ÜBER DIESE EPISODE
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Himanshu Sahay, Co-Founder of Arch Lending and a former engineering leader at Snapchat, Tinder, and Bird, breaks down how crypto-backed lending works, from bitcoin-collateralized loans to no-liquidation borrowing, currently available to institutional borrowers and rolling out soon for retail clients. This episode dives deep into the mechanics of institutional and retail crypto lending, cost of capital, and the future of bitcoin-backed finance.
📌 Key Topics & Timestamps:
0:00 Introduction
8:33 Why people still aren't educated on how to use bitcoin
11:47 No-liquidation loans: available to institutions now, rolling out soon for retail
15:02 Lending mechanics: where Arch's cost of capital comes from
19:37 What happens to Arch if Bitcoin drops 50%
22:09 Why rates have dropped significantly for retail and institutional borrowers
Himanshu Sahay is Arch Lending’s Co-Founder. Before Arch, he led engineering at Snapchat, Tinder, and Bird. At Arch, he leads Arch’s institutional lending and structured-products business, helping companies and funds access tailored Bitcoin-backed financing.
Connect with Himanshu Sahay on LinkedIn: https://www.linkedin.com/in/himanshusahay/
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🌐 Website: https://curiositycodepodcast.com/
📱 Follow on LinkedIn: https://www.linkedin.com/in/akhomyakov/
🎧 Listen on Spotify: https://open.spotify.com/show/4ePKf2qCLzcKATS7o6w2U5
🍎 Apple Podcasts: https://podcasts.apple.com/podcast/id1797349967
This conversation is essential viewing for fintech founders, crypto investors, and banking innovators looking to understand how bitcoin-backed lending is reshaping consumer and institutional finance. Learn how Arch structures crypto collateral, manages risk during market volatility, and builds compliant infrastructure for the next generation of digital asset lending. Whether you're exploring bitcoin loans, DeFi-adjacent lending models, or crypto compliance strategy, this episode of The Curiosity Code Podcast delivers actionable insight.
🎙️ Subscribe for weekly episodes on fintech, AI, and innovation
🌐 Website: https://curiositycodepodcast.com/
📱 Follow on LinkedIn: https://www.linkedin.com/in/akhomyakov/
🎧 Listen on Spotify: https://open.spotify.com/show/curiosity-code
🍎 Apple Podcasts: https://podcasts.apple.com/podcast/the-curiosity-code-podcast/id1748596092
