# Mike Chamber

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Podcast: There’s an old adage that ‘a payment is a payment is a payment’

Welcome to issue 139 of Payments:Unpacked, get to grips with the UK’s retail payments landscape with Mike Chambers - exclusive payment insights, hot topic briefings and fundamentals unpacked. Podcast: Request to Pay: Lead or Lag? In this podcast we consider Request to Pay from the perspective of a …

Podcast: Have digital options even replaced the petty cash tin?

Welcome to issue 132 of Payments:Unpacked, get to grips with the UK’s retail payments landscape with Mike Chambers - exclusive payment insights, hot topic briefings and fundamentals unpacked. Have digital options even replaced the petty cash tin? In this podcast we consider whether digital options…

Podcast: Safer payments need service ubiquity

Welcome to issue 124 of Payments:Unpacked, this premium subscriber edition features a podcast “Confirmation of Payee: Safer payments need service ubiquity”. Introduction UK Finance report that the industry prevented £1.6 billion of fraud in 2020. It achieved this through sophisticated detection sys…

Podcast: Did COVID kill cash?

Welcome to issue 118 of Payments:Unpacked, get to grips with the UK’s retail payments landscape with Mike Chambers - exclusive payment insights, hot topic briefings and fundamentals unpacked. In this podcast edition we consider the impact of COVID on payments. Read, subscribe and share The Payments…

Podcast: Ten things you should know about Request to Pay

A Payments, Payments, Payments podcast from Mike Chambers at Northey Point Newsletter Share Blog This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit northeypoint.substack.com/subscribe

Harness engineering: are you controlling your AI agents?

What happens when you strip the model from an agent? Everything left is the harness — and engineering that harness is the new discipline every AI builder needs to master. In this episode, Romain sits down with Mike Chambers, Senior Developer Advocate for Generative AI at AWS, fresh from speaking at…

Jev: is it just a smarter if-statement?

Is Jev just a smarter if-statement? That's the question everyone's asking about TypeSafe AI's new "System One" model. In this episode, we dig into what Jev actually is: a model that makes fast, typed decisions your code can use directly — and why it points to a bigger shift: stop defaulting to one …

In-flight experience: a cloud inside the plane

In-flight entertainment now runs on a cloud. Not the one on the ground, a cloud inside the aircraft. A 300-watt onboard data center running Kubernetes, managed databases and observability, built to survive vibration, fire and electromagnetic interference. Then AI agents on top so airlines can talk …

When the Cloud Fails

When the Cloud Fails | 21 October 2026 Yesterday’s bank-app problems turned out to be a much bigger cloud-resilience story. Mike Chambers explores what the disruption means for UK payments, the CMA’s challenge to Apple’s contactless controls, Starling’s 17-second AI investigator, a new business deb…

The Safeguards That Matter

What must Britain protect as banking and payments change? Mike Chambers examines the PSR’s decision to preserve Confirmation of Payee, proposed FCA financial-crime guidance, the future of account switching, anti-money-laundering restrictions on six lenders and Kingdom Bank’s new payments platform. …