feet.
00:42:59.199 --> 00:43:01.920
Recovering takes two months per foot.
00:43:02.159 --> 00:43:07.679
Will they put me in for vocational training because not back to work by the two years?
00:43:08.000 --> 00:43:08.719
Not necessarily.
00:43:08.880 --> 00:43:11.280
Remember, it's not a guarantee that they're gonna do it.
00:43:11.440 --> 00:43:16.960
What they're saying is if it just looks like you're never coming back, then that's probably the route we're gonna take.
00:43:17.119 --> 00:43:17.360
Yeah.
00:43:17.519 --> 00:43:21.280
But if you're having surgery, then the doctors think that surgery is gonna help.
00:43:21.440 --> 00:43:21.679
Right.
00:43:21.840 --> 00:43:28.559
And so after postoperative care, whatever that you know involves, then there's a chance you're gonna get back at some level.
00:43:28.719 --> 00:43:33.519
So I wouldn't think necessarily it's gonna automatically get you to vocational rehab.
00:43:33.760 --> 00:43:36.960
But remember, one of the things on my 10-point list is communicate.
00:43:37.119 --> 00:43:40.239
Communicate with the doctor, with all with everybody on the team.
00:43:40.320 --> 00:43:43.519
Let them know look, not only am I trying to get back, I want to get back.
00:43:43.679 --> 00:43:45.599
And I'm doing everything I can to get back.
00:43:45.679 --> 00:43:45.840
Yeah.
00:43:46.000 --> 00:43:47.440
And I'm even having surgery.
00:43:47.519 --> 00:43:48.480
So, you know, bear with me.
00:43:48.639 --> 00:43:51.360
And you have unions that are very often strong.
00:43:51.519 --> 00:43:53.679
And so get um get help from the unions.
00:43:53.760 --> 00:43:55.599
I said very often, I didn't say always.
00:43:55.840 --> 00:43:58.719
So don't come back over the top of me and say, uh uh, not mine.
00:43:58.880 --> 00:44:03.280
I know, not all of Them, but many of them, the vast majority of them, can help you with this.
00:44:03.360 --> 00:44:05.280
So stay in contact with your union too.
00:44:05.440 --> 00:44:07.599
In fact, I should have had the union on the list of the team.
00:44:07.760 --> 00:44:11.679
Yeah, it should be at the top of the list, actually, because unions are really powerful.
00:44:11.760 --> 00:44:15.440
Your stewards, when they're really good stewards, they can move mountains for you.
00:44:15.599 --> 00:44:16.239
Yeah.
00:44:16.639 --> 00:44:22.320
Ed said, I need an MRI to be further diagnosed, but I cannot get approved by the caseworker to be seen further.
00:44:22.480 --> 00:44:23.760
They said I need more information.
00:44:24.000 --> 00:44:26.960
Ed, seriously, after the chat, message me.
00:44:27.119 --> 00:44:28.880
Yeah, and you can get MRIs different ways.
00:44:28.960 --> 00:44:29.119
Yeah.
00:44:29.280 --> 00:44:32.559
And I'm not going to tell you that I like any of this that I'm about to tell you.
00:44:32.800 --> 00:44:35.920
One, you can ask the MRI place what the cash price is.
00:44:36.079 --> 00:44:37.039
I don't like that.
00:44:37.199 --> 00:44:37.519
Okay.
00:44:37.920 --> 00:44:39.760
I don't want to pay cash for my MRIs.
00:44:39.840 --> 00:44:40.000
Yeah.
00:44:40.159 --> 00:44:42.000
And I get MRIs a lot, trust me.
00:44:42.079 --> 00:44:42.960
I don't want to pay for them.
00:44:43.119 --> 00:44:44.079
But it's an option.
00:44:44.320 --> 00:44:46.480
Two, your health insurance may pay for it.
00:44:46.719 --> 00:44:48.559
Yeah, if your doctor writes you a screen for it.
00:44:48.880 --> 00:44:54.079
If later on they want to, the health insurance wants to deal with OWCP to settle up, they'll do that on their on the back end.
00:44:54.159 --> 00:44:55.599
You don't even have to worry about it.
00:44:55.840 --> 00:45:01.440
So you could ask for a referral for a health for a an MRI using your health insurance.
00:45:01.599 --> 00:45:04.079
Um, so those are two other things you can do.
