In Al-Driven Commerce,Trust Is the Real Checkout Currency

In this episode, we explore how fraud and cyber risk are evolving across the payments ecosystem as commerce becomes more digital, automated, and AI‑enabled. Threat actors are adapting in parallel, using automation, social engineering, deepfakes, and ransomware to move faster and at greater scale.

Host Dan Baxter, Vice President of Corporate Communications for Central and Eastern Europe, Middle East & Africa (CEMEA), sits down with Charles Lobo, Senior Vice President and Regional Risk Officer for CEMEA, to unpack how AI is reshaping both attacks and defenses, and what institutions need to do to stay resilient. Together, they look at how consumer expectations are changing as people embrace new ways to shop—from social commerce to AI‑assisted discovery—and what it takes for banks, merchants, platforms, and payment networks to keep those experiences secure, trusted, and seamless.

You’ll hear how Visa is:

• Using AI and advanced analytics to detect and disrupt emerging fraud patterns
• Partnering across the ecosystem to strengthen cyber and payments resilience
• Helping clients protect new digital experiences, from social commerce to AI‑driven journeys
• Supporting risk, compliance, and security teams with tools and insights to stay ahead of evolving threats

SUBSCRIBE
Apple Podcasts: https://bit.ly/3NSt0Lz
Spotify: https://bit.ly/3YNIz9S
YouTube: https://bit.ly/4rt38V5

For more podcasts by Visa, visit: https://km.visamiddleeast.com/en_KM/about-visa/cemea-podcast.html#1