# Erin Kennedy

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🚨 Nearing retirement? You're in the retirement red zone... and every decision counts.

The good news? A smart strategy now can make a BIG difference later. In this video, Peter with Richon Planning and Erin Kennedy lay out your 4-step action plan to retire with confidence: Max out tax-advantaged accounts (don't forget catch-up contributions!) Open & fully fund an IRA — and consider g…

Should You Tap Your Retirement Savings to Pay off Your Mortgage?

Thinking about paying off your mortgage before retirement? Not so fast… Going into retirement debt-free sounds like the dream, but should you tap your retirement savings to make it happen? In this interview, Peter with Richon Planning and Erin Kennedy break it down When it does make sense to pay of…

Retirement Spending Peaks Earlier Than You Think

Here's a number that should change how you think about retirement: 12. That's about how long a healthy 60-year-old has before mobility, energy, and independence begin to decline. Let that sink in. Too many financial plans are built around steady, flat income over 25–30 years. But real life doesn't …

🔍 Should You Surrender or Replace That Old Annuity?

What worked for your retirement plan years ago… might not be the best fit today. And making the wrong move could cost you. ⚠️ In this interview, Peter Richon with Richon Planning and Erin Kennedy break down: ✔️ The difference between surrendering vs. replacing an annuity ✔️ When it actually makes s…

💰 Are you and your spouse accidentally leaving free money on the table?

A new study from the Center for Retirement Research at Boston College found that nearly 1 in 5 married couples aren't coordinating their retirement savings, and it could be costing them about $760 every year. 😳 So how does this happen… even when both spouses are contributing? In this interview, P…

Behind the Financial Advisor: Marissa Wood's Story & Why Financial Planning Matters

For the first time on The Future of Finance, the interviewer becomes the interviewee. In this special episode, Marissa Wood sits down with Erin Kennedy, Emmy Award-winning communicator and Director of Communications at Brookstone Capital Management, to share the personal story behind Union Financia…

⏳ 6 Things To Do if Retirement is 6 Years Away

Six years may sound like plenty of time, but the choices you make today can have a major impact on your retirement lifestyle tomorrow. 🌴💰 In this video, Peter with Richon Planning and Erin Kennedy cover 6 important steps to take before you retire, including: 🏖️ Test-drive your dream retirement dest…

Are Bonds Still the Best Way to Manage Risk?

📊 For decades, bonds have been the go-to investment for managing risk. But is that still true in today's market? 📈 With inflation remaining elevated and interest rates potentially moving higher, many investors are asking whether the traditional 60/40 portfolio is enough. In this interview, Peter Ri…

🚨 7 Retirement Myths… BUSTED! 🚨

When it comes to retirement planning, some of the biggest mistakes aren't caused by market volatility... they're caused by assumptions that sound true, but aren't always. To make sure you're not surprised, Peter with Richon Planning and Erin Kennedy break down these myths: Will Social Security real…

Mastering Roth Accounts: Contributions, Conversions, and Tax Strategies

In this episode of Game Plan for Retirement, host Peter and Chris McIntyre, President and Founder of McIntyre Retirement Services, break down the mechanics and strategies behind Roth IRAs and Roth 401(k)s. They explore the key differences between Roth contributions and conversions, how to pay conve…