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Retirement changes more than just your daily routine. Once your paycheck stops, the way you manage your money, taxes, healthcare, and investments needs to change too. In this video, Colin Exelby explains10 important financial upgrades you should make when you retire to help protect your savings, reduce unnecessary taxes, and make your retirement income last longer.
From creating your own retirement paycheck and choosing when to claim Social Security to managing Roth conversions, reviewing insurance policies, and updating your estate plan, these are decisions that can have a major impact on your financial future.
Complete Social Security Claiming Strategy Guide ➡️ https://celestialwm.com/social-security-guide/
Colin Exelby, CFP® is a CERTIFIED FINANCIAL PLANNER™ Professional, founder of Celestial Wealth Management, and creator of See the Forest Through the Trees (STFTTT), an educational platform focused on retirement planning, retirement tax strategies, Social Security analysis, Roth conversions, and financial planning for retirees and business owners.
This channel focuses on helping retirees, pre-retirees, and business owners make smarter financial decisions through tax-aware planning, long-term thinking, and real-world retirement strategies.
#RetirementPlanning #RetirementTips #RetirementIncome #FinancialPlanning #RetirementStrategy #SocialSecurity #RothConversion #RetirementSavings #RetirementTaxes #RetirementAdvice
Topics covered regularly include:
• Social Security claiming strategies
• How Social Security is taxed
• Roth conversion timing
• Retirement withdrawal strategies
• Tax-efficient retirement income
• IRMAA and Medicare premiums
• Retirement mistakes to avoid
• Survivor planning strategies
• Retirement planning for business owners
No fear-based financial media. No hype. Just clear explanations and practical retirement planning frameworks.
00:00-Intro
00:20-Your Paycheck
01:41-Your Health Insurance
02:30-Your Spending Money
03:36-Your Tax Strategy
04:45-Your Cash
05:48-Your Beneficiaries
06:58-Your Insurance
07:55-Your Estate Plan
08:43-Your Social Security Plan
09:52-Your Survivor Plan
➡️ ➡️Free Retirement and Financial Planning Resources Here: https://celestialwm.com/ptpebook-go/ ⬅️⬅️
⭐Support the Channel by Becoming a Community Member⭐ 👇https://www.youtube.com/channel/UC13s0hQVkEv-azgzhOe8QXA/join
Recommended Financial Planning Tools👇
Budgeting...👇
★☆★ Rocket Money (originally called as TrueBill) ★☆★
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★☆★Personal Capital ★☆★👇
https://personalcapital.sjv.io/CelestialWM
Bookkeeping...👇
★☆★Gusto Bookkeeping★☆★👇
https://gusto.pxf.io/CelestialWM
Affiliate Link Disclaimer: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission. Read full privacy policy at celestialwm.com.
Celestial Wealth Management LLC receives compensation from YouTube for the presence of advertising before, after, and during this video content. Celestial Wealth Management LLC does not control the content or presence of any advertisements. The presence of any advertisement does not constitute an endorsement of the ad, company, entity, or product by Celestial Wealth Management LLC.
DISCLOSURES
Celestial Wealth Management, LLC is registered as an investment adviser in the State of Maryland and Texas.
Neither the information nor any opinion constitutes an offer or an invitation to make an offer, to buy or sell any securities or other financial instruments.
This video is not intended to provide personal investment advice and it does not take into account the specific investment objectives, financial situation and the particular needs of any specific person.
Investors should seek financial advice regarding the appropriateness of investing in financial instruments and implementing investment and planning strategies discussed in this video and should understand that statements regarding future prospects may not be realized.
Nothing provided here constitutes tax advice. Individuals should seek the advice of their own tax advisor for specific information regarding tax consequences of investments.
Investments in securities entail risk and are not suitable for all investors. This is not a recommendation nor an offer to sell (or solicitation of an offer to buy) securities in the United States or in any other jurisdiction. All investment strategies have the potential for profit or loss.
