TENTANG EPISODE INI
Budget 2027 in Ireland came with the usual noise about tax bands and credits. If you are within 5 to 10 years of retiring, or already retired, those are rarely the lines that matter. In this Budget special, Paddy Delaney goes through what actually changed for Irish pensions, investments and retirement income.
- The new Investment Account in Ireland: €12,000 a year, the first €50,000 tax-free, 1% a year above that, from 1 July 2027
- Exit tax down from 38% to 35%, capital gains tax down to 31%, and why deemed disposal is still with us
- What the Budget did and did not touch on pensions, including new valuation factors for defined benefit schemes under the Standard Fund Threshold
- And a practical example: €1,000 a month for 8 years, and the difference between €15,400 of exit tax and roughly €2,000 of account charge
If the Budget has you wondering where you actually stand, this episode is for you.
🎓 Free webinar about "Your Money in 2027": Friday 9 October, 12:00, with Alan Purcell: https://www.informeddecisions.ie/webinar
📖 Full Blog: www.informeddecisions.ie/post/budget-2027-ireland-pensions-investing
📊 Want to check where you are? Try our free 10-minute Retirement Readiness Scorecard: https://www.informeddecisions.ie/pension-calculator
📅 Find out how we work: https://www.informeddecisions.ie DISCLAIMER This content is for general educational purposes only and does not constitute personalised financial advice. Everyone's situation is different — always speak to a qualified, independent advisor before making pension or investment decisions. Tax rules and pension regulations change; figures quoted are accurate at time of recording.
