ABOUT THIS EPISODE
In our latest podcast episode, Arcot General Manager Matt Cooke previews our upcoming October 3-D Secure Summits in London and Dublin. He breaks down the massive shift in merchant perception of 3-D Secure, driven by scheme incentives, lower interchange fees, and the ecosystem's need for data-sharing to eliminate false declines and recover lost revenue. Scheme updates are building a more secure set of rails for safe transactions, supporting his view that data beats friction. Cooke likens payment authentication, the most effective defense against digital payment fraud, to an "outer castle wall," blocking fraud before it reaches "the inner castle wall" of authorization. Looking ahead, the team explores social engineering countermeasures like Arcot's secondary risk assessment and the future impact of automated AI purchasing agents.
English
United States
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OTHER EPISODES IN THIS PODCAST
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The Arcot Dublin and London 3DS Summits highlighted a clear shift in the industry. Merchants are now using 3-D Secure as a performance driver to boost approvals, enhance experience, and reduce fraud. Momentum is growing around Data-Only and Acquirer TRA, with richer data from merchants enabling sma…
Merchants and issuers are heading into the holiday season with growing confidence in 3-D Secure, as data-only (RCI-06) and TRA-based (RCI-05) transactions mature and deliver stronger authorization performance. Merchants are shifting from using 3DS mainly for liability protection to using it as a tr…
Disclaimer: The podcast and artwork embedded on this page are from Matt Cooke, James Jenkins | Arcot by Broadcom | Global Leader in 3D Secure (3DS), which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.
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