Agent Survival Guide | Empowering Insurance Agents to Survive Today and Thrive Tomorrow

Oct. 14, 2026

ABOUT THIS EPISODE

Understanding the ACA Marketplace Metal Tiers

When stepping into the ACA marketplace, you’ll obviously have a plethora of different plans to offer to your clients. What if we told you there was an easy way to break down the different types of plans you could be selling in hopes of helping your clients better understand what they’re buying into? In this episode of the Agent Survival Guide Podcast, we’ll be guiding your next sale to a podium finish by breaking down the ACA metal tiers!

Read the text version

Get Connected:

🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!

📧 Connect with the Ritter Insurance Marketing Sales Team Near You!

📢 Submit a shoutout to be read in a future episode

🎙️ Be a Guest on the ASG Podcast

💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:

ACA 101: Selling Under-65 Health Insurance

ACA in 2027: CMS Changes, Fraud Prevention & Identity Proofing ft. Arthur Barlow

Understanding ACA Plan Metal Tiers

References:

Average monthly marketplace premiums by metal tier: KFF State Health Facts. KFF. (2025, November 3). https://www.kff.org/affordable-care-act/state-indicator/average-marketplace-premiums-by-metal-tier/?currentTimeframe=0&sortModel=%7B%22colId%22%3A%22Location%22%2C%22sort%22%3A%22asc%22%7D

Health Insurance Marketplace. (n.d.-a). Health plan categories: Bronze, Silver, Gold, & Platinum. HealthCare.gov. https://www.healthcare.gov/choose-a-plan/plans-categories/

Lewis, B. E. (2026, March 25). What are the four metal tiers of Affordable Care Act Health Plans?. GoodRx. https://www.goodrx.com/insurance/aca/aca-tiers-of-coverage

Quality ratings of health plans. HealthCare.gov. (n.d.-b). https://www.healthcare.gov/quality-ratings/

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social

Not affiliated with or endorsed by Medicare or any government agency.

Business

Management

Marketing

Careers

English

United States

Use API to fetch this episode in JSON

IN THIS EPISODE

arthur barlow

Edit these tags

TRANSCRIPT 🔗

Are you the producer of this podcast? Add a podcast transcript

Need Audio-to-Text? Transcribe with Listen411 in Just 60 Seconds

SEARCH PAST EPISODES

Search past episodes of Agent Survival Guide | Empowering Insurance Agents to Survive Today and Thrive Tomorrow.

Embed this search bar to your website

OTHER EPISODES IN THIS PODCAST

Q4 ACA Sales Calendar

Oct. 12, 2026

Are you ready for go-time? In this episode of the Agent Survival Guide podcast, we're covering the 4th quarter and the essential details, dates, and what it means now that prep time is over. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers…

00:04:56

SAVE

CLIP

Content Corner: Spooky Season and All Things Pumpkin

Oct. 10, 2026

Jeff is back for another Content Corner episode with Sarah! Hear about the newest Content Library series and shareables for the month of October. No tricks – just spooky treats to delight your clients! Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Sur…

00:40:01

SAVE

CLIP

Can Insurance Agents Charge Consulting Fees for Medicare Sales or Services?

Oct. 13, 2026

We all know that MA Plans are non-commissionable, but that doesn’t mean that you can’t be curious about making a sale. In this episode, we’ll be diving into payments and fees that can come with selling Medicare plans. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marke…

00:06:33

SAVE

CLIP

Dental, Vision, and Hearing Insurance Sales: How, Who, and Why

Oct. 12, 2026

As we get older, we have more time to experience what life has to offer. However, with age also comes wear and tear on certain senses. In this episode, we’ll be teaching you how to identify clients who might need help taking care of these important factors of life. Read the text version Get Co…

00:14:08

SAVE

CLIP

Disclaimer: The podcast and artwork embedded on this page are from Sarah J. Rueppel | Ritter Insurance Marketing | Insurance Agent Tips, Tools & Training, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.