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McKinsey’s State of AI 2026 reveals that 32% of organizations skipped at least one software purchase because they could build it internally with agentic coding tools. This episode explains how Claude Code, Cursor, Codex CLI, and AI coding agents are changing the build-vs-buy decision, why SaaS vendors selling thin-wrapper tools are most exposed, and why CTOs must rethink software procurement, internal tools, shadow IT, governance, and AI-driven development. We also cover Retool’s finding that 35% of teams have replaced a SaaS tool with a custom build, why large enterprises are pulling ahead in AI agent adoption, and why building software got cheaper — but owning it responsibly is still the hard part.
agentic coding, build vs buy, McKinsey State of AI 2026, SaaS disruption, AI coding agents, Claude Code, Cursor, Codex CLI, enterprise AI, internal tools, SaaS replacement, AI software development, CTO strategy, software procurement, shadow IT, Retool Build vs Buy Report, vibe coding, AI agents, enterprise software, AI governance, custom internal software, SaaS vendors, thin-wrapper SaaS, AI ROI, technology leadership
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