00:45:04.239 --> 00:45:14.559
The third thing is you can do is what federal injury centers doctors do, is your doctor can talk to his or her friends who own imaging centers and say, hey, can you do me a favor?
00:45:14.880 --> 00:45:16.480
Do the MRI on this person.
00:45:16.639 --> 00:45:19.920
As soon as it all gets approved, I'll give you the number and you'll get paid too.
00:45:20.079 --> 00:45:20.400
Yeah.
00:45:20.559 --> 00:45:23.519
So that's something we can help you with when you message us.
00:45:23.599 --> 00:45:26.320
But I just gave you three other ways to get an MRI.
00:45:26.559 --> 00:45:30.719
Setting and waiting at a red light that never turns green is not an option that I teach.
00:45:30.880 --> 00:45:31.119
Yeah.
00:45:31.280 --> 00:45:33.119
We don't set at red lights, we run them.
00:45:33.280 --> 00:45:33.440
Yeah.
00:45:33.920 --> 00:45:35.679
I just gave you three different ways to run the red light.
00:45:35.920 --> 00:45:46.639
Our offices, they work with the MRI companies, and the doctors that you see as you're treating DOL doctor will send you out if you need an MRI.
00:45:46.719 --> 00:45:48.800
They don't really wait for claims examiners.
00:45:49.039 --> 00:45:50.079
And just tell me where you're located.
00:45:50.320 --> 00:45:50.960
Put that in the chat here.
00:45:51.440 --> 00:45:52.719
Put that in the message privately.
00:45:52.960 --> 00:45:53.599
No, right now in the chat.
00:45:53.840 --> 00:45:54.800
Tell me your city and state.
00:45:54.960 --> 00:45:55.199
Okay.
00:45:55.440 --> 00:46:03.039
Becky, my treating physician, advised she would no longer be seeing me, no longer taking OWCP patients.
00:46:03.199 --> 00:46:06.000
She handed me off to another physician in the clinic.
00:46:06.159 --> 00:46:09.519
I alerted OWCP of the change, not my fault.
00:46:09.679 --> 00:46:10.880
I received a notice.
00:46:11.119 --> 00:46:13.599
My change in physician was denied.
00:46:13.760 --> 00:46:14.480
What the heck?
00:46:14.800 --> 00:46:17.360
Administrative change beyond me.
00:46:17.599 --> 00:46:17.920
Okay.
00:46:18.159 --> 00:46:21.599
This one's it's actually an easy solution.
00:46:21.679 --> 00:46:25.199
Find who you want to see and ask the old doctor to write a referral.
00:46:25.519 --> 00:46:26.000
That's it.
00:46:26.079 --> 00:46:26.400
Yes.
00:46:26.639 --> 00:46:30.559
The old doctor can stay the treating doctor and have no responsibility whatsoever.
00:46:30.719 --> 00:46:32.000
So write a referral.
00:46:32.079 --> 00:46:33.280
All referrals are honored.
00:46:33.360 --> 00:46:34.400
So just get a referral.
00:46:34.559 --> 00:46:34.880
Yeah.
00:46:35.199 --> 00:46:37.679
Tenora said same clinic.
00:46:37.760 --> 00:46:42.880
I was told didn't need to alert them or do anything because same clinic.
00:46:43.119 --> 00:46:47.920
Oh, because you got passed from one physician to the next because this one didn't take the other.
00:46:48.159 --> 00:46:49.039
Yeah, it didn't work that way.
00:46:49.280 --> 00:46:51.679
I can understand why a medical clinic would think that.
00:46:51.920 --> 00:46:54.800
Because hey, all the doctors are employed in the under the same roof.
00:46:54.880 --> 00:46:56.800
That's not how OWCP works.
00:46:56.960 --> 00:47:01.840
You know, you can request a change of treating doctor or you can request a referral from your treating doctor.
00:47:02.000 --> 00:47:02.239
Yeah.
00:47:02.400 --> 00:47:03.360
To pass you off.
00:47:04.320 --> 00:47:04.880
All right.
00:47:05.119 --> 00:47:08.000
So we talked about vocational rehab.
00:47:08.320 --> 00:47:13.199
What other questions you guys wanted us to talk about this so bad?
00:47:13.440 --> 00:47:21.440
And I know a lot of you, again, we know the ruler carriers, APW, BOP, all you guys are doing your national conventions.
