WEBVTT
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Remember when it was impossible to misplace
the TV remote because you were the TV
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remote. Remember when music sounded like
this, Remember when social media was truly
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social? Hey John, how's it
going today? Well, this show is
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all about you. This is fifty
plus with Doug Pike, helpful information on
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your finances, good health, and
what to do for fun. Fifty plus
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brought to you by the UT Health
Houston Institute on Aging Informed Decisions for a
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healthier, happier life, and by
Texas Indoor Air Quality Specialists because clean air
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is healthier air. And now fifty
plus with Doug Pike. All right,
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fifty plus starts now Tuesday edition of
the program. Let me move this macro
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from just a little bit so it'll
be closer to me and so that I
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can hear myself in it. Actually
I had to turn it up real quick.
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Somebody had turned the volume all the
way down. That's kind of spooky
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because over in the KBME studios,
from time to time somebody has been flipping
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a switch in there. And you
know what I bet it is, will
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I bet it's when Sean is out
of the office and broadcasting remotely. Maybe
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they do something to that particular headphone
Jack to shut it down. But whatever
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it is, I've figured it out
now and I'm able to fix it.
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After wasting Tom's time at least twice
on trying to deal with that and being
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told I needed to submit a trouble
ticket, which you know where that goes.
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Being here today means I made it
through the weekend. And also,
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just as importantly in my world,
I wasn't terribly depressed by yesterday's golf game.
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I actually don't push myself too hot
on the golf course anymore. I
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there's no purpose in it. Really. I'm still competitive, I always will
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be, always have been, but
I also know that my future doesn't hang
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in the balance of every shot I
take. I'm not gonna I'm not gonna
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fall apart if I don't make birdies
or even pars. So on with the
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show, and since the forecast looks
pretty good right now and looks why are
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these curtains down on a beautiful day
like this? Who was anybody in here
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this morning? I don't know if
anybody was in here this morning. Well,
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this this should be. Can you
rectify that? I could try talking
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all three of them straight up pretty
high at least so I can see the
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sky. I see one contrail to
the southeast that probably runs a couple of
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hundred miles as if anybody care about
that. Mild temperatures, Well, we'll
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look at the forecast right now,
and it's very good. We've got oh
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that's right, we have electric ones
here, don't we And voila, there's
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the sky out there in the other
part of the office. You'd have to
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walk over there and pull little chains
for each one. Not in the studios.
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B team got a B team over
there, all right. So anyway,
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all week we have nice weather,
then Saturday at some point comes an
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eighty percent chance of rain. That's
not very good. And then immediately back
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to sunshine and cool air again on
Sunday, Monday, probably Tuesday, but
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I didn't even look that far out. That's a whole week away, and
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it'll change. It'll change four or
five times. In the markets, everything
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got off to a pretty wobbly start
early and never really did much of anything.
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All four of the major indicators barely
moving at all. Two of them
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were red, two were green.
Oil was down early two cents of barrel.
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That was around nine o'clock when I
first looked, and then it turned
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to up two cents a barrel around
I don't know about an hour ago.
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I don't think we're gonna see much
of a significant move, at least for
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now, but you never know,
with the way the world's turning and doing
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what it's doing. Price of gold
brought to you and me, as always
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by Houston Gold Exchange. That number
was up almost six bucks, sitting comfortably
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at two thousand and fifty dollars and
a little bit of change a couple of
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nickels or dimes, I don't remember
exactly. Twenty fifty is a good number
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buying or selling, it doesn't matter. Houston Gold Exchange can beat almost any
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price you are offered by bigger places
that do that. Houston gooldexchange dot com.
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All right, So stepping into the
pile that is current news and events,
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I'm pretty disappointed by an apparent lack
of response to the weekend drone attack
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in northeast Jordan that killed three US
servicemen and wounded more than two dozen others.
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All these are all US service members
we're talking about. The drone was
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targeted on their living quarters, which
is why the numbers we were so high.
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Unfortunately, I'm not sure who's advising
the president on this one, But
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the advice he's getting just falls woefully
short of sending any sort of message that
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the United States of America won't tolerate
this stuff for another minute, which it
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should be sending. That's what it
should be saying. By actions and deeds
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and talk, we're presenting ourselves.
Honestly, every minute we don't respond to
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this attack, we just look weaker
and more vulnerable. And I sure hope
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that's not the case. In a
somewhat related vein much time to have will
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too? You got eight seconds?
Okay, very good? Oh I had
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something's going on? Okay, that's
no problem right here on our our own
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soil. I'm starting to see stories
warning against how careful and prepared we need
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to be for something similar to happen
here. We've already let in millions of
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people about whom we know very little, if anything, and they're coming here
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by way of Mexico. And remember, they're all moving through that entire country
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to get to our southern border,
and potentially who knows, splitting into groups
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on both sides of that border with
intent to do who knows what the range
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and power of modern drones should be
a concern to all of us, our
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military especially, and I hope we've
got capable defenses in place already along our
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borders. Hundreds of thousands of migrants, a scary percentage of them unaccompanied young
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men from all over the world among
us now with virtually no way to track
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their movement. That bothers me,
It really does. Let's let's lighten it
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up for the rest of this segment. Will We've got two guests coming up
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by the way, doctor Roochie Shaw
to talk about glack Homa very soon,
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and then BJ Mariol MOROLEA excuse me. BJ Moroley is gonna make sure we've
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all got enough money to retire on
someday and if we don't how to get
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it. Uh, here's a fun
fact to know and tell how many number
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one hits? How many number one
hits will has Bruce Springsteen had? Ooh
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an, I'll say he's had five. The correct answer is zero zero,
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never had a number one close but
no cigar for the boss, so it's
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the highest he's ever been. I
doesn't say, I don't care. I
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didn't look, but yeah, not
the boss maybe so much. All right,
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we got to take a little break
here on the way out Texas Indoor
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Air Quality spell This is a company
that does only duct work and air conditioning
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cleaning. It's not an a well, it is an ac company. Actually,
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they are a certified air conditioning and
certified duct cleaning service. But that's
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all they do. They don't They
don't sweep floors, they don't get spots
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out of carpets, they don't wash
your windows, they don't do any of
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that. If your air in your
house isn't clean, isn't pure, then
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you're probably dealing with I don't know, itchy eyes, maybe sneezing that you
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can't really attribute to anything else.
It could be stuff that's in your duct
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work and being blown into your house
every time the system moves. Air clean
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air is healthy air. That's what
you need. And you can get a
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free estimate of exactly what it's going
to cost to get your duct work and
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your plenum and your coils all cleaned
professionally with a patented truck mounted system from
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ta AQ Texas Indoor Air Quality Specialists. Great company been doing this for twenty
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plus years. They, like I
said, they're certified and licensed air duct
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cleaners. That's what they do.
You don't want to if your feet hurt,
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you wouldn't call an optometrist? Would
you get your duckwork cleaned by somebody
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who does that and only that?
Texasiaq dot net is the website phone numbers
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two eight one four sixty four thirty
eight twenty eight two eight one four six
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four thirty eight twenty eight texas iaq
dot net. What's life without a net?
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I suggest to go to bed,
sleep it off, just wait until
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the show's over. Sleepy. Back
to Dougpike as fifty plus continues. All
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right, welcome back to Plus.
Thank you for listening on this beautiful Tuesday.
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I know there are some places up
north of here and east of here
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still dealing with pretty high water.
We hopefully that'll drain off in the next
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forty eight hours or so and everybody
can kind of get back to doing what
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they're doing. We will talk in
this segment about glaucoma, how common it
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is among folks, our age,
and what can be done about it.
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And to answer my questions, I'll
bring in doctor Rushi Shaw, a fellowship
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trained ophthalmologist who has clinical interest in
neovascular glaucoma. That's a pretty fancy thing,
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I'll bet and minimally invasive glaucoma surgery, which sounds pretty good to me.
