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Wrap insurance programs can dramatically affect the outcome of construction defect claims, yet many attorneys, builders, and contractors struggle to fully understand how these policies operate in practice.
In this episode, 30+ year veteran construction defect defense attorney David McLain joins the pod to unpack the complexities of Owner-Controlled Insurance Programs (OCIPs), Contractor-Controlled Insurance Programs (CCIPs), and wrap-up insurance coverage. We discuss how these programs are structured, who is covered, common coverage disputes, and the unique issues that arise within this insurance model.
David shares practical insights on risk allocation, exclusions and the pitfalls that can create unexpected coverage gaps for builders and general contractors. Whether you're litigating construction defect cases, advising clients on project risk management, or navigating complex insurance coverage disputes, this episode will be informative.
Topics include:
• The fundamentals of OCIPs and CCIPs
• How wrap policies differ from traditional insurance programs
• Coverage issues commonly seen in construction defect litigation
• Common mistakes made by builders and general contractors
• Best practices for preserving and maximizing coverage
If your practice involves construction defect litigation, insurance coverage, or risk management for construction projects, this is an episode you won't want to miss.
