Taking a Break This Week

This week I'm going to talk about how retirees can build a portfolio that is better designed to withstand inflation. We'll cover stocks, dividend-paying companies, bonds, Treasury Inflation-Protected Securities, and practical steps you can take to protect your purchasing power.

If you're going to coast and stop contributing, make sure the number you're projecting to end up with at retirement is not the bare minimum. You want to build in a bigger buffer and a bigger safety net so that you could still retire even if the number ended up being less than projected.

Here's how I would approach answering this question.