00:47:21.760 --> 00:47:27.519
So we know after I'm gonna get a lot of messages after when the replay hits.
00:47:28.079 --> 00:47:28.880
Uh let's see.
00:47:29.119 --> 00:47:30.000
I have some things.
00:47:30.079 --> 00:47:32.800
I wrote one, two, three, four, five.
00:47:33.039 --> 00:47:33.840
A list of five.
00:47:34.079 --> 00:47:36.239
Rob, he wrote a list of five, not 3.5.
00:47:36.559 --> 00:47:37.119
Five is okay.
00:47:37.280 --> 00:47:38.000
Yeah, five is okay.
00:47:38.239 --> 00:47:38.800
15's not.
00:47:39.039 --> 00:47:39.679
Seven is bad.
00:47:40.000 --> 00:47:40.719
Jack, five.
00:47:40.960 --> 00:47:44.960
These are five common myths about vocational rehab.
00:47:45.519 --> 00:47:46.559
Myth number one.
00:47:46.880 --> 00:47:51.519
If I take a private job, OWCP automatically stops.
00:47:52.320 --> 00:47:53.199
Wrong.
00:47:53.519 --> 00:47:58.159
OWCP medical benefits go on for the rest of your life once your claim's accepted.
00:47:58.400 --> 00:47:59.199
That's number one.
00:47:59.360 --> 00:47:59.760
Yep.
00:48:00.000 --> 00:48:03.039
And there's that wage earning capacity difference, okay?
00:48:03.199 --> 00:48:08.000
So that's an OWCP payment that kicks in with the other other job, the new job.
00:48:08.320 --> 00:48:16.719
Myth number two if the new job pays$20,000 less, OW simp OWCP simply pays the missing$20,000.
00:48:17.119 --> 00:48:17.840
They don't.
00:48:18.079 --> 00:48:27.920
There's a crazy math formula where they decide how much the additional is, and it's usually not the total difference of what you were getting paid to what you're now getting paid.
00:48:28.159 --> 00:48:31.360
Okay, so there's a math formula, it's not just the difference.
00:48:31.679 --> 00:48:36.239
Um, number three, we didn't really talk about this, but this one's interesting.
00:48:36.480 --> 00:48:41.920
If I never actually get hired, OWCP cannot reduce my compensation.
00:48:42.159 --> 00:48:46.400
So you can't work for the federal government anymore, and you never got that job at Subway.
00:48:47.360 --> 00:48:56.079
OWCP instead is very likely just to determine, maybe even randomly, arbitrarily, what your wage earning capacity would be if you found a job.
00:48:56.239 --> 00:48:56.400
Yeah.
00:48:56.559 --> 00:49:00.239
And so now they're gonna say, well, we think if you found a job, you'd make 50 grand.
00:49:00.719 --> 00:49:06.639
And the difference between 50 and your other job is this, and the multiplied times your 75 or 67% is this.
00:49:06.719 --> 00:49:07.760
And here's what we're gonna pay you.
00:49:07.840 --> 00:49:09.440
We're gonna pay you$22,000.
00:49:09.840 --> 00:49:13.760
We hope you find that other job so to put this$22,000 with.
00:49:14.400 --> 00:49:16.880
Holy cow, they can really screw you over good.
00:49:17.039 --> 00:49:17.440
Yep.
00:49:17.599 --> 00:49:25.039
So you gotta really try to find a job that's important because you need some money over here to add the OWCP payment to.
00:49:25.440 --> 00:49:28.800
Otherwise, you're stuck with something worse than federal disability.
00:49:29.679 --> 00:49:34.159
Uh number four, a private job means I lose every federal benefit.
00:49:34.400 --> 00:49:44.559
Remember, many of your benefits can continue, but you got to talk about with your team, including your union, which of those are and how you make those continue.
00:49:44.719 --> 00:49:46.480
So you don't automatically lose them.
00:49:46.559 --> 00:49:47.840
Many of them can come with you.
00:49:48.000 --> 00:49:48.639
Yeah.
00:49:48.960 --> 00:49:55.360
And number five, if my doctor says I cannot do my old job, I am totally disabled from every job.
00:49:55.679 --> 00:49:56.559
False.
00:49:56.800 --> 00:50:01.360
Just because you can't carry the mail doesn't mean you can't make sandwiches, is the point.
00:50:01.599 --> 00:50:03.760
So you're not disabled from every job.
