How Do You Know When It's "Safe" to Retire?

This episode tackles one of the biggest retirement questions: “When can I actually retire?” Dennis explains why the answer depends on far more than reaching a certain age or account balance, with healthcare costs, spending needs, Social Security timing, income sources, and even the emotional transition away from a paycheck all playing a role.

Here’s some of what we discuss in this episode:

📅 No Magic Age: Retirement readiness is personal

💵 Know Your Spending: Your budget drives the answer

🏥 Plan for Healthcare: Early retirement can make coverage expensive

📈 Build the Income Plan: Know where every retirement paycheck comes from

🧠 Prepare Emotionally: Being financially ready and feeling ready are different

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