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Hands In co-founder Samuel Flynn joins PhocusWire's Linda Fox in the PhocusWire Studio to explain how split payments differ from buy now, pay later. Flynn says Hands In targets insufficient funds at checkout, letting travelers combine payment methods and groups split costs across participants. He positions the company as a technology layer rather than a lender. He also predicts agentic AI will replace traditional checkout and discusses fragmentation, blockchain and fraud.
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