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Welcome aboard, doctor, Thank you
so much for having me. Oh,
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it's my pleasure. So let's just
begin at the beginning. What exactly
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is glaucoma. Yeah, so,
glaucoma is actually a group of eye disorders
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that causes a very characteristic damage to
the optic nerve. And the optic nerve
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is a nerve that connects the eye
to the brain. So when it's damaged,
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it causes a vision loss, and
the vision loss initially affects a periphle
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vision that can progress to affect the
center part of vision as well. Now
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I've read actually that there are four
kinds of glaucoma. Do we need to
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get into the weeds on all four? Can we just kind of move through
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and most of this will cover all
of that? Yeah, there's actually more
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than four. There's several different types
of glaucoma. Most forms of glaucoma have
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elevated eye pressure, although you can
have normal pressures and still have glaucoma.
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Oh I didn't, I've never read
that. That just disturbs me that every
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year I get a little bit older
and I keep hearing about stuff that affects
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older people, and I'm just stepping
right into the category. How common is
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this? I read that it's about
seventy million people worldwide. Are there areas
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or countries where this is unusually common? Yeah? So you know worldwide,
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glaucoma is actually the same leading cause
of blindness, and you know different areas
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do have different problemss of glaucoma.
In America, about three million Americans have
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glacoma. Oh that's horrible. I'm
sad to hear that. I did see
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also that the occurrence of glaucoma increases
with age. What's the earliest you've seen
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this condition? Rear its uglihead.
Yeah, you know, glaucoma can actually
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affect newborns as well, so you
know you could have it from infancy onwards.
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But for primary open angle glaucoma,
around age sixty adults tend to have
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a higher chance of developing glaucoma.
So that's a good time to start to
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get screened if you didn't have it
diagnosed earlier. Pretty good idea. And
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what it's caused by the pressure intraocular
pressure? What causes that? I saw
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something about the drainage of the fluids
not functioning properly. Is that right?
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Yeah, so there's because there's several
different types of glaucoma. You know,
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there's one type of glaucoma where the
drain of the eye is completely open,
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it's not obstructed, but it just
isn't working good enough for the eye.
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And there's another kind of category of
glaucoma where the drain of the eye is
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actually closed and that's causing a problem. But regardless of the type of glaucoma,
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the problem is that that pressure is
too high for that eye, and
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our therapy is really directed at lowering
the eye pressure about twenty to thirty percent
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from where we started. Is there
any chance that you could just unclog the
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drain like you would the kitchen sink, You know there is. I wish
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it was just that easy. There
are some lasers that work too, the
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drainage system model the draining system of
the eye, But I wish there was
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a really easier way, but not
quite that way. Does the blockage or
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do these problems the blindness ultimately that
results from glaucoma, does it kind of
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come on quickly or does it manifest
itself more slowly? So the most common
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type of glaucoma, primary open an
angle glaucoma is very gradual and slow and
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onsense and actually about fifty percent of
people that have glaucoma don't know that they
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have it, so it could be
very you know, underdiagnosed unless you're going
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out to seek care. Now that's
in contrast to having kind of an attack
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of glaucoma. So if the drain
of the eye suddenly closes, then you
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have angle closure that duram does get
suddenly backed up, The pressure goes up
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very rapidly and that causes a lot
of pain. So those patients end up
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in emergency rooms and then we do
try to open up the drain of the
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eye using a laser procedure. Doctor
Rushi, Schell and fifty plus. Are
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there any early symptoms that might indicate
we need to get to the doctor real
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quick other than that pain. Yeah, So if you notice that you're having
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trouble with your peripheral vision, your
vision on the side, or that you
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may have a blind spot, that
would be a reason to come in.
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But it's honestly hard to detect until
it's more advanced. So you know,
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I suggest everybody go and have an
eye a complete eye exam by your eye
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doctor, to just take a look
at the optic nerve, measure the eye
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pressure, and really get a comprehensive
eye exam. That's probably the best way
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to detect it early. One of
the most frightening things I saw, And
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I guess it's kind of a product
of the times where people have a hard
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time getting to the doctor, or
they don't have insurance, or for whatever
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reasons they're hesitant to go. They
end up with significant vision loss before they
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even get to see a doctor.
Is that true. Yeah, that's unfortunately
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true. We do see lots of
people that because they didn't have care,
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that present very late in their disease. So it's really unfortunate. And once
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the damage from glaucoma occurs, there's
no way to really turn back time and
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adults and undo the damage. Everything
from then on is really trying to prevent
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it from progressing. I find myself
saying, I wish you came in five
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years ago and we could have done
something before. Well, I'm going to
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the eye doctor in the next two
weeks. I know that because I've got
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to get new contacts anyway, I
can't see the golf man occur before.
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It is relatively easy. You just
get that little puff of air. Is
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that sufficient? I'm in my mid
late sixties, actually is that enough?
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I would say no, so because
you can have normal pressure and still have
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glaucoma. Some people think getting their
glasses checked and getting the puff of aias
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enough, and it's really not.
You know, you need a full eye
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exam, so you need the eyes
to be dilated. We can actually look
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at the optic nerve on exam to
make sure it looks healthy. And like
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we were talking about before, the
optic nerve is what is damaged in glaucoma,
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and we can see the damage on
our exam and if it looks damaged,
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and there's a flew of other tests
that will do to confirm whether you
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have glacoma or not. But you
know, without getting that full eye exam,
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it can be missed. Does that
scan that I get from this doctor
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show anything that's just this big full
screen looks like the moon on there with
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rivers all over it. Is that
showing anything that sounds like if I had
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to infer from that, that's a
picture of the optic nerve and retina that
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can be helpful and looking at the
optic nerve to make sure it looks healthy,
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So that's part of it. I
always say, nothing takes the place
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of a trained specialist looking at your
eye. So I'm always for getting a
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full you know, going to your
optimologist or optometrists and getting a full dilated
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message received loud and clear. I've
got to let you go. I'm so
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sorry, doctor Ruchie Shaw, thank
you so very much. Thank you for
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having me. You bet, Bobby, all right, Probably not something you'd
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rather think about just now, but
a healthy prostate means a better life for
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00:17:37.440 --> 00:17:44.640
the guys out there. Doctor Doe
at Late Health and his associates can alleviate
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that problem with a process called prostate
artery embolization. It essentially chokes the blood
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00:17:51.519 --> 00:17:56.799
supply of that prostate and causes it
to wither and die, and out with
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it go all the symptoms of that
horrible condition. And I'm kind of chuckling
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because I may be a candidate for
this sooner rather than later. If you
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have fibroids, the women in the
audience, they can alleviate those as well.
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If you have ugly veins, those
can be made to go away.
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And everything they do at a Late
Health is done right there in one of
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its locations around town, and usually
within a couple of hours, after which
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you get driven home by somebody who
came there with you. You don't want
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to be driving after all the anesthesia, and then you go home and you
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recover there where it's more comfortable,
it's safer, You've got people around you
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who truly care about you and are
going to take care of you while you
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heal up. Seven one three,
five eight eight thirty eight eighty eight.
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Seven one three, five eight eight
thirty eight eighty eight. They're also doing
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a lot of regenerative medicine, which
if you've heard of that really is helpful
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in alleviating chronic pain. A lot
of people a latehealth dot com, a
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L A t E A latehealth dot
com. Now they sure don't make them
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like they used to. That's why
every few months we wash them, check
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00:19:04.240 --> 00:19:10.079
his fluids, and spring on a
fresh code of wax. This is fifty
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plus with Doug pike Lli. Welcome
back to fifty plus on this absolutely drop
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dead gorgeous Tuesday. Thanks for joining
us here. We are back at the
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beginning of segment three, in which
we are going to talk now about something
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that either is or should be very
important to all of us, and that's
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money management. I don't care whether
you got a fat ness egg you think's
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gonna last forever. You just you
just looked at your account statement this month
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and went, holy cow, I
don't have enough money. No time like
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the president to bring on VJ.
Morolia, one of the nation's top financial
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consultants and advisors and managing partner of
Region Point Capital. Welcome, b J.
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Doug. Thank you for having me. It is an honor, sir.
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Well, you might want to look
again. Honor is a very big
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word, but I thank you for
that. I will say so that we
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can get to the good stuff that
it's I'll get it out of the way.
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It's never too late to start saving
for retirement. That reaching that finish
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line is going to be harder for
some than others. So let's talk about
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how you get there. Where would
you say the average person in this country
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older than fifty is making the worst
decisions about building worth toward retirement. Well,
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I'm gonna answer in two ways.
