このエピソードについて
Defined benefit superannuation funds offer death and disability benefits within the fund at no extra cost, but do vary in their offerings and how they are paid out. Regular superannuation accounts, like ESSSuper’s Accumulation Plan, offer optional insurances that come with a premium.
In this episode of ESSSuper's Exploring Super podcast, we discuss the differences so you can ensure you're adequately covered.
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This podcast is of a general nature only and does not consider your personal circumstances, financial needs or objectives. Before acting on any advice contained in this podcast, please download and read the relevant Product Disclosure Statement and target market determination, found on our website: esssuper.com.au, The Board recommends that you seek financial advice before acting upon this information. Benefits in ESSSuper's Accumulation Plan, Income Streams and Beneficiary Account products are not guaranteed or underwritten by the Victorian Government or ESSSuper.
The insurance for Death, TPD, and Income Protection in the Accumulation Plan is provided by AIA Australia Limited ABN 79 004 837 861 AFSL 230043 through group insurance policies that the Board holds with the Insurer. The information in this podcast is only a summary and is subject to policy terms which may change. A copy of the Insurance guide is on ESSSuper's website and a copy of the Insurer’s Policy is available upon request.
Before acting on any advice contained in this article, podcast or video, please download and read the relevant Product Disclosure Statement and target market determination, found on our PDS and handbooks web page. The Board recommends that you seek financial advice before acting upon this information.
This website contains links to other websites which are not under the control of and are not maintained by ESSSuper. ESSSuper is not responsible for the content of those sites. ESSSuper provides these links for your convenience only but does not necessarily endorse the material on these sites.
The information contained on this website is of a general nature only. It should not be considered as a substitute for reading the relevant ESSSuper handbook or Product Disclosure Statement (PDS) (and associated target market determination) that contains detailed information about ESSSuper products, services and features. Before making a decision about an ESSSuper product, you should consider the appropriateness of the product to your personal objectives, financial situation and needs. It may also be beneficial to seek professional advice from a licensed financial planner or adviser. An ESSSuper PDS is available on our PDS and handbooks webpage or by contacting us.
