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IRDAI's own consultation paper shows surrender payouts are five times larger than death claims. This industry is not selling protection. It is selling an exit.

Buying the fund house

Judging listed fund houses by the metric that matters most
Dhirendra Kumar explains why two funds in the same category can be two very different products, and the one document that tells them apart.

The Points You Do Not Own

Investors spend hours defending their reward points but ignore the cost that quietly shrinks their savings every year
Four frauds, three questions, and why being clever is no defence.
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