Future-Proof Your Super: Why the Best Time to Start Is Now

Financial uncertainty is part of life. But when it comes to super, waiting for the perfect time to act can carry a lasting cost.

In the final episode of Future-Proof, our special series with REI Super on women’s financial wellbeing in real estate, Sadhana Smiles is joined by Vanessa Rader, Head of Research at Ray White, and Chris D'Astoli from REI Super.

Together, they explore how global events, inflation, interest rates, unemployment and market volatility can affect our investments and super balances, and why reacting emotionally to every headline may do more harm than good.

The conversation also examines the financial gaps that can quietly grow across a woman’s working life, particularly through career breaks, changing family circumstances, multiple super accounts, outdated insurance and delayed planning.

Vanessa and Chris share practical guidance on staying informed, understanding your risk profile, reviewing your super, considering additional contributions and deciding whether a self-managed super fund is right for you.

Most importantly, they challenge the belief that financial confidence depends on having a particular amount of money. It begins with knowing where you stand, understanding your options and having a plan, even a simple one.

You do not need to have everything figured out. But the perfect moment to begin does not exist. Start where you are, take one practical step and give that decision time to compound.

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