Splitting the Check Without Shame, and Why High Earners Don't Feel Rich

Hosts: Ralph Estep Jr., LPA & Juliet, first-time entrepreneur

What happens when even six-figure earners stop feeling high income?

In this episode of Becoming Financially Confident, Ralph Estep Jr. breaks down why a Dollar General CEO says shoppers earning $100,000 or more no longer feel high income, plus a simple grocery price check you can try this week.

Ralph and Juliet also cover how to split a restaurant check without the awkwardness, why one in five Americans call sports betting an investment, whether to start a side gig or chase a promotion, a relative who expects you to pay every time, and the storage unit you keep paying for.

In This Episode

• Splitting the check: A Zelle survey found 52% of Gen Z have ghosted a date to dodge the bill, and how to settle it before anyone orders.
• High earners feel the squeeze: Why shoppers earning $100,000 or more are acting like lower income customers, and a 10-item price check to run this week.
• Sports betting: Why bettors get back less than 75 cents on every dollar, according to Bank of America data, and how to check your own last 90 days.
• Side gig or day job: Why a real promotion usually pays more per hour than a side hustle after taxes, and the client who made about $3 an hour on DoorDash.
• Paying for a relative's meals: How to raise it with your partner at a calm time, why it's a relationship issue before it's a money issue, and the earlier episode with Karen on having that conversation.
• The storage unit you never open: Why the US has more self-storage facilities than Starbucks, Walmart, and McDonald's combined, and how to set a move-out date.
• Family loans: How a written promissory note can keep a $4,000 loan from ending a holiday dinner.
• Money Move: Checking your withholding with the IRS estimator so April 15 holds no surprises.
• Win Ralph's Money: 663 entries last week, and this week's drawing is open now.

Have a money question for Ralph?

https://www.becomingfinanciallyconfident.com/voicemail

Watch Becoming Financially Confident live every weekday at 11:30 AM Eastern:

https://www.becomingfinanciallyconfident.com/live

LINKS MENTIONED

Win Ralph's Money

https://www.becomingfinanciallyconfident.com/giveaway

Quicken Simplifi

https://www.becomingfinanciallyconfident.com/quicken

LawDepot

https://www.becomingfinanciallyconfident.com/lawdepot

IRS Tax Withholding Estimator

https://www.irs.gov/w4app

Karen's Episode: Was Fine With Debt

https://www.becomingfinanciallyconfident.com/was-fine-with-debt/

FOLLOW BECOMING FINANCIALLY CONFIDENT

LinkedIn

https://www.linkedin.com/company/becomingfinanciallyconfident

Facebook Group

https://www.facebook.com/share/g/1HpWqv8jp9/

Instagram

https://www.instagram.com/becomingfinanciallyconfident

Skool Community

https://www.skool.com/becoming-financially-confident-7556