درباره این اپیزود
Insurance regulation and technological innovation are often portrayed as opposing forces, but Wisconsin Insurance Commissioner Nathan Houdek sees them as complementary. In this episode of the Predict & Prevent podcast from The Institutes, Commissioner Houdek joined guest host Frank Tomasello, Executive Director of The Institutes' Griffith Insurance Education Foundation, for a wide-ranging conversation about how data, artificial intelligence, and collaborative public-private programs are reshaping how the insurance industry approaches risk.
Commissioner Houdek discusses the rise of loss mitigation tools such as drones, sensors, and programs to "strengthen homes," as well as the ethical imperatives and regulatory frameworks emerging around big data and artificial intelligence. He offers an inside look at the NAIC's multi-step AI regulatory journey while emphasizing that responsible innovation and consumer protection are not mutually exclusive. The conversation closes with a call for a new consumer mindset around personal risk management and a vision of collaborative public-private partnerships to keep insurance accessible and affordable.
Resources:
National Association of Insurance Commissioners: https://content.naic.org/
Center for Insurance Policy and Research: https://content.naic.org/research
Catastrophe Risk Management Center of Excellence: https://content.naic.org/research/catastrophe-modeling-center-of-excellence
The Institutes: https://web.theinstitutes.org/
The Institutes Griffith Foundation: https://www.griffithfoundation.org/
Predict & Prevent website: https://www.predictandprevent.org/
Sign up for our weekly Predict & Prevent newsletter: https://www.predictandprevent.org/newsletter/