00:50:03.920 --> 00:50:05.599
You're just disabled from that job.
00:50:05.679 --> 00:50:07.679
And that's what vocational rehab is for.
00:50:07.920 --> 00:50:10.000
You always go back to sandwich making.
00:50:10.239 --> 00:50:10.960
I like sandwiches.
00:50:11.199 --> 00:50:11.920
I had a sandwich today.
00:50:12.719 --> 00:50:16.719
In Naples, we stopped off in Naples, Sean, at a really great hoagie spot.
00:50:16.800 --> 00:50:17.199
Yeah.
00:50:17.360 --> 00:50:20.239
That's like exit what, 107?
00:50:20.400 --> 00:50:20.880
107.
00:50:21.119 --> 00:50:23.360
Exit 107, a really great hoagie spot.
00:50:23.440 --> 00:50:23.679
Yeah.
00:50:23.840 --> 00:50:24.880
I highly recommend it.
00:50:25.199 --> 00:50:26.400
Ivy says hi.
00:50:26.559 --> 00:50:27.119
Hey, Ma.
00:50:27.519 --> 00:50:29.519
Uh even my mother-in-law's here.
00:50:29.599 --> 00:50:31.119
See, everyone's got our support.
00:50:31.440 --> 00:50:34.159
Legal justification says, hello.
00:50:34.320 --> 00:50:36.239
Do you both know about federal comp?
00:50:36.960 --> 00:50:37.599
Yes.
00:50:37.840 --> 00:50:38.960
That's what we're doing.
00:50:39.280 --> 00:50:40.960
Medical authorization questions.
00:50:41.119 --> 00:50:42.320
Go ahead, put your question down.
00:50:42.400 --> 00:50:42.559
Yeah.
00:50:42.800 --> 00:50:43.360
We will help you.
00:50:43.679 --> 00:50:44.800
I can definitely help you with that.
00:50:45.039 --> 00:50:47.840
Amy says, I have my back case approved last week.
00:50:47.920 --> 00:50:53.360
I'm approaching my two-year mark this November, hence losing my route, role carrier.
00:50:53.519 --> 00:50:56.079
Do I get extended time to go back to my route?
00:50:56.320 --> 00:50:59.679
Okay, you're not necessarily automatically losing your route.
00:50:59.760 --> 00:51:01.039
Okay, just keep that in mind.
00:51:01.280 --> 00:51:03.840
It's time now to start communicating about what comes next.
00:51:04.000 --> 00:51:06.159
You're almost to two years as a role carrier.
00:51:06.239 --> 00:51:07.440
Everyone else, you're one, okay?
00:51:07.599 --> 00:51:08.800
Roll carriers you're two.
00:51:09.199 --> 00:51:14.880
So start communicating with it because if there's a chance you're gonna come back, they have the option to give you another six months.
00:51:15.039 --> 00:51:17.039
Say, well, let's see what happens in the next six months.
00:51:17.119 --> 00:51:22.800
And if you keep making progress, they have the option to give you another six months and another before they just take it away.
00:51:22.960 --> 00:51:27.920
So it's not automatic that you're gonna lose it in two years, but you can't just ignore it.
00:51:28.079 --> 00:51:29.840
So it's good that you're aware of this.
00:51:29.920 --> 00:51:30.159
Yeah.
00:51:30.320 --> 00:51:31.760
And go start communicating.
00:51:31.920 --> 00:51:33.199
Start with your union.
00:51:33.360 --> 00:51:35.840
She said, feet is my first case.
00:51:36.079 --> 00:51:36.719
Yeah.
00:51:36.960 --> 00:51:41.039
Uh walking is probably tough for you, even standing.
00:51:41.280 --> 00:51:42.320
No, I get it.
00:51:42.639 --> 00:51:44.639
He has a hard time doing all of that.
00:51:44.880 --> 00:51:45.679
No, I'm just old.
00:51:45.760 --> 00:51:46.719
I'm older than I am.
00:51:46.880 --> 00:51:48.239
My body's older than my age.
00:51:48.400 --> 00:51:50.559
Jack says box sweets.
00:51:51.519 --> 00:51:51.840
No.
00:51:53.519 --> 00:51:57.679
I'm over here talking vocational rehab, and Jack's trying to get me to go to a Giants game.
00:51:57.920 --> 00:52:00.480
I think he wants me to get beat up since I'm a Cowboys fan.