The first way is the things that
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we already know we should be doing
but we're not, yeah, which is
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basically saving more and really having a
budget that we stick to and so on
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and so forth. But how about
this, I think your listeners deserve a
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little bit better. If it's okay
with you, Doug, I have here
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advice, right is what I call
ungooglable. In other words, you're you're
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not gonna you're not gonna get this
advice by googling what should I do?
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And nowadays you know that's so easy
to do. So I don't want to
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waste the listener's time with Well,
here's the catch up contribution and hear all
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that, right? And and how
about this? Everybody, first, get
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out of debt if you're in it. Okay, but I there's lot of
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listeners have made good decisions unlike some
of the other people today. So if
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you have well talk to, it's
worth it. Okay, spend time talking
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to a CFP. Okay, But
now let's get to the to the nitty
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gritty, if you will. Money
is valuable, but it's not the most
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we know that. But what about
time? Right, So we've heard what
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we were growing up. Time is
money. No, no, no,
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no. Time is much more valuable
than money. Time, I would I
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would argue it's it's almost sacred.
And the reason why time is actually the
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only true equality. Right, if
we're blessed, we'll have twenty four hours
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tomorrow. Not all of us will. Unfortunately, that's a good point.
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Most of us got to sleep for
eight hours, right, many of us
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got to work for at least eight
hours. It's really in that third set
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of eight hours that changes the trajectory, changes the direction of our lives and
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our lives. It's longevity. So
would I beg our listeners to do is
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number one, realize that there's a
really good chance that you're going to live
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to be ninety plus, more than
a fifty percent chance. If you're listening
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to this, If you're over fifty
right now, you're listening to this right
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now, there's more than a fifty
percent chances. So we're living to be
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ninety plus. Now you got to
plan for that. Now, the headlines
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are going to tell you, oh, inflation is dropping, Inflation is dropping.
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If inflation is dropping, all that
means is that the rate of growth
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is getting lower. But it still
means the cost of living is getting higher.
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So what I would advise everybody to
do, look at your own personal
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inflation rate. Do not trust the
headline inflation rate. How do you do
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that, well, look at your
last ninety day statements, right. A
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lot of the online tools and apps
make that pretty easy. Instead, I
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spend in the last ninety days where
did it go? But then look at
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laugh at that I'm reading about.
And now here's where it gets a little
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bit more unconventionally, we should value
our time to the point where we know
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how much is it worth. So
a lot of people don't know what their
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hour is worth, and I have
an easy way that people can figure out
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what is their hour worth. So, for example, what did you make
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last year, or what will you
make this year? What do you want
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to make this year? You take
that annual figure, you divide that by
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two thousand. That basically assumes forty
hour work week, two weeks paid vacation,
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and that's what your hour is worth. So you really need to outsource.
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You're doing that you don't enjoy doing. They're kind of a pain in
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the butt. There are so many
ways that you could uh. For example,
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I use a service called task Rabbit
where there are young people or maybe
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even older people. It's people that
are willing to work for things that might
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be easy for them and might be
not as easy for you. You know.
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When we were younger, it was
if you want it done right,
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you do it yourself. That's no
longer true. If you want it done
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right, you want to outsource it
to an expert so you could spend your
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time doing the things that you need
to do. And here's my most important
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advice, the most important advice.
We need to rethink retirement, Doug.
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Retirement has a bad connotation to it. It's almost like giving up for the
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end of the road. No no, no, no no. We all
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live two lives, okay, and
the second one starts when we realize we
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only have one. So I would
ask all of our listeners that realize that
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you have a lot more to give
before age ninety, and that lies in
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your skill set. Everybody has a
unique skill set that they've learned through their
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own experiences and their own struggles and
their own creation in this right, and
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so sell the stuff you don't need
anymore around your house, because everybody's got
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a bunch of stuff they don't need
anymore. Sell it. It's so easy
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to sell it on eBay or whatever
website you want. You could just do
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a garage sale if you want to
fear old fashion, but then save that
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money so that you could sell your
skill set in the future. We're Inflation
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is not going away, ladies and
gentlemen. Doesn't matter who's going to be
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in the White House. Okay.
So the Federal Reserve, as long as
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it's here, it's going to continue
to manufacture the hidden tax called inflation.
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And so we need to plan accordingly. We cannot rely on Social Security,
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so we need to build our new
careers. The good news is the new
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career is going to pay better than
the old career. The new career is
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going to be more fun enjoyable.
Okay, and we get to decide what
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it looks like. But you have
to really look at what is it that
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I'm really good at? But it
seems to be a pain in the butt
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for others? Do get share the
secret because we're down to less than a
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minute, believe it or not?
Well, well, how about this.
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I think that these three things value
your time, your skill set right,
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and look at the data, value
the information right, look at the data
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00:26:11.480 --> 00:26:15.960
for yourself. Don't trust the headlines. But uh, and listen to listen
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to shows like this uh uh,
you know guys like Doug that are doing
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the country of good service. Thank
you. Very much. I appreciate that,
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Bjay. Where can people find out
more about you? Well, you
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know what, regal point capital,
good one. But how about this.
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00:26:32.279 --> 00:26:34.519
I actually think that they'll probably learn
more if it just follows me on Twitter
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00:26:34.960 --> 00:26:41.039
uht DJ underscore hedges. But if
you google me DJ Morolea. I believe
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I'm the only one in the world. Yeah, thank you. I appreciate
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it. I really do. That's
good advice. Thanks brother, Yes,
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sir, thank you, Doug,
you bet audios. All Right, we
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gotta take a little break. Oh
wow, that was quick. He talks,
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but he's he's got good advice.
I was listening the whole time,
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making notes. I actually made notes
on my interview page, and I just
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kind of scratched out most of my
questions because they weren't nearly as as deep,
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I think as some of the information
he passed along. UTL's Institute on
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00:27:11.799 --> 00:27:18.960
Aging is a collective a collaborative of
providers who are specially trained above and beyond
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00:27:18.000 --> 00:27:26.279
their discipline, also in senior medicine
as it relates to what their primary primary
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00:27:26.440 --> 00:27:32.720
care area is. They are all
over town, mostly in the med center.
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Most of them do most of their
work in the med Center, but
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you can see them. Most of
them also occasionally a day or two a
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00:27:41.400 --> 00:27:45.200
week out in the outlying areas,
which makes it very convenient for any of
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00:27:45.279 --> 00:27:51.079
us as seniors to not have to
hassle with parking and dealing with just all
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00:27:51.119 --> 00:27:53.720
the the hullabaloo of the Med Center. It's tough getting in and out of
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there. I know it is.
I'm so glad to speak for these people.
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They have done such a wonderful job
for my audience and for every other
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senior who has become aware of this
Institute on Aging since it began some eight
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or nine, maybe ten years ago. Now, I'll keep speaking for him
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00:28:11.920 --> 00:28:18.799
as long as they'll letning ut dot
edu slash aging, uth dot edu slash
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00:28:18.839 --> 00:28:37.960
aging Aged to Perfection. This is
fifty plus with Dougpike. All right,
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00:28:37.960 --> 00:28:42.000
welcome back to fifty plus. Thanks
for listening. I certainly do appreciate it.
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A couple of real quick notes,
pardon me, and then I think
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will and I will kind of soften
it up and lighten it up on the
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way out. Uh. Swinging a
miss for Saturday Night Live. I don't
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know if you've heard about it yet, but it's the show that used to
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be pretty funny back when we were
in our twenties and thirties and before Will
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00:29:00.119 --> 00:29:07.400
was born. Social media caught fire
after this past weekend's Weekend Update that included
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a cast member mocking former President Trump
for using the term d banking, which
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SNL presented as something President Trump just
made up. In fact, as social
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media pointed out about a million times, d banking is actually a fairly common
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term these days. It's used to
describe the practice of banks turning away current
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customers, current clients, shutting down
their existing accounts and just saying, you
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know, take your money elsewhere.
