# Melissa Koide

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Melissa Koide: Navigating the AI Frontier in Financial Services

Melissa Koide is the CEO of FinRegLab, a nonprofit research center that tests new technologies and data and facilitates dialogue to inform public policy and drive the financial sector toward a responsible and inclusive financial marketplace.FinRegLab is focusing on big questions surrounding data an…

Go with the flow? What cash flow data has to say about thin file borrowers

Go with the flow? What cash flow data has to say about thin file borrowers Melissa Koide, FinRegLab

USA 2022: Deep Dive into Bank Data and Cash Flow Underwriting

This recording is from Fintech Nexus USA (formerly known as LendIt Fintech USA) held at the Javits Center in New York City on May 25-26, 2022. It is from the track: Consumer Lending: BNPL, Cards and Personal Loans - Sponsored by FICO and is titled: Deep Dive into Bank Data and Cash Flow Underwritin…

Episode 20: Advancing Financial Inclusion: A Story of Policy, Data and Technology

Joining Craig and Josh this month is Melissa Koide, Founder and CEO of FinRegLab — a nonprofit organization that tests and researches technology to help inform public policy and advance financial inclusion. Melissa touches on some of FinRegLab’s key initiatives, including the use of cashflow data…

AI Underwriting and Explainability with Melissa Koide

In this episode, Jerry Buckley and Caroline Stapleton welcome guest Melissa Koide, CEO of FinRegLab. Melissa discusses her organization's work in evaluating the explainability of complex machine learning algorithms in credit underwriting, model governance and adverse action notices. The conversatio…

Inside The MyRA With U.S. Treasury s Melissa Koide | HMM 50

www.jenhemphill.com I am going to be very honest with you, this episode is so surreal to me still! Today I am introducing to you Ms. Melissa Koide, Deputy Assistant Secretary to the Office of Consumer Policy at the U.S. Department of the Treasury! Yes you read that right the U.S. Treasury.  Ms. Mel…

Richard Berner

Is Musk-Trump's Evisceration of Financial Oversight Sheer Lunacy? Richard Berner, NYU Professor of Finance, Former First Director of the Treasury's Office of Financial Research, and Former Morgan Stanley Chief Economics Sounds the Alarm!I'm delighted to have my long-time friend, Dick (Richard) Bern…

Building Responsible Innovation in the Age of AI

As data and AI reshape financial services, the question isn’t just what can be built but also, how it can be built responsibly. In this episode, Melissa Koide, CEO of FinRegLab, joins host Jim Jockle to discuss how technology and regulation are evolving together. From credit inclusion and data priv…

Shaping Agentic AI Policy for Financial Services

Agentic AI is moving from theory to real-world deployment in financial services, bringing both extraordinary potential and complex regulatory questions. FinRegLab Founder and CEO Melissa Koide joins Jerry Buckley and Caroline Stapleton to break down what makes agentic AI different from traditional …

Can AI Replace Personal Financial Advisors?

Bank Nerd Corner welcomes Melissa Koide, founder and CEO of FinRegLab (https://finreglab.org), to discuss the research organization’s latest project focused on personal financial agents. FinRegLab is working with companies and nonprofits that are building financial agents to track real consumer ou…