00:52:00.639 --> 00:52:01.039
All right.
00:52:01.199 --> 00:52:02.719
What other questions do you have?
00:52:02.880 --> 00:52:07.519
Now, if you have like a personal question that's private to you.
00:52:08.000 --> 00:52:12.159
Private, and you don't want everybody to see this because what you put on here, everybody can see it.
00:52:12.320 --> 00:52:18.800
Just go ahead when the chat is over, go to the messenger, click the messenger, go ahead and write what you need to.
00:52:18.960 --> 00:52:20.639
I want you guys to know this.
00:52:20.800 --> 00:52:26.400
When you're messaging me, if you guys can, please include your phone number.
00:52:26.639 --> 00:52:28.639
That way we can have somebody give you a call.
00:52:28.880 --> 00:52:35.280
Hey, I'm gonna I'm gonna shoot off a couple of um United States codes for you to look up if anybody wants them.
00:52:35.599 --> 00:52:37.280
If someone can maybe type these.
00:52:37.519 --> 00:52:38.320
I could I'll do it.
00:52:38.480 --> 00:52:39.519
Can you type them into the comment?
00:52:39.679 --> 00:52:39.920
Yep.
00:52:40.079 --> 00:52:43.039
All right, she's gonna post these on here, but I'm gonna tell them to you.
00:52:43.840 --> 00:52:44.880
Yeah, 5USC.
00:52:44.960 --> 00:52:50.960
They're both 5USC and 8115.
00:52:51.199 --> 00:52:54.480
5USC, 8104, and 8115.
00:52:54.639 --> 00:53:00.639
8104 is vocational rehab, 8115 is determination of wage earning capacity.
00:53:00.960 --> 00:53:04.719
Those are two laws that I think are gonna be really important to you, so go check those out.
00:53:04.960 --> 00:53:05.760
What's the other one?
00:53:06.000 --> 00:53:07.599
8104 and 8115.
00:53:07.760 --> 00:53:09.280
Yeah, but one was vocational rehab.
00:53:09.360 --> 00:53:09.840
What was the other?
00:53:10.159 --> 00:53:13.039
Determination of wage earning capacity.
00:53:14.320 --> 00:53:15.039
It's simple.
00:53:15.119 --> 00:53:18.320
You can just go to Google and go 5USC 8104.
00:53:19.679 --> 00:53:25.519
Or you can go to ChatGPT and say, tell me what 5USC 8104 is and how it applies to me.
00:53:25.599 --> 00:53:26.960
And tell them what your situation is.
00:53:27.119 --> 00:53:27.599
Tell them.
00:53:27.679 --> 00:53:30.960
Tell your chat GPT what it is, and they'll help you with it too.
00:53:31.199 --> 00:53:34.559
If you're not familiar with using chat, it's worth it and it's free.
00:53:34.800 --> 00:53:38.880
So check out 5USC 8104 and 5USC 8115.
00:53:39.119 --> 00:53:42.639
I just pinned that in the comment below so you guys can take those.
00:53:42.800 --> 00:53:49.840
So the first 8104 goes with vocational rehab and eight 8115 goes with determination of wage earning capacity.
00:53:50.000 --> 00:53:56.000
Now, look, if you're out there and you're one of those people that's saying, Wow, Chris, you're so thorough.
00:53:56.159 --> 00:54:00.480
You put it in terms that are so easy to understand, and then you give me the law that I can look at.
00:54:00.639 --> 00:54:01.840
That's really impressive.
00:54:02.000 --> 00:54:03.760
You're right, is what I want to say to you.
00:54:03.920 --> 00:54:09.920
Oh, Juan, Juan said, Great advice from my favorite America's OWCP couple.
00:54:10.079 --> 00:54:11.039
Thank you for what you do.
00:54:11.199 --> 00:54:12.800
Juan, happy birthday.
00:54:13.039 --> 00:54:15.280
Everyone, yesterday was Juan's birthday.
00:54:15.440 --> 00:54:23.039
Everyone, yes, give Juan Cosme a giant, warm, affectionate tongue-kissing of a happy birthday.
00:54:23.199 --> 00:54:26.320
We hope you had a really good one, Juan, and we can't wait to see you soon.
00:54:26.480 --> 00:54:30.079
Juan is with the Federal Law Enforcement Officers Association.
