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Will you be affected when pensions come under the scope of inheritance tax?

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There’s just six months to go until the tax net widens when, in April 2027, unspent pensions will count towards the value of your estate for inheritance tax (IHT) purposes.

In this episode, Which? tax expert Ruby Flanagan explains how money inside of unspent pensions will form part of estate and how you can work out if you’ll be leaving an IHT bill for your loved ones.

We’re also joined by Lisa Picardo, chief business officer at PensionBee, who tells us why the government is making this change and what you can do to reduce the value of your estate, which will in turn reduce the size of any IHT bill you leave behind.

Read more about how IHT will apply to pensions on our website & sign up for our free Retirement Planning newsletter

Find out if you pension will be subject to IHT & read how the new rules will work in practice

Get in touch with us via email - podcasts@which.co.uk

Podcast listeners can get 50% off an annual Which? membership

Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

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