# Brian Bollinger
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Brian Reid Bollinger (born November 21, 1968) is a former American football offensive guard who played three seasons with the San Francisco 49ers of the National Football League (NFL). He was drafted by the San Francisco 49ers in the third round of the 1992 NFL Draft. Bollinger played college football at the University of North Carolina and attended Melbourne High School in Melbourne, Florida.
Is Earthquake Insurance Worth It in California? 5 Questions to Ask Before You Buy
With the California Great ShakeOut approaching, earthquake readiness is top of mind. In this episode of Speaking of Insurance, Aaron Bollinger breaks down whether earthquake insurance is actually worth the cost in California and highlights the key questions homeowners must ask before buying a poli…
California Landlord Insurance: What You Need to Know Before Buying or Renting
With real estate investing on the rise, proper risk management is critical for property owners. In this episode of Speaking of Insurance, host Aaron Bollinger breaks down everything you need to know about California landlord insurance, from navigating short-term vs. long-term rentals to avoiding c…
California Workers’ Comp Costs Just Jumped: Here’s What Employers Miss
California employers are facing a workers’ comp rate increase, but the real risk is treating it as just a routine bump. Aaron Bollinger breaks down the 6.6% advisory increase, the average pure premium rate, and the factors that can push costs higher, or help businesses manage them.
If you run payr…
Contractor Insurance Explained: Licensing, Permits, Bonds, Costs & How to Win More Jobs
Thinking about starting a contracting business in California, expanding your construction company, or bidding on larger projects? Before you take on your next job, understanding contractor insurance, licensing, permits, and surety bonds can make a major difference.
In this episode of Speaking of I…
California Homeowners Insurance 2026: Lower Premiums, Better Coverage & Home Risk Management
Are you paying too much for homeowners insurance in California, or are you paying for coverage that might not fully protect your home?
In this episode of the Speaking of Insurance Podcast, we break down the changing California homeowners insurance market, new insurance company eligibility opportun…
5 Questions California Homeowners Must Ask Before Renewing Insurance
Before renewing your California homeowners insurance, make sure your coverage reflects the home you actually have, not just its market value. In this episode of Speaking of Insurance by Bollinsure Insurance Services, Aaron Bollinger explains how to review your dwelling limit, replacement cost esti…
Why Your Certificate of Insurance Gets Rejected Even When You Have Coverage
California contractors and business owners can face costly delays when a certificate of insurance doesn’t meet a project’s requirements. Having insurance in place is only the first step, making sure the paperwork, endorsements, entity names, and coverage terms align with the contract is what keeps…
The Insurance Mistake That Can Leave a $3 Million Home Underinsured
California luxury homeowners may be focused on their home’s market value or insurance premium, but those numbers don’t necessarily tell them what it would cost to rebuild after a major loss. When a fire, smoke event, or other disaster strikes, the difference between market value and replacement co…
Business Interruption Insurance: Coverage Every Business Owner Should Understand
Business owners are often focused on their physical property and liability coverage, but those policies don't necessarily protect against the financial impact of a temporary shutdown. When a fire, disaster, or unexpected event forces a business to close its doors, the loss of income and continuing…
Why the Cheapest Rental Property Insurance Can Become the Most Expensive
Many rental property owners shop for insurance by asking one question: what's the cheapest policy I can get? But landlord insurance isn't the same as a homeowner's policy, and the gaps often don't show up until after a loss. If a fire makes your rental uninhabitable for six months, will your polic…
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