00:54:30.320 --> 00:54:30.800
Yep.
00:54:31.039 --> 00:54:31.679
We love him.
00:54:31.840 --> 00:54:32.400
Yes.
00:54:32.719 --> 00:54:37.440
So, any other questions before we end the chat?
00:54:37.679 --> 00:54:38.960
Yeah, about any topic.
00:54:39.119 --> 00:54:40.880
I'll give you, we have six minutes more.
00:54:40.960 --> 00:54:42.480
I'll even give you seven, which is weird.
00:54:42.559 --> 00:54:44.159
I'll give you ten minutes more.
00:54:44.480 --> 00:54:49.119
So, you guys, uh if you missed the beginning, we just drove back from Fort Lauderdale.
00:54:49.199 --> 00:54:54.960
Uh, we were with the Bureau of Prison at the National Convention.
00:54:55.039 --> 00:54:56.960
Uh, we got to see Mr.
00:54:57.039 --> 00:54:59.119
Kelly, the AFGE national president.
00:54:59.280 --> 00:55:08.719
We got to see Brandy, the BOP national president for BOP, and then we got to see Tish, NVP for District 5.
00:55:08.960 --> 00:55:10.159
And our boys from O'Cala.
00:55:10.400 --> 00:55:12.000
Yeah, and we just a ton of friends.
00:55:12.320 --> 00:55:16.159
And two of our case managers, the best ones out there in the world.
00:55:18.000 --> 00:55:20.239
Yeah, they're there and they'll be there till tomorrow.
00:55:20.320 --> 00:55:23.039
So if you guys want to one run by, go by, say hello.
00:55:23.199 --> 00:55:27.039
We left books and pens and all sorts of fun stuff.
00:55:27.119 --> 00:55:29.920
So go by, say hi to Emmy and Jennifer.
00:55:30.159 --> 00:55:35.920
And again, we want to say we're sorry we couldn't be at the Rule Carrier National Convention in Texas.
00:55:36.079 --> 00:55:48.719
Chris is going to connect with Jerry tomorrow when he lands or tonight and figure out how he can come by and say hello to all the rule carrier friends and to all of our APW friends in Los Angeles.
00:55:48.880 --> 00:55:51.760
We wish we could be there, but we are not there.
00:55:52.079 --> 00:56:06.960
You know, I'm thinking when I get to the Gaylord tomorrow in Grapevine, Texas, at the National Rural Letter Carriers Association National Convention, that I'll probably just go to that giant sports bar they have down there and just hang out because I'm gonna have to wait on an Uber anyways.
00:56:07.119 --> 00:56:10.320
So Chris is not going to Texas because of the Rural Cara Convention.
00:56:10.480 --> 00:56:11.679
No, it's fantasy football season.
00:56:12.400 --> 00:56:13.119
He does this every year.
00:56:14.480 --> 00:56:19.840
Every year he goes to Texas with his friends and one of our sons and does this fantasy football.
00:56:20.159 --> 00:56:22.000
So it just happened to be at the same time.
00:56:22.079 --> 00:56:22.880
And this is a good thing.
00:56:23.039 --> 00:56:24.800
And the gaylord is right next to the airport.
00:56:24.880 --> 00:56:26.400
Look, why am I explaining myself?
00:56:26.559 --> 00:56:28.800
I can go to a damn hotel if I want to.
00:56:28.960 --> 00:56:30.079
I'm gonna go to the hotel.
00:56:30.159 --> 00:56:32.400
And if I have friends there, I'll probably talk to them.
00:56:32.719 --> 00:56:38.719
Juan, just to let you know, on the other Facebook page, Wednesday night OWCP chats with Chris and Jeannie.
00:56:38.880 --> 00:56:42.719
Linda said happy birthday Juan and Amy J said Happy Birthday Juan.
00:56:42.880 --> 00:56:43.840
Happy birthday Juan.
00:56:44.000 --> 00:56:49.920
All right, Tenora said, I've shared federal injury centers to many here at the NRLCA National Convention.
00:56:50.159 --> 00:56:52.800
Some offices should expect a few new people.
00:56:53.039 --> 00:56:53.519
Ha ha.
00:56:54.000 --> 00:56:55.760
If it helps, I'm glad we're able to help.
00:56:56.000 --> 00:57:03.280
Tenora, if uh if you can find Jerry, she will let you know if Chris is going to be there or not and where he will be.
