Sequence of Returns Risk Can Wreck Retirement

Sequence of returns risk can wreck a retirement that looked rock solid on paper, and the five years around your retirement date matter more than decades of saving.

The real danger is not average returns; it is the timing of losses and withdrawals right when your paycheck stops.

Mark Kollar, a retirement income specialist with thirty-five years of experience, breaks down why order beats average, how a cash cushion buys you time, and why a guaranteed income floor keeps a downturn from becoming permanent.

If you are within five years of retiring or helping a loved one, this is essential listening.

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