# Save Earn

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Salesforce jobs are NOT safe (getting laid off) | Bay Area Lifestyle

In this video, we discuss why Salesforce jobs may not be as secure as you think, especially in the startup industry. With the ever-changing market and increasing competition, even companies utilizing Salesforce may face financial struggles and layoffs. Don't let the popularity of Salesforce fool ...

The End of iBuying? | Bay Area Real Estate Insights

Have we seen the end of iBuying with the collapse of Zillow Offers and Redfin Now? While this technology took the industry by storm in the early '10s, as the market has contracted after the pandemic bump these companies have had to shutter their iBuying departments and lay off hundreds or thousan...

Divesting

Whenever you add money to your bank account, it doesn't just sit there. Your bank lends your money to industries and projects with the intent of making a profit. Many banks (and all the big name banks in particular) regularly invest OUR money into the fossil fuels industry, thereby funding the co...

Frequently Wondered Questions FWQ: How Do I Budget for My Gap Year?

In this episode of Gap Year Radio, host Julia Rogers dives into the essential topic of budgeting for your gap year. From understanding what your gap year expenses might look like to exploring creative ways to fund your adventure, Julia provides actionable advice for planning a gap year on a budge...

Buying an Investment Property in the Bay Area | 2023 Strategy

Buying an investment property in the Bay Area is no small task these days. It's important to be sure you know the details of current market conditions and understand what to do in difficult scenarios when they arise. Spencer Hsu represents hundreds of Bay Area real estate investors and has the in...

AOA 068: Building Wealth Wisdom: Vince Shorb on Youth Financial Education

Host John Lanza speaks with Vince Shorb about the importance of financial education, the need for financial literacy programs in schools and the challenges of scaling these programs. They address the underappreciated role of parents in financial literacy education and the importance of teaching k...

Bay Area Real Estate Update February 2023 | Goldman Sachs Predicts San Jose Market Crash?

In this week’s Bay Area Real Estate Update, Spencer provides his monthly real estate market update and reviews a Goldman Sachs report about which four US cities will see a housing market crash reminiscent of 2008’s crash. He also examines the historical cost of living in the Bay Area – has it alw...

Bay Area Real Estate Update February 2023 | Mortgage Rates Back at 5%?

In this week’s Bay Area Real Estate Update, Spencer reviews the latest mortgage rates, which have dropped to around 5% for the first time since September 2022. Alongside these decreases, mortgage refi demand has juned 18%, perhaps a sign that good things are coming. He also looks at which 10 US m...

325 Ways to Save Earn and Thrive: Wealth Strategies for Entrepreneurs

Today, our host Bob Gauvreau interviews financial planner, author, and entrepreneur Gary Grewal. Gary shares his journey from starting businesses during a recession to becoming a Certified Financial Planner, demonstrating how aligning one's finances with personal values leads to long-term fulfill...

325 Ways to Save Earn and Thrive: Wealth Strategies for Entrepreneurs

Today, our host Bob Gauvreau interviews financial planner, author, and entrepreneur Gary Grewal. Gary shares his journey from starting businesses during a recession to becoming a Certified Financial Planner, demonstrating how aligning one's finances with personal values leads to long-term fulfill...