And they could do that, for it's
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their bank. They can do that
if they want to for any number of
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reasons, and usually it's just because
a particular company's product line or line of
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thinking or social presence whatever doesn't align
with that of the bank. And that's
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just free enterprise. But it's also
a real term, SNL. You might
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00:29:59.759 --> 00:30:03.759
want to look at that if you
were wondering what the next big push out
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of California would be caused by their
Democratic senator out there, Scott Winner from
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00:30:11.680 --> 00:30:18.079
San Francisco introduces State Senate Bill nine
sixty one, which would put speed governing
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devices in every car sold in the
state by twenty twenty seven, and he
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actually did this. If you like
freedom, listen very closely to this direct
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00:30:29.319 --> 00:30:34.720
quote from that story from the senator. You can do whatever you want,
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but that doesn't mean you're allowed to
do it, and that doesn't mean you
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should be physically able to do it. In other words, do what you
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want, but not that or that
or even that cause we said so.
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I don't know where the freedom part
of that comes in or how it'll lines
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with at least current American values where
you can do and say whatever you want,
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but they're gonna try it. So
I would suspect that while people can
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still speed out of California more and
more and probably will worse, they'll be
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running into that. I believe it's
passed out there that they can still issue
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you state income tax statements even after
you move out of the house or out
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of the state. Might be doing
that with my son when he moves out
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of the house. Hey, you
still owe me for all those rides I
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gave you to here, there and
everywhere. Currently six twenty am baseball practices,
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00:31:41.640 --> 00:31:45.640
Thank you very much. I'm the
first one in the office right now
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for most days. All right,
well here we go. First of all,
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what is what national day? Is
it today? Did you look it's
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00:31:52.920 --> 00:32:01.279
national? Don't know someday? Oh, Chris or whatever? What's your favorite
405
00:32:01.359 --> 00:32:07.279
kind of croissant? To one in
my hand? Anytime I'm eating croissants,
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I love them. Fill them up
with meat and cheese, fill them up
407
00:32:10.079 --> 00:32:14.400
with peanut, butter and jelly,
feed them up with anything. I like.
408
00:32:14.440 --> 00:32:17.880
An almond croissant, I could do
that. It's got a nice sugary
409
00:32:19.319 --> 00:32:22.599
filling inside, little glaze, a
little honey butter glaze. That's really good.
410
00:32:22.799 --> 00:32:25.519
Yeah. A million ways you can
eat a croissant, and not one
411
00:32:25.519 --> 00:32:34.039
of them is bad. Okay,
so we don't need those decisions decisions or
412
00:32:34.200 --> 00:32:40.519
super Bowl hail Mary. Oh,
let's go with decisions decisions top daily decisions
413
00:32:40.559 --> 00:32:45.839
that we struggle with include you want
to try and take on a couple of
414
00:32:45.839 --> 00:32:52.519
them. Top daily decisions with decisions
hmm, waking up, that's kind of
415
00:32:52.519 --> 00:32:58.400
it. We just kind of presume
that. Will. Let's move forward going,
416
00:33:00.920 --> 00:33:06.119
No, everybody pretty much has to
do that too. Eating breakfast,
417
00:33:06.480 --> 00:33:08.200
just what you want to eat.
I'll give you partial credit for that.
418
00:33:09.039 --> 00:33:15.160
Okay, what do you do when
You're just standing in the closet. What
419
00:33:15.240 --> 00:33:17.799
are you trying to decide standing in
the closet, whether or not I should
420
00:33:19.039 --> 00:33:23.880
let the dog out? You know, no, what to watch? We
421
00:33:23.920 --> 00:33:29.160
don't have this kind of time,
What to where? And whether we really
422
00:33:29.200 --> 00:33:34.240
want to go meet up with that
friend or just stay home. Yeah,
423
00:33:34.319 --> 00:33:37.839
that seems I think you kind of
secretly hope that they cancel. You know,
424
00:33:38.000 --> 00:33:43.039
something comes upp is on the friend
family emergency. I don't mind going
425
00:33:43.039 --> 00:33:45.440
to meeting friends if I've got time, if if I don't have work to
426
00:33:45.440 --> 00:33:47.519
do, I've got some magazine stuff. If it depends on what day it
427
00:33:47.640 --> 00:33:55.000
is. The Super Bowl deal.
There is a company called Holy Guacamole that
428
00:33:55.240 --> 00:34:02.039
is pitching and trying to get people
to eat guacamole on their pizza. What
429
00:34:02.119 --> 00:34:06.079
do you think about the walk on
the pizza? You know, I've never
430
00:34:06.319 --> 00:34:10.400
thought of it. I wouldn't be
opposed to trying it, But because you
431
00:34:10.400 --> 00:34:13.519
know, I could, I could
see you know, you would you have
432
00:34:13.559 --> 00:34:17.280
guacamole in your caso? Yeah?
I mean I get it, But no,
433
00:34:17.679 --> 00:34:21.119
I don't. I don't see that. What are you so scared of,
434
00:34:21.239 --> 00:34:23.119
Doug, I'm not scared of anything. It sounds like you're scared.
435
00:34:23.679 --> 00:34:28.360
I'll put a chip in a big
bowl of gualk in a minute, in
436
00:34:28.400 --> 00:34:30.920
a hot minute, I'll put a
chip in there. What else do we
437
00:34:31.400 --> 00:34:37.280
sandwiches? I like guak on a
sandwich. I think I think we need
438
00:34:37.320 --> 00:34:39.840
to try guac on a pizza.
Well, go get us a pizza.
439
00:34:40.280 --> 00:34:44.880
What if they put some charsa or
something. I want to get a pizza
440
00:34:45.440 --> 00:34:49.199
chreso and guac. Yeah, that
sounds great. What about you're not?
441
00:34:49.320 --> 00:34:52.800
If you're if aliens showed up to
how much time do I have because I
442
00:34:52.800 --> 00:34:55.719
want to Yeah, you have a
minute? That's perfect. If alien showed
443
00:34:55.800 --> 00:35:00.679
up tomorrow, Forty three percent of
people said they would be cool with our
444
00:35:00.719 --> 00:35:07.639
current world leaders representing Earth and forty
this is so arrogant. Forty two percent
445
00:35:07.679 --> 00:35:14.599
of people surveyed said they'd be able
to negotiate peace with aliens. I mean
446
00:35:15.199 --> 00:35:17.719
you think so. You think they're
coming here to see if they can hang
447
00:35:17.760 --> 00:35:22.519
out and go fishing with us.
I think it's optimistic to believe that,
448
00:35:22.639 --> 00:35:27.960
But I think that if they're coming
here, they've already ruined their planet and
449
00:35:27.960 --> 00:35:30.760
they're looking for someplace else to take
over. Look at all that tasty water
450
00:35:30.880 --> 00:35:35.039
down here. Yeah, look at
all that guawk. Look at all that
451
00:35:35.119 --> 00:35:38.239
guawk? And what's what is this
cheese bread that they know? I think
452
00:35:38.239 --> 00:35:40.599
we should put it on it.
We got it all. Really, when
453
00:35:40.639 --> 00:35:44.320
you stop and think about it,
man, pizza and guak, what more
454
00:35:44.360 --> 00:35:47.800
do you need? And as if
we didn't need more of them? Only
455
00:35:47.840 --> 00:35:51.519
ten seconds. I'll tell you about
this one tomorrow. I'll wrap it up
456
00:35:51.519 --> 00:35:52.559
for today. Thanks so much for
listening. I hope you can join me
457
00:35:52.559 --> 00:35:54.239
tomorrow. Bring some friends. Audios
1
00:00:01.520 --> 00:00:07.360
Remember when it was impossible to misplace
the TV remote because you were the TV
2
00:00:07.480 --> 00:00:17.000
remote. Remember when music sounded like
this, Remember when social media was truly
3
00:00:17.079 --> 00:00:20.920
social? Hey John, how's it
going today? Well, this show is
4
00:00:20.960 --> 00:00:28.359
all about you. This is fifty
plus with Doug Pike, helpful information on
5
00:00:28.440 --> 00:00:35.600
your finances, good health, and
what to do for fun. Fifty plus
6
00:00:35.799 --> 00:00:40.679
brought to you by the UT Health
Houston Institute on Aging Informed Decisions for a
7
00:00:40.759 --> 00:00:46.039
healthier, happier life, and by
Texas Indoor Air Quality Specialists because clean air
8
00:00:46.119 --> 00:00:55.119
is healthier air. And now fifty
plus with Doug Pike. All right,
9
00:00:55.520 --> 00:00:59.880
fifty plus starts now Tuesday edition of
the program. Let me move this macro
10
00:01:00.000 --> 00:01:07.120
from just a little bit so it'll
be closer to me and so that I
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00:01:07.159 --> 00:01:10.519
can hear myself in it. Actually
I had to turn it up real quick.
