LendAPI Partner Podcast with Jay Shah, Director of Strategic Partnership at CRS Credit API
In this episode, host Timothy Li (CEO, LendAPI) talks with Jay Shah of CRS Credit API — a licensed Consumer Reporting Agency (CRA) built to make regulated financial data easy for fintechs and lenders to access.
Jay breaks down what "regulated data" actually means, why the FCRA (Fair Credit Reportin…
LendAPI Partner Podcast — Ron James, Founder & CEO at Opscale Exchange
In this episode of the LendAPI Partner Podcast, host Timothy Li sits down with Ron James, a former senior retail executive at Walmart, Best Buy, and H&R Block who now runs Opscale Exchange. They dig into the billions of dollars in government tax credits — from R&D to tariff refunds — that small bus…
LendAPI Partner Podcast: John Gordon (ValidiFI) on Killing Payment Fraud Before It Happens
In this episode, host Timothy Li (CEO, LendAPI) talks with John Gordon, CEO of ValidiFI, about how lenders and fintechs validate bank accounts, stop ACH fraud, and make better credit decisions using bank behavior data most lenders never see.
John breaks down NACHA's Web Debit Rule (why every ACH p…
LendAPI Partner Podcast: Jeeda Salloum (Block Equity) on Betting on Businesses When No One Else Will
In this episode, host Timothy Li (CEO, LendAPI) talks with Jeeda Salloum , Partner at Block Equity Group, about small business lending, the real stories behind the numbers, and how a psychology degree turned out to be the perfect training for finance.
Jeeda's a partner, closing deals and helping b…
LendAPI Partner Podcast: Carlos Caro on Scaling Network with Affiliate Marketing Summit
In this episode, host Timothy Li (CEO, LendAPI) welcomes back Carlos Caro — consumer lending founder, creator of The Free Toaster newsletter, and now the organizer of a new invite-curated event bringing lenders and publishers together in San Francisco.
Carlos spent seven years at Capital One befor…
LendAPI Partner Podcast: Trevor Barran (FNCR) on the $1M-to-$30M Gap No One Is Financing
In this episode, host Timothy Li (CEO, LendAPI) talks with Trevor Barran, CEO of FNCR, about the strange, underserved middle of small business lending — too big for a local bank or an online lending platform, too small for a commercial bank's credit desk — and why FNCR built an entire company to cl…
LendAPI Partner Podcast with Simon Darchis (FinWise Bank) on What Makes a Bank Say Yes to a Fintech
In this episode, host Timothy Li (CEO, LendAPI) talks with Simon of FinWise Bank Corp about what actually happens behind the scenes of a bank-fintech sponsorship — why some fintechs get onboarded and others get turned away, why high-interest short-term loans aren't always the villain they're made o…
LendAPI Partner Podcast with Jackie (MOOV) on Instant Payments and the art of follow-up
In this episode, host Timothy Li (CEO, LendAPI) catches up with Jackie of MOOV — a single-API payment processor connected directly to the Fed, Visa, and Mastercard — live from FinTech DevCon in Denver, a developer-only conference with no sales pitches allowed.
Jackie walks through what MOOV actual…
LendAPI Partner Podcast: Amr (Neumetria) on Why a Credit Score Can't Describe a Person
In this episode, host Timothy Li (CEO, LendAPI) talks with Amr, founder and CEO of Neumetria, about why a three-digit credit score is a fundamentally broken way to represent a person's financial life — and why every dollar you earn deserves better context than "restaurant" or "travel."
Amr's path …
LendAPI Partner Podcast: Ty Wittman (Pulse) on Why 95% Accurate Document AI Is Still Wrong
In this episode, host Timothy Li (CEO, LendAPI) talks with Ty Wittman of Pulse about why banks still read documents by hand, why template-based OCR was never going to solve it, and what it takes to extract data from a commercial loan packet with confidence a credit committee can actually trust.
Ty …
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