ABOUT THIS EPISODE
"He always told her, you'll be sorted." Then he died. They weren't married, and there was no evidence he had ever added her to his pension.
This is episode 3 of our Summer Reset, the 6-part summer series where Rebecca is joined by her Evolution Financial Planning colleagues Katie, Client Manager and Protection Adviser, and Carol, Independent Financial Adviser and Money Coach.
This one covers the places where women who feel financially fine are actually deeply vulnerable, and it ends with a practical checklist you can work through this week.
In this episode:
- Why having all your wealth in property is riskier than it feels, and the client with three properties and no pension
- House prices rose about 200% in 25 years. What happens if the next 25 don't repeat it?
- Overpaying the mortgage versus investing, and how to actually decide
- The partner who was told "you'll be sorted", and why promises are not protection
- "It's all in my husband's name", and the client using his fingerprint to find out what they owned
- Why the default parent needs protecting too, and what it would cost to replace everything they do
- Life cover, income protection and critical illness: knowing what you actually have
- The financial housekeeping checklist, best done with a friend, cake and a glass of wine
Timestamps:
00:00 Cold open and welcome 03:58 Is property still the safest bet? 07:26 House prices, landlords and the 200% question 12:26 Overpay the mortgage or invest? 13:27 All your eggs in the property basket 16:55 "It's all in his name" and the access problem 18:50 Protecting the default parent 20:51 Life cover, income protection and critical illness 23:09 The financial housekeeping checklist
Want to know where you stand with your finances? Take our free Financial Wellbeing Quiz. It asks 12 yes or no questions and takes less than 2 minutes: https://allmylink.me/YtLK
Watch and listen:
YouTube: https://www.youtube.com/@rebeccarobertsonifa Spotify: Listen on Spotify Apple: Listen on Apple Podcasts
New episodes of the Summer Reset drop every Friday through the summer. Next week: from striving to thriving, turning income into long-term wealth.
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Connect with Rebecca Robertson and the Podcast: Subscribe for weekly wealth-building strategies: https://www.youtube.com/@rebeccarobertsonifa Instagram: https://www.instagram.com/rebecca_robertsonifa & https://www.instagram.com/acceleratingyourwealth LinkedIn: https://www.linkedin.com/in/rebecca-financial-advisor Facebook :https://www.facebook.com/RebeccaRobertsonwealth www.evolutionfinancialplanning.co.uk Disclaimer: This content is for educational and informational purposes only and should not be construed as financial advice.