12
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Somebody had turned the volume all the
way down. That's kind of spooky
13
00:01:12.400 --> 00:01:18.719
because over in the KBME studios,
from time to time somebody has been flipping
14
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a switch in there. And you
know what I bet it is, will
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I bet it's when Sean is out
of the office and broadcasting remotely. Maybe
16
00:01:27.439 --> 00:01:33.959
they do something to that particular headphone
Jack to shut it down. But whatever
17
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it is, I've figured it out
now and I'm able to fix it.
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After wasting Tom's time at least twice
on trying to deal with that and being
19
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told I needed to submit a trouble
ticket, which you know where that goes.
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Being here today means I made it
through the weekend. And also,
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just as importantly in my world,
I wasn't terribly depressed by yesterday's golf game.
22
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I actually don't push myself too hot
on the golf course anymore. I
23
00:02:02.959 --> 00:02:07.719
there's no purpose in it. Really. I'm still competitive, I always will
24
00:02:07.760 --> 00:02:12.800
be, always have been, but
I also know that my future doesn't hang
25
00:02:12.879 --> 00:02:17.439
in the balance of every shot I
take. I'm not gonna I'm not gonna
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fall apart if I don't make birdies
or even pars. So on with the
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show, and since the forecast looks
pretty good right now and looks why are
28
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these curtains down on a beautiful day
like this? Who was anybody in here
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this morning? I don't know if
anybody was in here this morning. Well,
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this this should be. Can you
rectify that? I could try talking
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all three of them straight up pretty
high at least so I can see the
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sky. I see one contrail to
the southeast that probably runs a couple of
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hundred miles as if anybody care about
that. Mild temperatures, Well, we'll
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look at the forecast right now,
and it's very good. We've got oh
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that's right, we have electric ones
here, don't we And voila, there's
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the sky out there in the other
part of the office. You'd have to
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walk over there and pull little chains
for each one. Not in the studios.
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B team got a B team over
there, all right. So anyway,
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all week we have nice weather,
then Saturday at some point comes an
40
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eighty percent chance of rain. That's
not very good. And then immediately back
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to sunshine and cool air again on
Sunday, Monday, probably Tuesday, but
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I didn't even look that far out. That's a whole week away, and
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it'll change. It'll change four or
five times. In the markets, everything
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got off to a pretty wobbly start
early and never really did much of anything.
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All four of the major indicators barely
moving at all. Two of them
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were red, two were green.
Oil was down early two cents of barrel.
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That was around nine o'clock when I
first looked, and then it turned
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to up two cents a barrel around
I don't know about an hour ago.
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00:04:05.919 --> 00:04:12.879
I don't think we're gonna see much
of a significant move, at least for
50
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now, but you never know,
with the way the world's turning and doing
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what it's doing. Price of gold
brought to you and me, as always
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by Houston Gold Exchange. That number
was up almost six bucks, sitting comfortably
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at two thousand and fifty dollars and
a little bit of change a couple of
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nickels or dimes, I don't remember
exactly. Twenty fifty is a good number
55
00:04:35.600 --> 00:04:39.600
buying or selling, it doesn't matter. Houston Gold Exchange can beat almost any
56
00:04:39.600 --> 00:04:45.720
price you are offered by bigger places
that do that. Houston gooldexchange dot com.
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00:04:46.160 --> 00:04:49.040
All right, So stepping into the
pile that is current news and events,
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I'm pretty disappointed by an apparent lack
of response to the weekend drone attack
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in northeast Jordan that killed three US
servicemen and wounded more than two dozen others.
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All these are all US service members
we're talking about. The drone was
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targeted on their living quarters, which
is why the numbers we were so high.
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Unfortunately, I'm not sure who's advising
the president on this one, But
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the advice he's getting just falls woefully
short of sending any sort of message that
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the United States of America won't tolerate
this stuff for another minute, which it
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should be sending. That's what it
should be saying. By actions and deeds
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and talk, we're presenting ourselves.
Honestly, every minute we don't respond to
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this attack, we just look weaker
and more vulnerable. And I sure hope
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that's not the case. In a
somewhat related vein much time to have will
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too? You got eight seconds?
Okay, very good? Oh I had
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something's going on? Okay, that's
no problem right here on our our own
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soil. I'm starting to see stories
warning against how careful and prepared we need
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to be for something similar to happen
here. We've already let in millions of
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people about whom we know very little, if anything, and they're coming here
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by way of Mexico. And remember, they're all moving through that entire country
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to get to our southern border,
and potentially who knows, splitting into groups
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on both sides of that border with
intent to do who knows what the range
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and power of modern drones should be
a concern to all of us, our
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military especially, and I hope we've
got capable defenses in place already along our
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borders. Hundreds of thousands of migrants, a scary percentage of them unaccompanied young
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men from all over the world among
us now with virtually no way to track
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their movement. That bothers me,
It really does. Let's let's lighten it
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up for the rest of this segment. Will We've got two guests coming up
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00:07:01.399 --> 00:07:06.040
by the way, doctor Roochie Shaw
to talk about glack Homa very soon,
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00:07:06.199 --> 00:07:12.439
and then BJ Mariol MOROLEA excuse me. BJ Moroley is gonna make sure we've
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00:07:12.480 --> 00:07:15.199
all got enough money to retire on
someday and if we don't how to get
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it. Uh, here's a fun
fact to know and tell how many number
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one hits? How many number one
hits will has Bruce Springsteen had? Ooh
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an, I'll say he's had five. The correct answer is zero zero,
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00:07:39.040 --> 00:07:43.639
never had a number one close but
no cigar for the boss, so it's
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the highest he's ever been. I
doesn't say, I don't care. I
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didn't look, but yeah, not
the boss maybe so much. All right,
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we got to take a little break
here on the way out Texas Indoor
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Air Quality spell This is a company
that does only duct work and air conditioning
94
00:08:05.040 --> 00:08:07.480
cleaning. It's not an a well, it is an ac company. Actually,
95
00:08:07.560 --> 00:08:15.319
they are a certified air conditioning and
certified duct cleaning service. But that's
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00:08:15.319 --> 00:08:20.279
all they do. They don't They
don't sweep floors, they don't get spots
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00:08:20.279 --> 00:08:22.759
out of carpets, they don't wash
your windows, they don't do any of
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00:08:22.759 --> 00:08:28.279
that. If your air in your
house isn't clean, isn't pure, then
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00:08:28.480 --> 00:08:33.720
you're probably dealing with I don't know, itchy eyes, maybe sneezing that you
100
00:08:33.759 --> 00:08:37.000
can't really attribute to anything else.
It could be stuff that's in your duct
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00:08:37.039 --> 00:08:41.519
work and being blown into your house
every time the system moves. Air clean
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00:08:41.639 --> 00:08:46.759
air is healthy air. That's what
you need. And you can get a
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00:08:46.879 --> 00:08:50.559
free estimate of exactly what it's going
to cost to get your duct work and
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00:08:50.600 --> 00:08:58.559
your plenum and your coils all cleaned
professionally with a patented truck mounted system from
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00:08:58.720 --> 00:09:07.879
ta AQ Texas Indoor Air Quality Specialists. Great company been doing this for twenty
106
00:09:07.879 --> 00:09:11.639
plus years. They, like I
said, they're certified and licensed air duct
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00:09:11.759 --> 00:09:16.279
cleaners. That's what they do.
You don't want to if your feet hurt,
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00:09:16.320 --> 00:09:20.399
you wouldn't call an optometrist? Would
you get your duckwork cleaned by somebody
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00:09:20.399 --> 00:09:26.000
who does that and only that?