00:57:03.519 --> 00:57:04.719
You do know where you're gonna be.
00:57:04.880 --> 00:57:07.199
I mean, if if I'm able to go, yeah, I know exactly.
00:57:07.360 --> 00:57:08.239
I'll be down on the sports bar.
00:57:08.400 --> 00:57:09.920
Everyone knows bar.
00:57:10.079 --> 00:57:13.599
If you've been to the Gaylord for even half an hour, you know what the sports bar is.
00:57:13.760 --> 00:57:14.000
Yes.
00:57:14.159 --> 00:57:14.960
Tenora, yeah.
00:57:15.039 --> 00:57:20.639
I spoke with Jerry today and she told me that next week we get a new national president, so maybe they will change their minds.
00:57:20.880 --> 00:57:21.519
Yes.
00:57:21.760 --> 00:57:22.480
We hope so.
00:57:22.639 --> 00:57:23.760
And for you guys, we hope so.
00:57:23.920 --> 00:57:24.800
Yes, I hope so too.
00:57:24.880 --> 00:57:30.880
I have one of the greatest things that could happen would be that I could renew my friendship with the NRLCA.
00:57:30.960 --> 00:57:31.519
I would love that.
00:57:31.599 --> 00:57:31.840
Yeah.
00:57:32.000 --> 00:57:38.639
Because we created so many good friends throughout the country from rural carers, and all we've done, yeah, it's a song.
00:57:38.800 --> 00:57:41.679
All we do is win, you know, and um and it's fun to do so.
00:57:41.840 --> 00:57:43.679
Now I'm gonna tell a couple of stories.
00:57:43.920 --> 00:57:44.639
No, just one.
00:57:44.800 --> 00:57:45.199
Oh boy.
00:57:45.360 --> 00:57:55.360
So I was talking to um Jeremy, who's the OWCP guy who's one of the most capable OWCP guys I know in the federal world, besides me.
00:57:55.519 --> 00:57:56.800
He's really, really good.
00:57:57.039 --> 00:58:04.960
And when he and I talk, we just have like straight up OWCP talks, and it's it's nice to be able to have a conversation with someone who speaks the language.
00:58:05.280 --> 00:58:05.599
Right.
00:58:05.760 --> 00:58:11.920
And um, he was telling me about a case that um he sent over to one of my offices, and I don't even know what city it does.
00:58:12.079 --> 00:58:14.239
I don't even need to know, it doesn't matter, they're all the same.
00:58:14.400 --> 00:58:26.239
Uh, he sends it over there, they write up a great narrative report, it goes into the claims examiner, and the claims examiner reports back that, well, this is federal injury centers, and all they do is specialize in getting claims approved.
00:58:27.199 --> 00:58:30.000
Look, even the claims examiners that don't like us, they know.
00:58:30.159 --> 00:58:32.079
That's they even they know.
00:58:32.239 --> 00:58:34.159
All they do is get claims approved over there.
00:58:34.320 --> 00:58:35.440
Yeah, it's not all we do.
00:58:35.519 --> 00:58:39.280
We have a 93% return to work rate, okay, which is pretty fantastic.
00:58:39.519 --> 00:58:44.480
But um, so people also go back to work, and who else educates like this?
00:58:44.719 --> 00:58:45.280
Nobody.
00:58:45.519 --> 00:58:52.880
Hey, claims examiners, just to let you know, our doctors get trained so well, like three months of training.
00:58:53.039 --> 00:58:58.880
So if you think about that, and that's the one thing they have to do is write a narrative report, they know exactly what they have to do.
00:58:58.960 --> 00:59:01.119
There's no cheating, there's nothing they're reading.
00:59:01.679 --> 00:59:02.400
No, they're true reports.
00:59:02.480 --> 00:59:04.559
It's real, it's it's actually what happened.
00:59:04.639 --> 00:59:06.400
They just know how to write the reports.
00:59:06.559 --> 00:59:08.960
It's I'd say it's not rocket science, but it is.
00:59:09.039 --> 00:59:13.039
And if it wasn't rocket science and everyone could do it, then you wouldn't care that we're doing it.
00:59:13.280 --> 00:59:16.719
You know what happens is we we teach claims examiners too.
00:59:16.800 --> 00:59:19.199
We teach the OWCP DOL people too.
00:59:20.000 --> 00:59:23.760
So the ones that are saying this has never been to our training.
