Retirement Planning Education, with Andy Panko

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Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Mike. They talk about a wide array of retirement planning topics such as how he learned important investing insights from Paul Merriman, how he adapted going from accumulation to dec…

Andy and Dan VanDusen from Objective Wealth share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about: How to decide between investing money for a child or grandchild in a 529 vs Trump account vs UTMA brokerage acc…

Andy discusses the basics of bonds, including: Basic features and functions of bonds The risks in bonds Bond issuers and maturities How bonds can be used How and why bond prices changes, and how interest rates impact prices Bonds vs bond funds Links in this episode: Tenon Financial's October…

Listener Q&A where Andy talks about:  Follow up thoughts on a previous question about whether it's better to use $27k of cash to make a mega backdoor Roth contribution, or to do a $100k in-plan Roth conversion and use the $27k to pay the taxes on it ( 4:01 ) Why the 4% rule isn't cal…

In this replay of Andy's recent guest appearance on the Catching up to FI podcast, Andy and hosts Bill Yount, MD, and Jackie Cummings Koski, CFP®, AFC®, talk all about traditional defined benefit pensions. What they are, how they work, how to decide between taking payments vs a lump sum and mu…

Andy chats with fellow retirement planner Ryan Langan, CFP®, from Your Path Fi. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, what consumers often overlook in retirement plann…

Andy discusses what all is involved in moving to a new state, from a tax perspective...properly changing your "domicile" and "residence" to the new state. Spoiler alert: It's not necessarily as simple as buying a house and spending at least six months and a day in the new s…

Listener Q&A where Andy talks about:  Whether to use money in a 457b to pay down a mortgage or to pay taxes on Roth conversions ( 7:56 ) How Social Security survivor benefits work, and the optimal ages for spouses to each claim their own Social Security ( 18:54 ) His thoughts on why the Social…

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Mark. They talk about a wide array of retirement planning topics such as when he started getting serious about planning for retirement, how he got comfortable going from accumulation…