Texasiaq dot net is the website phone numbers
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00:09:26.039 --> 00:09:31.000
two eight one four sixty four thirty
eight twenty eight two eight one four six
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00:09:31.159 --> 00:09:39.919
four thirty eight twenty eight texas iaq
dot net. What's life without a net?
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00:09:39.080 --> 00:09:43.039
I suggest to go to bed,
sleep it off, just wait until
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00:09:43.080 --> 00:09:58.879
the show's over. Sleepy. Back
to Dougpike as fifty plus continues. All
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00:09:58.960 --> 00:10:01.960
right, welcome back to Plus.
Thank you for listening on this beautiful Tuesday.
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00:10:03.240 --> 00:10:07.600
I know there are some places up
north of here and east of here
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00:10:07.320 --> 00:10:11.879
still dealing with pretty high water.
We hopefully that'll drain off in the next
117
00:10:11.879 --> 00:10:15.960
forty eight hours or so and everybody
can kind of get back to doing what
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00:10:16.000 --> 00:10:20.639
they're doing. We will talk in
this segment about glaucoma, how common it
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00:10:20.720 --> 00:10:24.480
is among folks, our age,
and what can be done about it.
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And to answer my questions, I'll
bring in doctor Rushi Shaw, a fellowship
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00:10:28.440 --> 00:10:35.720
trained ophthalmologist who has clinical interest in
neovascular glaucoma. That's a pretty fancy thing,
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00:10:35.759 --> 00:10:39.639
I'll bet and minimally invasive glaucoma surgery, which sounds pretty good to me.
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Welcome aboard, doctor, Thank you
so much for having me. Oh,
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it's my pleasure. So let's just
begin at the beginning. What exactly
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is glaucoma. Yeah, so,
glaucoma is actually a group of eye disorders
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00:10:54.799 --> 00:11:00.960
that causes a very characteristic damage to
the optic nerve. And the optic nerve
127
00:11:01.120 --> 00:11:05.000
is a nerve that connects the eye
to the brain. So when it's damaged,
128
00:11:05.559 --> 00:11:09.360
it causes a vision loss, and
the vision loss initially affects a periphle
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00:11:09.480 --> 00:11:13.799
vision that can progress to affect the
center part of vision as well. Now
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00:11:13.840 --> 00:11:18.960
I've read actually that there are four
kinds of glaucoma. Do we need to
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00:11:18.000 --> 00:11:20.919
get into the weeds on all four? Can we just kind of move through
132
00:11:22.000 --> 00:11:26.639
and most of this will cover all
of that? Yeah, there's actually more
133
00:11:26.679 --> 00:11:31.000
than four. There's several different types
of glaucoma. Most forms of glaucoma have
134
00:11:31.200 --> 00:11:35.519
elevated eye pressure, although you can
have normal pressures and still have glaucoma.
135
00:11:35.600 --> 00:11:39.480
Oh I didn't, I've never read
that. That just disturbs me that every
136
00:11:39.559 --> 00:11:43.120
year I get a little bit older
and I keep hearing about stuff that affects
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00:11:43.120 --> 00:11:48.759
older people, and I'm just stepping
right into the category. How common is
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00:11:48.799 --> 00:11:52.000
this? I read that it's about
seventy million people worldwide. Are there areas
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00:11:52.039 --> 00:11:58.679
or countries where this is unusually common? Yeah? So you know worldwide,
140
00:11:58.759 --> 00:12:03.080
glaucoma is actually the same leading cause
of blindness, and you know different areas
141
00:12:03.120 --> 00:12:09.080
do have different problemss of glaucoma.
In America, about three million Americans have
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00:12:09.120 --> 00:12:11.840
glacoma. Oh that's horrible. I'm
sad to hear that. I did see
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00:12:11.879 --> 00:12:16.759
also that the occurrence of glaucoma increases
with age. What's the earliest you've seen
144
00:12:16.840 --> 00:12:22.639
this condition? Rear its uglihead.
Yeah, you know, glaucoma can actually
145
00:12:22.759 --> 00:12:28.799
affect newborns as well, so you
know you could have it from infancy onwards.
146
00:12:28.840 --> 00:12:33.879
But for primary open angle glaucoma,
around age sixty adults tend to have
147
00:12:33.879 --> 00:12:37.879
a higher chance of developing glaucoma.
So that's a good time to start to
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00:12:37.879 --> 00:12:41.279
get screened if you didn't have it
diagnosed earlier. Pretty good idea. And
149
00:12:41.320 --> 00:12:46.639
what it's caused by the pressure intraocular
pressure? What causes that? I saw
150
00:12:46.679 --> 00:12:52.080
something about the drainage of the fluids
not functioning properly. Is that right?
151
00:12:52.759 --> 00:12:56.480
Yeah, so there's because there's several
different types of glaucoma. You know,
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there's one type of glaucoma where the
drain of the eye is completely open,
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it's not obstructed, but it just
isn't working good enough for the eye.
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And there's another kind of category of
glaucoma where the drain of the eye is
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actually closed and that's causing a problem. But regardless of the type of glaucoma,
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the problem is that that pressure is
too high for that eye, and
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our therapy is really directed at lowering
the eye pressure about twenty to thirty percent
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from where we started. Is there
any chance that you could just unclog the
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drain like you would the kitchen sink, You know there is. I wish
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it was just that easy. There
are some lasers that work too, the
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drainage system model the draining system of
the eye, But I wish there was
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a really easier way, but not
quite that way. Does the blockage or
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do these problems the blindness ultimately that
results from glaucoma, does it kind of
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come on quickly or does it manifest
itself more slowly? So the most common
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type of glaucoma, primary open an
angle glaucoma is very gradual and slow and
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onsense and actually about fifty percent of
people that have glaucoma don't know that they
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have it, so it could be
very you know, underdiagnosed unless you're going
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out to seek care. Now that's
in contrast to having kind of an attack
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of glaucoma. So if the drain
of the eye suddenly closes, then you
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have angle closure that duram does get
suddenly backed up, The pressure goes up
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very rapidly and that causes a lot
of pain. So those patients end up
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in emergency rooms and then we do
try to open up the drain of the
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eye using a laser procedure. Doctor
Rushi, Schell and fifty plus. Are
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there any early symptoms that might indicate
we need to get to the doctor real
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quick other than that pain. Yeah, So if you notice that you're having
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trouble with your peripheral vision, your
vision on the side, or that you
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may have a blind spot, that
would be a reason to come in.
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But it's honestly hard to detect until
it's more advanced. So you know,
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I suggest everybody go and have an
eye a complete eye exam by your eye
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doctor, to just take a look
at the optic nerve, measure the eye
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pressure, and really get a comprehensive
eye exam. That's probably the best way
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to detect it early. One of
the most frightening things I saw, And
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I guess it's kind of a product
of the times where people have a hard
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time getting to the doctor, or
they don't have insurance, or for whatever
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reasons they're hesitant to go. They
end up with significant vision loss before they
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even get to see a doctor.
Is that true. Yeah, that's unfortunately
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true. We do see lots of
people that because they didn't have care,
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that present very late in their disease. So it's really unfortunate. And once
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the damage from glaucoma occurs, there's
no way to really turn back time and
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adults and undo the damage. Everything
from then on is really trying to prevent
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it from progressing. I find myself
saying, I wish you came in five
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years ago and we could have done
something before. Well, I'm going to
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the eye doctor in the next two
weeks. I know that because I've got
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to get new contacts anyway, I
can't see the golf man occur before.
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It is relatively easy. You just
get that little puff of air. Is
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that sufficient? I'm in my mid
late sixties, actually is that enough?
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I would say no, so because
you can have normal pressure and still have
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glaucoma. Some people think getting their
glasses checked and getting the puff of aias
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enough, and it's really not.
