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Today on Nephology, host Joe David sits down with Ramez Rafeek, General Manager of AED Stablecoin LLC, to explore AED stablecoins, regulated digital payments, and the future of business transactions in the UAE.Having led AE Coin from licensing through to real-world adoption, Ramez brings a rare inside view into what it takes to build a Central Bank-licensed stablecoin from the ground up. He shares practical insights on:- The journey to becoming the UAE's first Central Bank-licensed, AED-backed stablecoin- How the 1:1 AED backing works in practice, and why that builds trust- The practical advantages of settling business payments in AE Coin over traditional banking rails- Where adoption is heading next, from retail and hospitality to professional services and beyondWe also discuss the landmark partnership that made Nephos Group the first professional services firm in the UAE to accept AE Coin payments, how AE Coin supports businesses operating across borders, and how stablecoins and CBDCs may evolve side by side.About Ramez Rafeek: Ramez is the General Manager of AED Stablecoin LLC, the company behind AE Coin, the UAE's first Central Bank-licensed, AED-backed stablecoin. With a strong focus on compliance and innovation, Ramez leads the growth of AE Coin while ensuring strict adherence to UAE Central Bank regulations. His strategic vision drives secure, transparent operations and widespread adoption across the digital currency landscape.Connect with Ramez:LinkedIn: linkedin.com/in/ramezrafeekWebsite: https://aedstablecoin.ae/#AECoin #Stablecoin #AEDStablecoin #DigitalAssets #UAECrypto #CryptoRegulation #Dubai #Fintech #NephologyPodcast #WebThree #DigitalPayments #CentralBankUAE