00:59:23.840 --> 00:59:27.119
And if they did, I can't remember the one girl that was sitting in the back.
00:59:27.280 --> 00:59:28.000
They'd be totally on board.
00:59:28.239 --> 00:59:36.559
They would be like, oh wow, because we know the top girl, she was in the class, and when Chris was training, she was like, Yep, he's right.
00:59:36.719 --> 00:59:41.119
Yep, she was giving her input about what he's saying because what he was saying is absolutely correct.
00:59:41.360 --> 00:59:43.039
And it's not like she was like friends with me or anything.
00:59:43.119 --> 00:59:48.079
Yeah, just she didn't even know that we, I think they knew we were coming to train, but they didn't know what to expect.
00:59:48.159 --> 00:59:48.800
They had no clue.
00:59:48.960 --> 00:59:50.559
I love talking to claim examiners.
00:59:50.800 --> 00:59:58.400
Amy, if the post office gives light duty job with less hours, do they also do the vocational training later?
00:59:58.719 --> 01:00:02.639
One girl at the office works eight hours a week, also a role carrier.
01:00:02.880 --> 01:00:13.920
No, if you're not in vocational rehab and you're just, you know, your restrictions are eight hours a week, then you're gonna get LWAP for the other 32 or whatever your your regular schedule is.
01:00:14.079 --> 01:00:16.800
You're just filling out a CA7 for LWAP on that one.
01:00:16.880 --> 01:00:17.519
Yeah.
01:00:18.639 --> 01:00:19.599
Any other questions?
01:00:20.000 --> 01:00:23.760
Amy, you win the prize for the best questions of the night.
01:00:23.920 --> 01:00:26.239
Every single one of your questions were gold.
01:00:26.400 --> 01:00:28.800
Please keep coming back and keep bringing those questions.
01:00:28.880 --> 01:00:30.000
Those are awesome.
01:00:30.320 --> 01:00:31.360
All right, everybody.
01:00:31.519 --> 01:00:34.079
Well, we're gonna go ahead and end tonight's chat.
01:00:34.480 --> 01:00:35.199
Right on time.
01:00:35.679 --> 01:00:46.559
We know that this was a huge one, and we understand a lot of you, half of you federal employees, are at national conventions this week, but the chats will be up uh for the next 30 days.
01:00:46.719 --> 01:00:48.000
And again, you can go to YouTube.
01:00:48.559 --> 01:00:49.199
Go to YouTube.
01:00:49.280 --> 01:00:50.400
They always stay on there.
01:00:50.480 --> 01:00:57.280
All of our chats from 2016 is on there, so you'll see how we've grown through the last 10, 11 years.
01:00:57.519 --> 01:01:01.679
And uh can't wait to tell you what's coming soon, guys.
01:01:01.760 --> 01:01:03.199
So we're looking forward to that.
01:01:03.440 --> 01:01:13.840
If there are any topics that you guys don't understand and want us to train about, just drop it in the comment and I'll take a look at it tomorrow and we'll start figuring out what we're talking about.
01:01:14.159 --> 01:01:15.039
And we really do that.
01:01:15.119 --> 01:01:21.519
This this topic was asked by many people, and then I spent my day learning everything about it, and here we are.
01:01:21.679 --> 01:01:23.119
So give me another topic.
01:01:23.199 --> 01:01:25.519
If I don't know about it, I will and I'll teach it to you.
01:01:25.760 --> 01:01:26.639
Amy said, Thank you.
01:01:26.719 --> 01:01:27.679
I'm a question asker.
01:01:27.840 --> 01:01:29.840
Sorry to hog up the question time.
01:01:30.000 --> 01:01:31.119
No, this is what we like.
01:01:31.199 --> 01:01:32.000
We love it, Amy.
01:01:32.320 --> 01:01:41.360
This is why we're here to answer your questions and train you guys to make you understand each and everything about when you get injured on the job and what comes after that.
01:01:41.519 --> 01:01:43.760
So tell all your friends to come here next week.
01:01:44.000 --> 01:01:46.159
Same bet time, same bet channel.
01:01:46.320 --> 01:01:46.559
All right.
01:01:46.639 --> 01:01:48.559
Good night, Frank, Linda.
01:01:49.440 --> 01:01:50.480
See you guys next week.
01:01:50.639 --> 01:01:51.199
Good night.