You know, you need a full eye
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exam, so you need the eyes
to be dilated. We can actually look
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at the optic nerve on exam to
make sure it looks healthy. And like
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we were talking about before, the
optic nerve is what is damaged in glaucoma,
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and we can see the damage on
our exam and if it looks damaged,
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and there's a flew of other tests
that will do to confirm whether you
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have glacoma or not. But you
know, without getting that full eye exam,
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it can be missed. Does that
scan that I get from this doctor
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show anything that's just this big full
screen looks like the moon on there with
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rivers all over it. Is that
showing anything that sounds like if I had
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to infer from that, that's a
picture of the optic nerve and retina that
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can be helpful and looking at the
optic nerve to make sure it looks healthy,
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So that's part of it. I
always say, nothing takes the place
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of a trained specialist looking at your
eye. So I'm always for getting a
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full you know, going to your
optimologist or optometrists and getting a full dilated
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message received loud and clear. I've
got to let you go. I'm so
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sorry, doctor Ruchie Shaw, thank
you so very much. Thank you for
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having me. You bet, Bobby, all right, Probably not something you'd
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rather think about just now, but
a healthy prostate means a better life for
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00:17:37.440 --> 00:17:44.640
the guys out there. Doctor Doe
at Late Health and his associates can alleviate
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00:17:44.720 --> 00:17:51.480
that problem with a process called prostate
artery embolization. It essentially chokes the blood
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00:17:51.519 --> 00:17:56.799
supply of that prostate and causes it
to wither and die, and out with
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00:17:56.880 --> 00:18:02.559
it go all the symptoms of that
horrible condition. And I'm kind of chuckling
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because I may be a candidate for
this sooner rather than later. If you
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have fibroids, the women in the
audience, they can alleviate those as well.
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If you have ugly veins, those
can be made to go away.
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And everything they do at a Late
Health is done right there in one of
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its locations around town, and usually
within a couple of hours, after which
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you get driven home by somebody who
came there with you. You don't want
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to be driving after all the anesthesia, and then you go home and you
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recover there where it's more comfortable,
it's safer, You've got people around you
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who truly care about you and are
going to take care of you while you
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heal up. Seven one three,
five eight eight thirty eight eighty eight.
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Seven one three, five eight eight
thirty eight eighty eight. They're also doing
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a lot of regenerative medicine, which
if you've heard of that really is helpful
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in alleviating chronic pain. A lot
of people a latehealth dot com, a
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00:18:56.400 --> 00:19:00.680
L A t E A latehealth dot
com. Now they sure don't make them
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00:19:00.680 --> 00:19:04.200
like they used to. That's why
every few months we wash them, check
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00:19:04.240 --> 00:19:10.079
his fluids, and spring on a
fresh code of wax. This is fifty
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plus with Doug pike Lli. Welcome
back to fifty plus on this absolutely drop
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dead gorgeous Tuesday. Thanks for joining
us here. We are back at the
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beginning of segment three, in which
we are going to talk now about something
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that either is or should be very
important to all of us, and that's
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money management. I don't care whether
you got a fat ness egg you think's
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gonna last forever. You just you
just looked at your account statement this month
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and went, holy cow, I
don't have enough money. No time like
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the president to bring on VJ.
Morolia, one of the nation's top financial
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consultants and advisors and managing partner of
Region Point Capital. Welcome, b J.
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Doug. Thank you for having me. It is an honor, sir.
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Well, you might want to look
again. Honor is a very big
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word, but I thank you for
that. I will say so that we
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can get to the good stuff that
it's I'll get it out of the way.
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It's never too late to start saving
for retirement. That reaching that finish
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line is going to be harder for
some than others. So let's talk about
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how you get there. Where would
you say the average person in this country
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older than fifty is making the worst
decisions about building worth toward retirement. Well,
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I'm gonna answer in two ways.
The first way is the things that
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we already know we should be doing
but we're not, yeah, which is
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basically saving more and really having a
budget that we stick to and so on
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and so forth. But how about
this, I think your listeners deserve a
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little bit better. If it's okay
with you, Doug, I have here
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advice, right is what I call
ungooglable. In other words, you're you're
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not gonna you're not gonna get this
advice by googling what should I do?
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And nowadays you know that's so easy
to do. So I don't want to
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waste the listener's time with Well,
here's the catch up contribution and hear all
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that, right? And and how
about this? Everybody, first, get
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out of debt if you're in it. Okay, but I there's lot of
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listeners have made good decisions unlike some
of the other people today. So if
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you have well talk to, it's
worth it. Okay, spend time talking
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to a CFP. Okay, But
now let's get to the to the nitty
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gritty, if you will. Money
is valuable, but it's not the most
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we know that. But what about
time? Right, So we've heard what
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we were growing up. Time is
money. No, no, no,
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no. Time is much more valuable
than money. Time, I would I
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would argue it's it's almost sacred.
And the reason why time is actually the
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only true equality. Right, if
we're blessed, we'll have twenty four hours
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tomorrow. Not all of us will. Unfortunately, that's a good point.
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Most of us got to sleep for
eight hours, right, many of us
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got to work for at least eight
hours. It's really in that third set
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of eight hours that changes the trajectory, changes the direction of our lives and
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our lives. It's longevity. So
would I beg our listeners to do is
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number one, realize that there's a
really good chance that you're going to live
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to be ninety plus, more than
a fifty percent chance. If you're listening
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to this, If you're over fifty
right now, you're listening to this right
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now, there's more than a fifty
percent chances. So we're living to be
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ninety plus. Now you got to
plan for that. Now, the headlines
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are going to tell you, oh, inflation is dropping, Inflation is dropping.
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If inflation is dropping, all that
means is that the rate of growth
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is getting lower. But it still
means the cost of living is getting higher.
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So what I would advise everybody to
do, look at your own personal
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inflation rate. Do not trust the
headline inflation rate. How do you do
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that, well, look at your
last ninety day statements, right. A
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lot of the online tools and apps
make that pretty easy. Instead, I
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spend in the last ninety days where
did it go? But then look at
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laugh at that I'm reading about.
And now here's where it gets a little
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bit more unconventionally, we should value
our time to the point where we know
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how much is it worth. So
a lot of people don't know what their
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hour is worth, and I have
an easy way that people can figure out
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what is their hour worth. So, for example, what did you make
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last year, or what will you
make this year? What do you want
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to make this year? You take
that annual figure, you divide that by
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two thousand. That basically assumes forty
hour work week, two weeks paid vacation,
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and that's what your hour is worth. So you really need to outsource.
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You're doing that you don't enjoy doing. They're kind of a pain in
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the butt. There are so many
ways that you could uh. For example,
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I use a service called task Rabbit
where there are young people or maybe
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even older people. It's people that
are willing to work for things that might
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be easy for them and might be
not as easy for you. You know.
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When we were younger, it was
if you want it done right,
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you do it yourself. That's no
longer true. If you want it done
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right, you want to outsource it
to an expert so you could spend your
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time doing the things that you need
to do. And here's my most important
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advice, the most important advice.
We need to rethink retirement, Doug.
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Retirement has a bad connotation to it. It's almost like giving up for the
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end of the road. No no, no, no no. We all
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live two lives, okay, and
the second one starts when we realize we
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only have one. So I would
ask all of our listeners that realize that
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you have a lot more to give
before age ninety, and that lies in
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your skill set. Everybody has a
unique skill set that they've learned through their
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own experiences and their own struggles and
their own creation in this right, and
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so sell the stuff you don't need
anymore around your house, because everybody's got
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a bunch of stuff they don't need
anymore. Sell it. It's so easy
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to sell it on eBay or whatever
website you want. You could just do
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a garage sale if you want to
fear old fashion, but then save that
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money so that you could sell your
skill set in the future. We're Inflation
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is not going away, ladies and
gentlemen. Doesn't matter who's going to be
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in the White House. Okay.
So the Federal Reserve, as long as
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it's here, it's going to continue
to manufacture the hidden tax called inflation.
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And so we need to plan accordingly. We cannot rely on Social Security,
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so we need to build our new
careers. The good news is the new
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career is going to pay better than
the old career. The new career is
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going to be more fun enjoyable.
Okay, and we get to decide what
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it looks like. But you have
to really look at what is it that
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I'm really good at? But it
seems to be a pain in the butt
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for others? Do get share the
secret because we're down to less than a
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minute, believe it or not?
Well, well, how about this.
