# Lloyd Johnson

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Business Cents S1E1: Mastering Cash Flow and Billing Practices

Welcome to the very first episode of Business Centswith hosts Lloyd Johnson and Melissa Terito, CPAs and partners at Faulk & Winkler. In this kickoff conversation, Lloyd and Melissa dive into one of the biggest challenges business owners face: cash flow management. They break down why billing pract…

Business Cents S1E7: Your Business Scoreboard - Understanding Financial Statements

In this episode of Business Cents, Lloyd Johnson and Melissa Terito break down the essentials of understanding your financial statements, what they are, why they matter, and how to actually use them to make smarter business decisions. From explaining the difference between cash and accrual accounti…

Business Cents S1E8: Understanding Cash Flow Statements and the Red Flags You Shouldn’t Ignore

Think your revenue looks great but your bank account tells a different story? In this episode of Business Cents, Melissa Terito and Lloyd Johnson break down one of the most misunderstood yet most revealing financial reports: the cash flow statement. Lloyd explains why it’s his favorite financial st…

Business Cents S1E9: Budgeting - Hope Isn’t a Strategy

Think you can run your business without a budget? Think again. In this episode of Business Cents, Melissa Terito and Lloyd Johnson tackle one of the least “fun” but most essential parts of running a successful business - creating and sticking to a budget. They break down why budgeting isn’t just ab…

Business Cents S1E10: Set Smarter 2026 Goals - Profitability, Cash, and Real Progress

It’s the holiday finale of Business Cents, and Lloyd Johnson is joined by Ben Vance to help business owners slow down, reflect, and set smarter goals for 2026. In this episode, they share why year-end reflection matters and why looking back beyond just the last 12 months can reveal bigger wins and …

Business Cents S2E4: Financial Statement Red Flags

In Business Cents S2E4, Faulk & Winkler and Sentinel partners Lloyd Johnson and Melissa Terito walk through the red flags that should immediately catch your attention when reviewing your financials — and why you should care. Because if the numbers are wrong, the KPIs tied to performance are skewed……

Lawyer Johnson: Overcoming Trauma, Embracing Change, and Building a New Life

Alka Sharma welcomes Lloyd Johnson to discuss his new book and journey through pain and healing. Lloyd shares the hardest truths about pain, corrective actions, and the continuous healing process. He reveals how sharing his story on social media and debunking trauma myths transformed his life throu…

Business Cents S2E11: Remembering Jeremy Klibert

Welcome back to Business Cents. This episode is a little different. Melissa and Lloyd pause the usual playbook to share something personal: the unexpected passing of their partner and friend, Jeremy Klibert, and what the past couple of months have looked like for the team. No action items, no frame…

TRP 325: [Legal] Preparing Lawyers for Technology Transformation with Catherine McGregor

AI isn't coming for lawyers — but it is coming for the lawyers who don't adapt. Dr. Catherine McGregor joins Scott Love to break down exactly what technology transformation means for the legal profession and what lawyers can do right now to get ahead of it. Catherine is an executive coach, author,…

Debating God's Existence (With Adam Lloyd Johnson)

What is the best evidence for God's existence and what are the toughest challenges against it? In this episode, Sean and Scott are joined by Christian apologist Dr. Adam Lloyd Johnson, who debates atheist Dan Barker in the new book Debating God's Existence. They discuss the fascinating story about …