Taking a Break This Week

Here's how I would approach answering this question.

If you're going to coast and stop contributing, make sure the number you're projecting to end up with at retirement is not the bare minimum. You want to build in a bigger buffer and a bigger safety net so that you could still retire even if the number ended up being less than projected.

The question of whether to stop saving for retirement before you actually retire is more nuanced than it might seem, but it is absolutely a legitimate planning strategy for the right person in the right situation.