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I think that these three things value
your time, your skill set right,
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and look at the data, value
the information right, look at the data
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for yourself. Don't trust the headlines. But uh, and listen to listen
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to shows like this uh uh,
you know guys like Doug that are doing
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the country of good service. Thank
you. Very much. I appreciate that,
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Bjay. Where can people find out
more about you? Well, you
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know what, regal point capital,
good one. But how about this.
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I actually think that they'll probably learn
more if it just follows me on Twitter
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uht DJ underscore hedges. But if
you google me DJ Morolea. I believe
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I'm the only one in the world. Yeah, thank you. I appreciate
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it. I really do. That's
good advice. Thanks brother, Yes,
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sir, thank you, Doug,
you bet audios. All Right, we
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gotta take a little break. Oh
wow, that was quick. He talks,
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but he's he's got good advice.
I was listening the whole time,
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making notes. I actually made notes
on my interview page, and I just
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kind of scratched out most of my
questions because they weren't nearly as as deep,
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I think as some of the information
he passed along. UTL's Institute on
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Aging is a collective a collaborative of
providers who are specially trained above and beyond
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their discipline, also in senior medicine
as it relates to what their primary primary
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care area is. They are all
over town, mostly in the med center.
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Most of them do most of their
work in the med Center, but
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you can see them. Most of
them also occasionally a day or two a
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week out in the outlying areas,
which makes it very convenient for any of
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us as seniors to not have to
hassle with parking and dealing with just all
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the the hullabaloo of the Med Center. It's tough getting in and out of
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there. I know it is.
I'm so glad to speak for these people.
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They have done such a wonderful job
for my audience and for every other
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senior who has become aware of this
Institute on Aging since it began some eight
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or nine, maybe ten years ago. Now, I'll keep speaking for him
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as long as they'll letning ut dot
edu slash aging, uth dot edu slash
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aging Aged to Perfection. This is
fifty plus with Dougpike. All right,
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welcome back to fifty plus. Thanks
for listening. I certainly do appreciate it.
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A couple of real quick notes,
pardon me, and then I think
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will and I will kind of soften
it up and lighten it up on the
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way out. Uh. Swinging a
miss for Saturday Night Live. I don't
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know if you've heard about it yet, but it's the show that used to
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be pretty funny back when we were
in our twenties and thirties and before Will
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was born. Social media caught fire
after this past weekend's Weekend Update that included
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a cast member mocking former President Trump
for using the term d banking, which
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SNL presented as something President Trump just
made up. In fact, as social
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media pointed out about a million times, d banking is actually a fairly common
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term these days. It's used to
describe the practice of banks turning away current
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customers, current clients, shutting down
their existing accounts and just saying, you
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know, take your money elsewhere.
And they could do that, for it's
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their bank. They can do that
if they want to for any number of
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reasons, and usually it's just because
a particular company's product line or line of
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thinking or social presence whatever doesn't align
with that of the bank. And that's
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just free enterprise. But it's also
a real term, SNL. You might
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want to look at that if you
were wondering what the next big push out
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of California would be caused by their
Democratic senator out there, Scott Winner from
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San Francisco introduces State Senate Bill nine
sixty one, which would put speed governing
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devices in every car sold in the
state by twenty twenty seven, and he
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actually did this. If you like
freedom, listen very closely to this direct
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quote from that story from the senator. You can do whatever you want,
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but that doesn't mean you're allowed to
do it, and that doesn't mean you
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should be physically able to do it. In other words, do what you
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want, but not that or that
or even that cause we said so.
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I don't know where the freedom part
of that comes in or how it'll lines
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with at least current American values where
you can do and say whatever you want,
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but they're gonna try it. So
I would suspect that while people can
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still speed out of California more and
more and probably will worse, they'll be
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running into that. I believe it's
passed out there that they can still issue
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you state income tax statements even after
you move out of the house or out
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of the state. Might be doing
that with my son when he moves out
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of the house. Hey, you
still owe me for all those rides I
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gave you to here, there and
everywhere. Currently six twenty am baseball practices,
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Thank you very much. I'm the
first one in the office right now
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for most days. All right,
well here we go. First of all,
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what is what national day? Is
it today? Did you look it's
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national? Don't know someday? Oh, Chris or whatever? What's your favorite
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kind of croissant? To one in
my hand? Anytime I'm eating croissants,
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I love them. Fill them up
with meat and cheese, fill them up
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with peanut, butter and jelly,
feed them up with anything. I like.
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An almond croissant, I could do
that. It's got a nice sugary
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filling inside, little glaze, a
little honey butter glaze. That's really good.
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00:32:22.799 --> 00:32:25.519
Yeah. A million ways you can
eat a croissant, and not one
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of them is bad. Okay,
so we don't need those decisions decisions or
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super Bowl hail Mary. Oh,
let's go with decisions decisions top daily decisions
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that we struggle with include you want
to try and take on a couple of
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00:32:45.839 --> 00:32:52.519
them. Top daily decisions with decisions
hmm, waking up, that's kind of
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00:32:52.519 --> 00:32:58.400
it. We just kind of presume
that. Will. Let's move forward going,
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00:33:00.920 --> 00:33:06.119
No, everybody pretty much has to
do that too. Eating breakfast,
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just what you want to eat.
I'll give you partial credit for that.
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Okay, what do you do when
You're just standing in the closet. What
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are you trying to decide standing in
the closet, whether or not I should
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let the dog out? You know, no, what to watch? We
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don't have this kind of time,
What to where? And whether we really
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want to go meet up with that
friend or just stay home. Yeah,
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that seems I think you kind of
secretly hope that they cancel. You know,
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something comes upp is on the friend
family emergency. I don't mind going
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to meeting friends if I've got time, if if I don't have work to
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do, I've got some magazine stuff. If it depends on what day it
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is. The Super Bowl deal.
There is a company called Holy Guacamole that
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is pitching and trying to get people
to eat guacamole on their pizza. What
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do you think about the walk on
the pizza? You know, I've never
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thought of it. I wouldn't be
opposed to trying it, But because you
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know, I could, I could
see you know, you would you have
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guacamole in your caso? Yeah?
I mean I get it, But no,
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00:34:17.679 --> 00:34:21.119
I don't. I don't see that. What are you so scared of,
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00:34:21.239 --> 00:34:23.119
Doug, I'm not scared of anything. It sounds like you're scared.
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00:34:23.679 --> 00:34:28.360
I'll put a chip in a big
bowl of gualk in a minute, in
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a hot minute, I'll put a
chip in there. What else do we
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00:34:31.400 --> 00:34:37.280
sandwiches? I like guak on a
sandwich. I think I think we need
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to try guac on a pizza.
Well, go get us a pizza.
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00:34:40.280 --> 00:34:44.880
What if they put some charsa or
something. I want to get a pizza
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00:34:45.440 --> 00:34:49.199
chreso and guac. Yeah, that
sounds great. What about you're not?
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00:34:49.320 --> 00:34:52.800
If you're if aliens showed up to
how much time do I have because I
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00:34:52.800 --> 00:34:55.719
want to Yeah, you have a
minute? That's perfect. If alien showed
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up tomorrow, Forty three percent of
people said they would be cool with our
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current world leaders representing Earth and forty
this is so arrogant. Forty two percent
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of people surveyed said they'd be able
to negotiate peace with aliens. I mean
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00:35:15.199 --> 00:35:17.719
you think so. You think they're
coming here to see if they can hang
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out and go fishing with us.
I think it's optimistic to believe that,
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00:35:22.639 --> 00:35:27.960
But I think that if they're coming
here, they've already ruined their planet and
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00:35:27.960 --> 00:35:30.760
they're looking for someplace else to take
over. Look at all that tasty water
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00:35:30.880 --> 00:35:35.039
down here. Yeah, look at
all that guawk. Look at all that
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00:35:35.119 --> 00:35:38.239
guawk? And what's what is this
cheese bread that they know? I think
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we should put it on it.
We got it all. Really, when
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00:35:40.639 --> 00:35:44.320
you stop and think about it,
man, pizza and guak, what more
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00:35:44.360 --> 00:35:47.800
do you need? And as if
we didn't need more of them? Only
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ten seconds. I'll tell you about
this one tomorrow. I'll wrap it up
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for today. Thanks so much for
listening. I hope you can join me
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tomorrow. Bring some friends. Audios
